PAPL · Pineapple Financial Inc.
$0.87
-0.06 (-6.00%)
At close · Sep 18
Going-concern doubt
— flagged Jul 20, 2026
Substantial doubt about the company's ability to continue as a going concern.
“These conditions, including the Company's accumulated deficit, history of operating losses, and negative operating cash flows, raise substantial doubt about the Company's ability to continue as a going concern within one year after the date that these financial statements are issued. Accordingly, substantial doubt about the Company's ability to continue as a going concern remains.”View the 10-Q filed Jul 20, 2026
Market Cap
$24.01M
Shares
25.27M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$0.93
Open$0.91
Day$0.91–0.93
52W close$0.58–6.59
Avg vol 30d53K
Short int95K · 0.4% float · 1.6d
Short vol30%
Last earningsFeb 28, 2026
DataNov 2023–Sep 2026
Filing10-Q · Jul 20
Up next
filed Jul 20, 2026
Metrics snapshot
Useful current figures from the complete screener profile.
Revenue (TTM)
$2.78M
Trailing 12 months
Net income (TTM)
−$2.51M
Trailing 12 months
Revenue growth YoY
-16.7%
Year over year
Operating margin
-14.5%
Trailing 12 months
P / E (TTM)
—
Trailing earnings
FCF yield
—
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
—
Latest balance sheet
Dividend yield
—
Trailing 12 months
Shares change YoY
+3,923.9%
Year over year · more shares
Price change (1Y)
-84.7%
Trailing year
Short interest
0.4%
Latest settlement · 1.6 days to cover
Equibles Rating
blended score · not investment adviceOverall
Sell
SellHoldBuy
Technical
Strong Sell
Momentum
Neutral
Sentiment
Neutral
Fundamentals
Strong
Quant / Vol
Very High
Market backdrop
VIX 14.8 · calm
Equity put/call 0.52
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
−19%
below
Price vs 50-day avg
−10%
below
RSI (14)
40
neutral
MACD trend
Negative
52-week position
6%
near low
Momentum
relative strength
1-month return
−7%
trailing
6-month return
+39%
trailing
YTD return
−34%
this year
Relative strength
+21%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $1 › 200d $1 — 200d above 50d
Institutional flow
Flat
0% holders QoQ · +3 funds added
Insider flow
Flat
No net insider activity over 90 days
Short interest
Falling
0.38% of float · ▼ -32.3% MoM · 1.6 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Steady
7 holders — mid 2-yr range
Squeeze score
42
elevated · 0–100
Fundamentals
Revenue growth
+11%
Y/Y
EPS growth
+54%
Y/Y
Free cash flow
$-951.8K
Buyback
$15.0M
authorized
Quant / Vol
risk profile
Volatility
146%
annualized · 1-yr
Max drawdown
−91%
past year
ATR
8.4%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders Strong Sell
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
−19%
Bearish
Price vs 50-day avg
−10%
Bearish
RSI (14)
40
Neutral
MACD trend
Negative
Bearish
52-week position
6%
Bearish
Market signals — smart money & positioning
Bullish · 1 of 6
Trend (MA cross)
No cross
50d $1 › 200d $1 — 200d above 50d
Institutional flow
Flat
0% holders QoQ · +3 funds added
Insider flow
Flat
No net insider activity over 90 days
Short interest
Falling
0.38% of float · ▼ -32.3% MoM · 1.6 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Steady
7 holders — mid 2-yr range
Price context
position in its 52-week range
Range low $1
Now $1 · 6%
Range high $7
vs 200-day avg -19%
vs 50-day avg -10%
Illustrative technical + ownership context — a signal mix, not investment advice.
Versus peers
Mortgage Finance — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
PAPL
this stock
Pineapple Financial Inc.
|
$24.01M | -34.2% | +11.1% | — | 0.4% |
|
RKT
Rocket Companies, Inc.
|
$37.00B | -35.1% | +31.2% | — | 3.9% |
|
FNMA
Federal National Mortgage Association Fannie Mae
|
$6.11B | -50.9% | -0.4% | 528.0 | 1.3% |
|
PFSI
PennyMac Financial Services, Inc.
|
$3.59B | -49.6% | +3.1% | 9.5 | 5.6% |
|
FMCC
Federal Home Loan Mortgage Corp
|
$3.12B | -53.0% | -2.7% | — | 1.6% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Institutional Holders
Accumulating
Holders
7
- % held
- 0.6%
- Net QoQ
- +68.3K sh
- Top holder
- XTX Topco Ltd
Held
Float
Short & Settlement
Financials
Filings
Earnings & Events
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| PAPL | -2.3% | -7.2% | +39.1% | -7.2% | -34.2% |
| SPY | +0.6% | -0.8% | +18.2% | -0.6% | +11.8% |
| vs SPY | -3.0% | -6.4% | +20.9% | -6.6% | -46.0% |
Capital returns
Buyback program
· as of Apr 22, 2026
Authorized
$15.00M
Spent (derived)
—
Remaining
—
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.