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OVLY · Oak Valley Bancorp

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$34.22 -0.07 (-0.20%)
Market Cap
$288.47M
Shares
8.41M
Volume · Oct 28 10.76K Avg daily vol (3M) 20.66K

Price & Indicators

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20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$34.22 Open$34.37 Day$33.91–34.37 52W close$27.05–35.07 Avg vol 30d15K Short int75K · 0.9% float · 5.5d Short vol34% DataJan 2020–Oct 2026 Filing10-Q · Aug 14

Latest filings

8-K Financial results · filed Oct 23, 2026

Oak Valley Bancorp reported third-quarter net income of $6,450,000, or $0.77 per diluted share, up from $5,114,000, or $0.61 per share, in the prior quarter but below $6,693,000, or $0.81 per share, a year earlier; net interest margin was 4.24%.

Read the 8-K
10-Q filed Aug 14, 2026
Read the 10-Q
All filings

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$83.84M
Trailing 12 months
Net income (TTM)
$23.45M
Trailing 12 months
Revenue growth YoY
+3.8%
Year over year
Operating margin
—
Trailing 12 months
P / E (TTM)
12.2
Trailing earnings · reciprocal yield 8.2%
FCF yield
8.6%
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
$194.80M
Latest balance sheet
Dividend yield
2.2%
Trailing 12 months
Shares change YoY
+0.6%
Year over year · more shares
Price change (1Y)
+24.0%
Trailing year
Short interest
0.9%
Latest settlement · 5.5 days to cover
View all 122 metrics

Equibles Rating

blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Strong Buy Momentum Strong Sentiment Very Bullish Fundamentals Strong Quant / Vol Very Low
Market backdrop VIX 17.5 · elevated Equity put/call 0.59
Technical
price trend
Strong Buy
50 / 200-day cross No cross
Price vs 200-day avg +2%
above
Price vs 50-day avg +0%
above
RSI (14) 53
neutral
MACD trend Positive
52-week position 89%
near high
Momentum
relative strength
Strong
1-month return +2%
trailing
6-month return +3%
trailing
YTD return +14%
this year
Relative strength −3%
vs S&P · 6-mo
Sentiment
smart money
Very Bullish
Trend (MA cross) No cross
50d $34 › 200d $33 — 50d above 200d
Institutional flow Accumulating
13 of 84 funds reported for Sep 30 · net +129.1K sh shares · +3 new
Insider flow Accumulating
Net +$48.2K over 90 days · 0% sells
Short interest Falling
0.89% of float · ▼ -5.9% MoM · 5.5 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
84 holders — near 3-yr high, broad support
Squeeze score 44
elevated · 0–100
Fundamentals
Strong
EPS growth −5%
Y/Y
Free cash flow $24.6M
Valuation P/E 12.2
below peers
Quant / Vol
risk profile
Very Low
Volatility 21%
annualized · 1-yr
Max drawdown −9%
past year
ATR 2.3%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Strong Buy
0 · 2 · 4
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+2% Bullish
Price vs 50-day avg
+0% Bullish
RSI (14)
53 Neutral
MACD trend
Positive Bullish
52-week position
89% Bullish
Market signals — smart money & positioning
Bullish · 4 of 6
Trend (MA cross) No cross
50d $34 › 200d $33 — 50d above 200d
Institutional flow Accumulating
13 of 84 funds reported for Sep 30 · net +129.1K sh shares · +3 new
Insider flow Accumulating
Net +$48.2K over 90 days · 0% sells
Short interest Falling
0.89% of float · ▼ -5.9% MoM · 5.5 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
84 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $27 Now $34 · 89% Range high $35
vs 200-day avg +2% vs 50-day avg +0%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings
Metric Latest Period YoY
Credit loss reserve/ gross loans 0.97% NINE MONTHS ENDED SEPTEMBER 30, 2026 —
Efficiency ratio non-GAAP 63.15% NINE MONTHS ENDED SEPTEMBER 30, 2026 —
Full-time equivalent staff 247 NINE MONTHS ENDED SEPTEMBER 30, 2026 —
Net interest margin non-GAAP 4.24% 3rd Quarter 2026 —
Nonperforming assets 2.58M NINE MONTHS ENDED SEPTEMBER 30, 2026 —
Nonperforming assets/ total assets 0.13% NINE MONTHS ENDED SEPTEMBER 30, 2026 —
Number of banking offices 19 NINE MONTHS ENDED SEPTEMBER 30, 2026 —
Return on average assets 1.13% NINE MONTHS ENDED SEPTEMBER 30, 2026 —
Return on average common equity 12.16% 3rd Quarter 2026 —
Return on average equity 10.72% NINE MONTHS ENDED SEPTEMBER 30, 2026 —

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
OVLY
Oak Valley Bancorp
this stock
$288.47M +13.8% — 12.2 0.9%
MFG
Mizuho Financial Group Inc
$116.98B +32.9% — — 0.1%
HDB
Hdfc Bank Ltd
$109.84B -41.0% -3.2% — 0.8%
IBN
Icici Bank Ltd
$103.82B -3.7% — — 0.6%
USB
US Bancorp De
$92.94B +11.7% +4.4% 11.9 1.7%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Accumulating
Holders
86
% held
36.6%
Reported
13 of 84
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
111
View
Short & Settlement
Short Interest Falling
Shares short
75.0K
Days to cover
5.5d
Change
-4.7K sh
View
Short Volume
Short vol %
34%
As of
Oct 28, 2026
Short Total
View
Fails to Deliver
FTD shares
119
Value
$4.1K
As of
Sep 18, 2026
View
Off-Exchange
Off-exchange %
19.4%
Week of
Sep 21, 2026
Off-exch Lit
View
Smart Money
Insider Trades Net buying
Net (90d)
+$48.2K
Buyers / Sellers
2 / 0
Buyers Sellers
View
Financials
Financials
Net income (FY)
$23.9M
EPS diluted
$2.88
View
Filings
SEC Filings
Latest
8-K
Filed
Oct 23, 2026
This year
12

Oak Valley Bancorp reported third-quarter net income of $6,450,000, or $0.77 per diluted share, up from $5,114,000, or $0.61 per share, in the prior quarter but below $6,693,000, or $0.81 per share, a year earlier; net interest margin was 4.24%.

View
Proposed Sales
Value
$12.8K
Shares
375
Filed
Oct 26, 2026
View

Performance

5D 20D 120D MTD YTD
OVLY +3.0% +1.6% +3.1% +1.6% +13.8%
SPY -0.1% +1.3% +5.6% +1.3% +13.3%
vs SPY +3.1% +0.4% -2.5% +0.4% +0.6%

Capital returns

Latest dividend
$0.375 / share · ex Aug 3, 2026
Raised 25%
Paid (TTM)
$0.75 / share · 2 payouts
Dividend yield (TTM, derived)
— · history filling in
Full dividend history

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1431567 CUSIP 671807105 13F (30d) 12 filings 12 filers