NP · Neptune Insurance Holdings Inc.
$27.40
+0.05 (+0.18%)
At close · Oct 1
Return incl. dividend (before tax)
Market Cap
$3.78B
Shares
137.23M
Volume · Oct 1
23.11K
Avg daily vol (3M)
603.48K
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$27.35
Open$27.88
Day$27.25–28.29
52W close$17.14–35.11
Avg vol 30d493K
Short int1.8M · 1.3% float · 4.5d
Short vol58%
Last earningsSep 30, 2026
DataOct 2025–Sep 2026
Filing10-Q · Jul 27
Up next
Next earnings call
Dec 20, 2026
Est · unconfirmed
· in 11 wks
filed Jul 27, 2026
call held Sep 30, 2026
Metrics snapshot
Useful current figures from the complete screener profile.
Revenue (TTM)
$181.80M
Trailing 12 months
Net income (TTM)
$39.00M
Trailing 12 months
Revenue growth YoY
+32.8%
Year over year
Operating margin
40.7%
Trailing 12 months
P / E (TTM)
81.5
Trailing earnings · reciprocal yield 1.2%
FCF yield
—
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
—
Latest balance sheet
Dividend yield
—
Trailing 12 months
Shares change YoY
+56.6%
Year over year · more shares
Price change (1Y)
—
Trailing year
Short interest
1.3%
Latest settlement · 4.5 days to cover
Equibles Rating
blended score · not investment adviceOverall
Sell
SellHoldBuy
Technical
Sell
Momentum
Weak
Sentiment
Bullish
Fundamentals
Strong
Quant / Vol
Very High
Market backdrop
VIX 16.3 · calm
Equity put/call 0.53
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
−0%
below
Price vs 50-day avg
−13%
below
RSI (14)
30
oversold
MACD trend
Negative
52-week position
57%
mid-range
Volume (OBV)
Confirms
volume backs price
Momentum
relative strength
1-month return
−16%
trailing
6-month return
+10%
trailing
YTD return
−6%
this year
Relative strength
−2%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $31 › 200d $27 — 50d above 200d
Institutional flow
Accumulating
+36% holders QoQ · +49 funds added
Insider flow
Distributing
Net -$121.0M over 90 days · 100% sells
Short interest
Falling
1.32% of float · ▼ -16.6% MoM · 4.5 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
136 holders — near 1-yr high, broad support
Squeeze score
40
elevated · 0–100
Fundamentals
Revenue growth
+34%
Y/Y
EPS growth
−263%
Y/Y
Balance sheet
$8.0M
net cash
Quant / Vol
risk profile
Volatility
65%
annualized · 1-yr
Max drawdown
−44%
past year
ATR
4.6%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Latest guidance
· from the Earnings Call filed Jul 22, 2026
2026 revenue
· full year 2026
Initiated
$199M
prior FY $159.55M
midpoint +24.7% Y/Y
Adjusted EBITDA margin
· full year 2026
Non-GAAP
Initiated
60% – 61%
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Sell
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
−0%
Neutral
Price vs 50-day avg
−13%
Bearish
RSI (14)
30
Neutral
MACD trend
Negative
Bearish
52-week position
57%
Neutral
Volume (OBV)
Confirms
Neutral
Market signals — smart money & positioning
Bullish · 3 of 6
Trend (MA cross)
No cross
50d $31 › 200d $27 — 50d above 200d
Institutional flow
Accumulating
+36% holders QoQ · +49 funds added
Insider flow
Distributing
Net -$121.0M over 90 days · 100% sells
Short interest
Falling
1.32% of float · ▼ -16.6% MoM · 4.5 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
136 holders — near 1-yr high, broad support
Price context
position in its 52-week range
Range low $17
Now $27 · 57%
Range high $35
vs 200-day avg 0%
vs 50-day avg -13%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Adjusted basic earnings per share non-GAAP | $0.16 | three months ended June 30, 2026 filing | — |
| Adjusted basic EBITDA per share non-GAAP | $0.25 | three months ended June 30, 2026 filing | — |
| Adjusted diluted earnings per share non-GAAP | $0.15 | three months ended June 30, 2026 filing | — |
| Adjusted diluted EBITDA per share non-GAAP | $0.24 | three months ended June 30, 2026 filing | — |
| Adjusted EBITDA margin non-GAAP | 61.7% | Three Months Ended June 30, 2026 filing | — |
| Adjusted net income non-GAAP | $22.6M | three months ended June 30, 2026 filing | — |
GAAP → non-GAAP reconciliationGAAP Net income 15.8M
+7.39M Income tax expense
+1.02M Amortization expense
+6.96M Share-based compensation
-109K Corporate transaction related expenses
+41K One-time expenses
-8.49M Adjusted income taxes
= Adjusted net income 22.6M
|
|||
| eligible policy retention rate at renewal | 86% | the three months ended June 30, 2026 filing | — |
| Policies in force (period-end) | 316,106 | Three Months Ended June 30, 2026 filing | — |
| Premium in force (period-end) | 418.98M | Three Months Ended June 30, 2026 filing | — |
| premium retention rate at renewal | 92.1% | the three months ended June 30, 2026 filing | — |
| Written premium | 126.88M | Three Months Ended June 30, 2026 filing | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Insurance Brokers — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
NP
this stock
Neptune Insurance Holdings Inc.
|
$3.78B | -6.2% | +33.7% | — | 1.3% |
|
MRSH
Marsh & Mclennan Companies, Inc.
|
$81.66B | -8.0% | +10.3% | 20.9 | 1.2% |
|
AJG
Arthur J. Gallagher & Co.
|
$58.90B | -11.9% | +10.1% | 38.1 | 2.5% |
|
AON
Aon plc
|
$58.11B | -21.6% | +7.7% | 15.1 | 1.7% |
|
WTW
Willis Towers Watson PLC
|
$27.30B | -12.3% | -2.2% | 18.2 | 2.6% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| NP | -1.5% | -16.4% | +9.9% | -17.9% | -6.2% |
| SPY | -0.7% | +0.1% | +12.2% | -0.6% | +11.8% |
| vs SPY | -0.8% | -16.5% | -2.2% | -17.3% | -18.1% |
Capital returns
Buyback program
· as of Jun 30, 2026
Authorized
shares 1.22M
Spent (derived)
—
Remaining
—
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.