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NKSH · National Bankshares Inc

Track NKSH — free
$40.76 -0.42 (-1.01%)
Market Cap
$262.28M
Shares
6.37M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$41.17 Open$43.25 Day$41.16–43.25 52W close$27.18–43.19 Avg vol 30d40K Short int76K · 1.2% float · 2.4d Short vol52% DataJan 2020–Aug 2026 Filing10-Q · Aug 12

Up next

FQ3-26 quarter ends
~Sep 30, 2026 Est
filed Aug 12, 2026

Equibles Rating

blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Buy Momentum Strong Sentiment Bullish Fundamentals Excellent Quant / Vol Low
Market backdrop VIX 14.9 · calm Equity put/call 0.52
Technical
price trend
Buy
50 / 200-day cross No cross
Price vs 200-day avg +16%
above
Price vs 50-day avg +8%
above
RSI (14) 55
neutral
MACD trend Negative
52-week position 87%
near high
Volume (OBV) Confirms
volume backs price
Momentum
relative strength
Strong
1-month return +14%
trailing
6-month return +7%
trailing
YTD return +23%
this year
Relative strength −4%
vs S&P · 6-mo
Sentiment
smart money
Bullish
Trend (MA cross) No cross
50d $38 › 200d $36 — 50d above 200d
Institutional flow Accumulating
+3% holders QoQ · +19 funds added
Insider flow Flat
No net insider activity over 90 days
Short interest Falling
1.19% of float · ▼ -10.0% MoM · 2.4 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
95 holders — near 3-yr high, broad support
Squeeze score 48
elevated · 0–100
Fundamentals
Excellent
Revenue growth +10%
Y/Y
EPS growth +101%
Y/Y
Free cash flow $16.4M
Valuation P/E 12.9
in line
Balance sheet $59.3M
net cash
Quant / Vol
risk profile
Low
Volatility 29%
annualized · 1-yr
Max drawdown −14%
past year
ATR 3.5%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

Latest guidance · from the 8-K filed Jul 23, 2026
annually
Interest income $4.25M
for 2026
Net interest margin 0.12%
for 2027
Net interest margin 0.24%

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Buy
1 · 3 · 3
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+16% Bullish
Price vs 50-day avg
+8% Bullish
RSI (14)
55 Neutral
MACD trend
Negative Bearish
52-week position
87% Bullish
Volume (OBV)
Confirms Neutral
Market signals — smart money & positioning
Bullish · 3 of 6
Trend (MA cross) No cross
50d $38 › 200d $36 — 50d above 200d
Institutional flow Accumulating
+3% holders QoQ · +19 funds added
Insider flow Flat
No net insider activity over 90 days
Short interest Falling
1.19% of float · ▼ -10.0% MoM · 2.4 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
95 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $27 Now $41 · 87% Range high $43
vs 200-day avg +16% vs 50-day avg +8%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings
Metric Latest Period YoY
ACLL to total loans 0.99% As of June 30, 2026
Adjusted return on average assets (non-GAAP) non-GAAP 1.09% Six Months Ended June 30, 2026
Adjusted return on average equity (non-GAAP) non-GAAP 10.65% Six Months Ended June 30, 2026
Efficiency ratio non-GAAP 58.4% Three Months Ended June 30, 2026
Efficiency ratio (non-GAAP) non-GAAP 59.17% Six Months Ended June 30, 2026
Municipal deposits as percentage of total deposits 21.7% June 30, 2026
Net interest margin non-GAAP 3% Three Months Ended June 30, 2026
Net interest margin (non-GAAP) non-GAAP 2.99% Six Months Ended June 30, 2026
Ratio of ACLL to nonperforming loans 2,999.1% As of June 30, 2026
Tangible common equity to tangible assets non-GAAP 9.9% As of June 30, 2026
Uninsured non-municipal deposits as percentage of non-municipal deposits 20.8% June 30, 2026

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
NKSH
National Bankshares Inc
this stock
$262.28M +22.8% +9.8% 12.9 1.2%
MFG
Mizuho Financial Group Inc
$123.19B +38.5% 0.1%
HDB
Hdfc Bank Ltd
$118.97B -36.6% +15.2% 0.5%
IBN
Icici Bank Ltd
$105.45B -1.2% 0.5%
USB
US Bancorp De
$100.95B +17.7% +4.4% 12.9 1.7%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Reducing
Holders
95
% held
36.2%
Net QoQ
-27.7K sh
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
113
View
Short & Settlement
Short Interest Falling
Shares short
75.5K
Days to cover
2.4d
Change
-8.4K sh
View
Short Volume
Short vol %
52%
As of
Aug 19, 2026
Short Total
View
Fails to Deliver
FTD shares
1.2K
Value
$49.6K
As of
Jul 31, 2026
View
Off-Exchange
Off-exchange %
21.6%
Week of
Jul 13, 2026
Off-exch Lit
View
Financials
Financials
Net income (FY)
$15.8M
EPS diluted
$2.49
View
Filings
SEC Filings
Latest
10-Q
Filed
Aug 12, 2026
This year
17
View
Earnings & Events
Investor Relations
Latest news
National Bankshares, Inc. Reports…
Published
Jul 23, 2026
View

Performance

5D 20D 120D MTD YTD
NKSH -3.4% +14.4% +7.5% +1.4% +22.8%
SPY -0.4% +2.9% +11.6% +3.0% +12.8%
vs SPY -2.9% +11.5% -4.1% -1.6% +10.0%

Capital returns

Latest dividend
$0.75 / share · ex May 26, 2026
Cut 3.8%
Paid (TTM)
$1.53 / share · 2 payouts
Dividend yield (TTM, derived)
· history filling in

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 796534 CUSIP 634865109 13F (30d) 87 filings 87 filers Visit website Investor relations