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NKSH · National Bankshares Inc

Track NKSH — free
$41.52 +0.82 (+2.01%)
Market Cap
$259.28M
Shares
6.37M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$40.70 Open$40.71 Day$40.31–41.16 52W close$27.18–43.19 Avg vol 30d40K Short int90K · 1.4% float · 1.7d Short vol80% DataJan 2020–Aug 2026 Filing10-Q · Aug 12

Up next

FQ3-26 quarter ends
~Sep 30, 2026 Est
filed Aug 12, 2026

Equibles Rating

blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Neutral Momentum Strong Sentiment Neutral Fundamentals Excellent Quant / Vol Low
Market backdrop VIX 14.5 · calm Equity put/call 0.39
Technical
price trend
Neutral
50 / 200-day cross No cross
Price vs 200-day avg +13%
above
Price vs 50-day avg +5%
above
RSI (14) 52
neutral
MACD trend Negative
52-week position 84%
mid-range
Volume (OBV) Confirms
volume backs price
Momentum
relative strength
Strong
1-month return +2%
trailing
6-month return +10%
trailing
YTD return +21%
this year
Relative strength −5%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $39 › 200d $36 — 50d above 200d
Institutional flow Accumulating
+3% holders QoQ · +19 funds added
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
1.41% of float · ▲ +19.3% MoM · 1.7 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
95 holders — near 3-yr high, broad support
Squeeze score 51
elevated · 0–100
Fundamentals
Excellent
Revenue growth +10%
Y/Y
EPS growth +101%
Y/Y
Free cash flow $16.4M
Valuation P/E 12.8
in line
Balance sheet $59.3M
net cash
Quant / Vol
risk profile
Low
Volatility 28%
annualized · 1-yr
Max drawdown −14%
past year
ATR 3.2%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Neutral
1 · 4 · 2
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+13% Bullish
Price vs 50-day avg
+5% Bullish
RSI (14)
52 Neutral
MACD trend
Negative Bearish
52-week position
84% Neutral
Volume (OBV)
Confirms Neutral
Market signals — smart money & positioning
Bullish · 2 of 6
Trend (MA cross) No cross
50d $39 › 200d $36 — 50d above 200d
Institutional flow Accumulating
+3% holders QoQ · +19 funds added
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
1.41% of float · ▲ +19.3% MoM · 1.7 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
95 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $27 Now $41 · 84% Range high $43
vs 200-day avg +13% vs 50-day avg +5%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings
Metric Latest Period YoY
ACLL to total loans 0.99% As of June 30, 2026
Adjusted return on average assets (non-GAAP) non-GAAP 1.09% Six Months Ended June 30, 2026
Adjusted return on average equity (non-GAAP) non-GAAP 10.65% Six Months Ended June 30, 2026
Efficiency ratio (non-GAAP) non-GAAP 59.17% Six Months Ended June 30, 2026
Municipal deposits as percentage of total deposits 21.7% June 30, 2026
Net interest margin (non-GAAP) non-GAAP 2.99% Six Months Ended June 30, 2026
Ratio of ACLL to nonperforming loans 2,999.1% As of June 30, 2026
Tangible common equity to tangible assets non-GAAP 9.9% As of June 30, 2026
Uninsured non-municipal deposits as percentage of non-municipal deposits 20.8% June 30, 2026
Number of full-service offices 28 March 31, 2026

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
NKSH
National Bankshares Inc
this stock
$259.28M +21.4% +9.8% 12.8 1.4%
MFG
Mizuho Financial Group Inc
$126.83B +42.6% 0.1%
HDB
Hdfc Bank Ltd
$115.38B -38.5% +15.2% 0.5%
CIXPF
CaixaBank/ADR
$110.04B +26.1% 0.1%
IBN
Icici Bank Ltd
$107.15B +0.2% 0.7%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Reducing
Holders
95
% held
36.2%
Net QoQ
-27.7K sh
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
120
View
Short & Settlement
Short Interest Rising
Shares short
90.1K
Days to cover
1.7d
Change
+14.6K sh
View
Short Volume
Short vol %
80%
As of
Aug 28, 2026
Short Total
View
Fails to Deliver
FTD shares
1.2K
Value
$49.6K
As of
Jul 31, 2026
View
Off-Exchange
Off-exchange %
31.2%
Week of
Jul 20, 2026
Off-exch Lit
View
Financials
Financials
Net income (FY)
$15.8M
EPS diluted
$2.49
View
Filings
SEC Filings
Latest
10-Q
Filed
Aug 12, 2026
This year
17
View
Earnings & Events
Investor Relations
Latest news
National Bankshares, Inc. Reports…
Published
Jul 23, 2026
View

Performance

5D 20D 120D MTD YTD
NKSH -0.3% +2.5% +10.0% +0.3% +21.4%
SPY +1.1% +4.0% +14.7% +3.2% +13.1%
vs SPY -1.4% -1.5% -4.7% -3.0% +8.3%

Capital returns

Latest dividend
$0.75 / share · ex May 26, 2026
Cut 3.8%
Paid (TTM)
$1.53 / share · 2 payouts
Dividend yield (TTM, derived)
· history filling in

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 796534 CUSIP 634865109 13F (30d) 78 filings 78 filers Visit website Investor relations