OVLY · Oak Valley Bancorp
Price & Indicators
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Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders NeutralIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Allowance for credit losses as a percentage of gross loans | 0.96% | 2nd Quarter 2026 | — |
| Net interest margin | 4.15% | 2nd Quarter 2026 | — |
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| Non-performing assets | 0.13% | 2nd Quarter 2026 | — |
| Number of banking offices | 19 | 2nd Quarter 2026 | — |
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| Efficiency ratio | 62.99% | 1st Quarter 2026 | — |
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| Full-time equivalent staff | 244 | 1st Quarter 2026 | — |
| Average cost of funds | 0.76% | the year ended December 31, 2025 | — |
| Nonperforming assets / total assets | 0.23% | as of December 31, 2025 | — |
| Return on average assets | 1.25% | 4th Quarter 2025 | — |
| Return on average common equity | 12.32% | 4th Quarter 2025 | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
OVLY
this stock
Oak Valley Bancorp
|
$274.36M | +11.6% | — | 11.3 | 1.4% |
|
MFG
Mizuho Financial Group Inc
|
$129.50B | +44.4% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$119.29B | -36.5% | +15.2% | — | 0.4% |
|
IBN
Icici Bank Ltd
|
$105.84B | +0.3% | — | — | 0.6% |
|
PNC
Pnc Financial Services Group, Inc.
|
$100.79B | +20.5% | +7.2% | 14.6 | 1.7% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| OVLY | -1.0% | -0.4% | +5.0% | -1.8% | +11.6% |
| SPY | -0.6% | +0.7% | +6.8% | -1.0% | +8.4% |
| vs SPY | -0.4% | -1.0% | -1.8% | -0.7% | +3.2% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.