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PAPL · Pineapple Financial Inc. · Financials

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$0.87 -0.06 (-5.99%) At close · Sep 18
Market Cap
$24.01M
Shares
25.27M

Income-statement, balance-sheet and cash-flow figures from SEC filings, plus a debt profile anchored in the latest 10-K and updated by each 10-Q and debt exhibit.

Revenue
$2.99M +11.1%
FY2025 Revenue FY2022–FY2025
Net Income
-$3.64M +11.3%
FY2025 Net Income FY2022–FY2025
Gross Margin
46.28% -2.8pp
FY2025 Gross Margin FY2022–FY2025
Operating Margin
-98.7% +43.5pp
FY2025 Operating Margin FY2023–FY2025
Diluted EPS
-$5.31 +53.7%
FY2025 Diluted EPS FY2022–FY2025
Operating Cash Flow
-$946.82K +44.6%
FY2025 Operating Cash Flow FY2022–FY2025

Chart any reported metric, KPI or segment over time — the full statement history lives here

Line Item TTM FY2025 FY2024 FY2023 FY2022
$2.78M $2.99M $2.69M $2.5M $3.6M
-$54.72K -$62.6K -$56.32K
$1.56M $1.6M $1.37M $1.1M $2.72M
$1.22M $1.38M $1.32M $1.41M $883.47K
46.28% 49.12% 56.24% 24.53%
$206.18K $199.76K $187.82K $259.48K
$2.34M $2.25M $2.38M $2.17M $2.98M
$762.97K $592.94K $616.53K $265.15K
$838.84K $441.16K
$3.19M $5.93M $6.51M $5.28M $6.41M
-$403.32K -$2.95M -$3.82M -$2.78M
-98.7% -142.24% -111.18%
-$2.99M -$2.34M
$1.11M $336.12K $93.47K $56.32K $94.2K
$72.11K
-$3.64M -$4.1M -$2.81M -$2.81M
-$2.51M -$3.64M -$4.1M -$2.81M -$2.81M
-121.82% -152.57% -112.26% -78.04%
-$2.07M -$3.54M -$4.09M -$2.87M -$3.02M
USD/shares -$5.06 -$5.31 -$11.46 -$9.00 -$9.00
USD/shares -$5.06 -$5.31 -$11.46 -$9.00 -$9.00
shares 665.82K 357.3K 315.35K 315.35K
shares 665.82K 357.3K 315.35K 315.35K
Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing. TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative.

Debt Profile

Annual debt figures are established from 10-K filings and updated by subsequent 10-Q and 8-K disclosures. Instrument balances are not summed into a company total unless the filing itself reports that total.

Debt data is being processed. Please check back later.

Price & Valuation

Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.

Valuation

EV/Revenue
Mortgage Finance median 4.34×
EV/EBIT
P/E (TTM)
Mortgage Finance median 14.80×

Revenue Breakdown

Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.

Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.

By Product & Service (USD)

Component FY2025 FY2024 FY2023 FY2022
Subscription Revenue $750,042 $738,697 $736,708 $616,734
Sponsorship Revenue $220,923 $107,741 $189,968
Insurance $197,852
Underwriting Revenue $125,828 $153,757 $148,080 $266,731
Other Revenue $87,535 $320,505 $332,448
Key facts CIK 1938109 CUSIP 72303K405 13F (30d) 1 filings 1 filers Visit website Investor relations