OBK · Origin Bancorp, Inc.
Price & Indicators
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AI Brief
TL;DR.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders BuyIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
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| Annualized ROAA | 1.35% | second quarter 2026 | — |
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| Average rate paid on total interest-bearing liabilities | 2.67% | second quarter 2026 | — |
| LHFI, excluding mortgage warehouse lines of credit | 7.48B | second quarter 2026 | — |
| Net interest margin (NIM-FTE) | 3.92% | second quarter 2026 | — |
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| Net interest spread | 3.07% | second quarter 2026 | — |
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| Pre-tax, pre-provision (PTPP) earnings non-GAAP | $43.2M | second quarter 2026 | — |
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| Shares repurchased | 217,034 | second quarter 2026 | — |
| Total loans held for investment (LHFI) | 8.07B | second quarter 2026 | — |
| Yield on interest-earning assets | 5.74% | second quarter 2026 | — |
| ALCL to nonperforming LHFI | 113.46% | At March 31, 2026 | — |
| ALCL to total LHFI | 1.26% | At March 31, 2026 | — |
| ALCL to total LHFI, adjusted | 1.34% | At March 31, 2026 | — |
| Allowance for loan credit losses | $99,015K | At March 31, 2026 | — |
| Net charge-offs | $2,777K | Q1 2026 | — |
| Net charge-offs to total average LHFI (annualized) | 0.15% | Q1 2026 | — |
| Nonperforming LHFI to LHFI | 1.11% | At March 31, 2026 | — |
| Past due 30 to 89 days and still accruing | $17,624K | At March 31, 2026 | — |
| Provision for credit losses | $4,965K | Q1 2026 | — |
| Total nonperforming LHFI | $87,266K | At March 31, 2026 | — |
| Core efficiency ratio non-GAAP | 59.77% | the quarter ended December 31, 2025 | — |
| Efficiency ratio | 60.74% | the quarter ended December 31, 2025 | — |
| PTPP ROAA (annualized) non-GAAP | 1.64% | the quarter ended December 31, 2025 | — |
| Tangible book value per common share non-GAAP | $35.04 | December 31, 2025 | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
OBK
this stock
Origin Bancorp, Inc.
|
$1.71B | +47.3% | — | 21.4 | 1.9% |
|
HDB
Hdfc Bank Ltd
|
$121.08B | -35.5% | +15.2% | — | 0.4% |
|
MFG
Mizuho Financial Group Inc
|
$119.51B | +37.8% | — | — | 0.1% |
|
IBN
Icici Bank Ltd
|
$106.74B | +1.5% | — | — | 0.6% |
|
PNC
Pnc Financial Services Group, Inc.
|
$101.03B | +21.5% | +7.2% | 14.6 | 1.7% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| OBK | +6.7% | +6.4% | +25.4% | +7.9% | +47.3% |
| SPY | -1.0% | 0.0% | +7.4% | -0.8% | +8.6% |
| vs SPY | +7.7% | +6.4% | +18.0% | +8.7% | +38.7% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.