Skip to main content
NPB logo

NPB · Northpointe Bancshares Inc

Track NPB — free
$17.37 -0.14 (-0.77%)
Market Cap
$605.18M
Shares
34.58M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$17.50 Open$17.52 Day$17.21–17.62 52W close$15.78–19.31 Avg vol 30d178K Short int537K · 1.6% float · 2.4d Short vol70% Last earningsJul 22, 2026 DataFeb 2025–Aug 2026 Filing10-Q · Aug 13

Up next

Next earnings call
Oct 21, 2026 Est · unconfirmed · in 9 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed Aug 13, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Buy
      SellHoldBuy
      Technical Neutral Momentum Weak Sentiment Neutral Fundamentals Excellent Quant / Vol Moderate
      Market backdrop VIX 14.3 · calm Equity put/call 0.52
      Technical
      price trend
      Neutral
      50 / 200-day cross No cross
      Price vs 200-day avg −0%
      below
      Price vs 50-day avg −3%
      below
      RSI (14) 48
      neutral
      MACD trend Positive
      52-week position 49%
      mid-range
      Volume (OBV) Confirms
      volume backs price
      Momentum
      relative strength
      Weak
      1-month return −7%
      trailing
      6-month return 0%
      trailing
      YTD return +4%
      this year
      Relative strength −14%
      vs S&P · 6-mo
      Sentiment
      smart money
      Neutral
      Trend (MA cross) No cross
      50d $18 › 200d $18 — 50d above 200d
      Institutional flow Accumulating
      +3% holders QoQ · +19 funds added
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Rising
      1.55% of float · ▲ +21.0% MoM · 2.4 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      119 holders — near 1-yr high, broad support
      Squeeze score 41
      elevated · 0–100
      Fundamentals
      Excellent
      Revenue growth +27%
      Y/Y
      EPS growth +15%
      Y/Y
      Free cash flow $41.5M
      Valuation P/E 7.5
      below peers
      Balance sheet $496.5M
      net cash
      Quant / Vol
      risk profile
      Moderate
      Volatility 29%
      annualized · 1-yr
      Max drawdown −15%
      past year
      ATR 2.9%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the Earnings Call filed Jun 30, 2026
      full year 2026
      Net interest margin 2.3% – 2.4%
      2026 year-end
      MPP balances $4.1B – $4.3B
      Rest of the loan portfolio excluding MPP and AIO $1.9B – $2.1B
      AIO balances $900M – $1B
      2026
      MPP balances participated out on average $300M – $500M
      Total provision expense $2M – $3M
      Prior guidance period ended · from the Earnings Call filed Sep 30, 2025
      Net interest margin · full year 2025 2.45% – 2.55%
      MPP loan balances (period ending) · year-end 2025 $3.41B – $3.46B
      AIO loan balances (period ending) · year-end 2025 $740M – $760M
      Rest of loan portfolio balances (excluding MPP and AIO) · year-end 2025 $2.2B – $2.3B

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Neutral
      0 · 6 · 1
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      −0% Neutral
      Price vs 50-day avg
      −3% Neutral
      RSI (14)
      48 Neutral
      MACD trend
      Positive Bullish
      52-week position
      49% Neutral
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Bullish · 2 of 6
      Trend (MA cross) No cross
      50d $18 › 200d $18 — 50d above 200d
      Institutional flow Accumulating
      +3% holders QoQ · +19 funds added
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Rising
      1.55% of float · ▲ +21.0% MoM · 2.4 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      119 holders — near 1-yr high, broad support
      Price context
      position in its 52-week range
      Range low $16 Now $18 · 49% Range high $19
      vs 200-day avg 0% vs 50-day avg -3%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Versus peers

      Banks - Regional — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      NPB
      Northpointe Bancshares Inc
      this stock
      $605.18M +4.3% +27.3% 7.5 1.6%
      MFG
      Mizuho Financial Group Inc
      $132.42B +48.5% 0.1%
      HDB
      Hdfc Bank Ltd
      $120.05B -36.0% +15.2% 0.5%
      IBN
      Icici Bank Ltd
      $108.39B -0.2% 0.5%
      PNC
      Pnc Financial Services Group, Inc.
      $102.52B +23.1% +7.2% 14.1 1.8%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Reducing
      Holders
      119
      % held
      63.6%
      Net QoQ
      -338.0K sh
      Top holder
      WELLINGTON MANAGEMENT GRO…
      Held Float
      View
      Held by Funds
      Fund positions
      128
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      536.8K
      Days to cover
      2.4d
      Change
      +93.2K sh
      View
      Short Volume
      Short vol %
      70%
      As of
      Aug 17, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      47
      Value
      $901
      As of
      Jul 1, 2026
      View
      Off-Exchange
      Off-exchange %
      38.7%
      Week of
      Jul 13, 2026
      Off-exch Lit
      View
      Financials
      Financials
      Net income (FY)
      $83.4M
      EPS diluted
      $2.11
      View
      Filings
      SEC Filings
      Latest
      10-Q
      Filed
      Aug 13, 2026
      This year
      11
      View
      Proposed Sales
      Value
      $910
      Shares
      52
      Filed
      Aug 14, 2026
      View
      Exempt Offerings
      Offering
      $20.0M
      Filed
      Mar 23, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      Jul 22, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      NPB +2.3% -6.9% +0.2% +0.0% +4.3%
      SPY +0.4% +4.5% +13.8% +3.9% +13.9%
      vs SPY +1.9% -11.3% -13.5% -3.9% -9.6%

      Capital returns

      Latest dividend
      $0.025 / share · ex Jul 15, 2026
      Paid (TTM)
      $0.10 / share · 4 payouts
      Dividend yield (TTM, derived)
      0.57%

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1336706 CUSIP 66661N886 13F (30d) 117 filings 116 filers Visit website Investor relations