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NPB · Northpointe Bancshares Inc

$17.30 +0.00 (+0.00%)
Market Cap
$598.27M
Shares
34.58M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$17.30 Open$17.31 Day$17.03–17.47 52W$14.23–19.71 Avg vol 30d218K Short int444K · 1.3% float · 2.5d Short vol34% Last earningsJul 22, 2026 DataFeb 2025–Jul 2026 Filing10-Q · May 14

Up next

Next earnings call
Oct 21, 2026 Est · unconfirmed · in 12 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 14, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Neutral
      SellHoldBuy
      Technical Neutral Momentum Weak Sentiment Neutral Fundamentals Excellent Quant / Vol Moderate
      Market backdrop VIX 18.2 · elevated Equity put/call 0.71
      Technical
      price trend
      Neutral
      50 / 200-day cross No cross
      Price vs 200-day avg −1%
      below
      Price vs 50-day avg −4%
      below
      RSI (14) 40
      neutral
      MACD trend Negative
      52-week position 56%
      mid-range
      Volume (OBV) Confirms
      volume backs price
      Momentum
      relative strength
      Weak
      1-month return −10%
      trailing
      6-month return −1%
      trailing
      YTD return +3%
      this year
      Relative strength −9%
      vs S&P · 6-mo
      Sentiment
      smart money
      Neutral
      Trend (MA cross) No cross
      50d $18 › 200d $18 — 50d above 200d
      Institutional flow Distributing
      12 of 114 funds reported for Jun 30 · net -7.3K sh shares · +1 new
      Insider flow Accumulating
      Net +$591.9K over 90 days · 50% sells
      Short interest Rising
      1.28% of float · ▲ +36.3% MoM · 2.5 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      114 holders — near 1-yr high, broad support
      Squeeze score 55
      elevated · 0–100
      Fundamentals
      Excellent
      Revenue growth +27%
      Y/Y
      EPS growth +15%
      Y/Y
      Free cash flow $41.5M
      Valuation P/E 7.7
      below peers
      Balance sheet $496.5M
      net cash
      Quant / Vol
      risk profile
      Moderate
      Volatility 30%
      annualized · 1-yr
      Max drawdown −15%
      past year
      ATR 3.4%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the Earnings Call filed Jun 30, 2026
      full year 2026
      Net interest margin Lowered 2.3% – 2.4%
      2026 year-end
      MPP balances Maintained $4.1B – $4.3B
      Rest of the loan portfolio excluding MPP and AIO Initiated $1.9B – $2.1B
      AIO balances Maintained $900M – $1B
      2026
      MPP balances participated out on average Initiated $300M – $500M
      Total provision expense Maintained $2M – $3M

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Neutral
      1 · 6 · 0
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      −1% Neutral
      Price vs 50-day avg
      −4% Neutral
      RSI (14)
      40 Neutral
      MACD trend
      Negative Bearish
      52-week position
      56% Neutral
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Mixed
      Trend (MA cross) No cross
      50d $18 › 200d $18 — 50d above 200d
      Institutional flow Distributing
      12 of 114 funds reported for Jun 30 · net -7.3K sh shares · +1 new
      Insider flow Accumulating
      Net +$591.9K over 90 days · 50% sells
      Short interest Rising
      1.28% of float · ▲ +36.3% MoM · 2.5 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      114 holders — near 1-yr high, broad support
      Price context
      position in its 52-week range
      52-wk low $14 Now $17 · 56% 52-wk high $20
      vs 200-day avg -1% vs 50-day avg -4%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Versus peers

      Banks - Regional — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      NPB
      Northpointe Bancshares Inc
      this stock
      $598.27M +3.2% +49.7% 7.7 1.3%
      MFG
      Mizuho Financial Group Inc
      $122.92B +37.8% 0.1%
      HDB
      Hdfc Bank Ltd
      $121.08B -35.5% +15.2% 0.4%
      IBN
      Icici Bank Ltd
      $107.31B +1.5% 0.6%
      PNC
      Pnc Financial Services Group, Inc.
      $101.03B +21.5% +7.2% 14.6 1.7%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Reducing
      Holders
      115
      % held
      64.0%
      Reported
      12 of 114
      Top holder
      WELLINGTON MANAGEMENT GRO…
      Held Float
      View
      Held by Funds
      Fund positions
      127
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      443.5K
      Days to cover
      2.5d
      Change
      +118.0K sh
      View
      Short Volume
      Short vol %
      34%
      As of
      Jul 28, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      110
      Value
      $2.0K
      As of
      Jun 24, 2026
      View
      Off-Exchange
      Off-exchange %
      34.3%
      Week of
      May 4, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net buying
      Net (90d)
      +$591.9K
      Buyers / Sellers
      1 / 1
      Buyers Sellers
      View
      Financials
      Financials
      Net income (FY)
      $83.4M
      EPS diluted
      $2.11
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Jul 21, 2026
      This year
      10
      View
      Proposed Sales
      Value
      $135.1K
      Shares
      7.0K
      Filed
      Jul 1, 2026
      View
      Exempt Offerings
      Offering
      $20.0M
      Filed
      Mar 23, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      Jul 22, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      NPB -7.5% -9.7% -1.1% -9.8% +3.2%
      SPY -1.0% 0.0% +7.4% -0.8% +8.6%
      vs SPY -6.6% -9.7% -8.5% -9.0% -5.4%

      Capital returns

      Latest dividend
      $0.025 / share · ex Jul 15, 2026
      Paid (TTM)
      $0.10 / share · 4 payouts
      Dividend yield (TTM, derived)
      0.58%

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1336706 CUSIP 66661N886 13F (30d) 13 filings 13 filers Visit website Investor relations