QFIN · Qfin Holdings, Inc. · Financials
Income-statement, balance-sheet and cash-flow figures from SEC filings, plus a debt profile anchored in the latest 10-K and updated by each 10-Q and debt exhibit.
Chart any reported metric, KPI or segment over time — the full statement history lives here
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 |
|---|---|---|---|---|---|---|---|---|---|
| USD/shares | $3.21 | $2.88 | $1.88 | $1.87 | $2.95 | $1.80 | $1.24 | -$1.37 | — |
| USD/shares | $3.15 | $2.83 | $1.84 | $1.81 | $2.82 | $1.75 | $1.19 | -$1.37 | — |
| shares | 266.5M | 298.01M | 320.75M | 312.59M | 307.27M | 298.22M | 288.83M | 202.75M | 198.35M |
| shares | 272.17M | 303.45M | 328.51M | 322.02M | 321.4M | 306.67M | 300.94M | 202.75M | 198.35M |
Capital Returned to Shareholders
Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2023–FY2025: 8.46B in buybacks.
Debt Profile
Reported borrowing balances, repayment dates and agreement terms, with links to the underlying filings.
Reported debt balances
Each amount keeps its reported scope. Related balance-sheet measures appear under the borrowing they describe.
| Reported balance | As of | Amount | Source |
|---|---|---|---|
| Current portion of convertible notes payable | 2025-12-31 | CNY 1,019,130,000 | 20-F filed 2026-04-27 |
| Current portion of convertible notes payable | 2025-12-31 | USD 145,734,000 | 20-F filed 2026-04-27 |
| Noncurrent convertible notes payable | 2025-12-31 | CNY 1,583,213,000 | 20-F filed 2026-04-27 |
| Noncurrent convertible notes payable | 2025-12-31 | USD 226,396,000 | 20-F filed 2026-04-27 |
| Operating lease liabilities | 2025-12-31 | CNY 32,683,000 | 20-F filed 2026-04-27 |
Related accounting measures — not additional borrowingCarrying amounts can reflect issuance costs or discounts. Differences between these measures are not necessarily repayments due within a year.
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Covenants
Covenant terms have not yet been verified for this profile.
The balance figures do not establish whether covenants apply or whether the company complies with them.
Loans, facilities and notes
The instrument breakdown is not yet verified. Read the debt note in the linked report for borrowing terms and maturity conditions.
Revenue Breakdown
Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.
Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.
By Product & Service (CNY)
| Component | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Credit Risk Taking Model | 13,977,218,000 | 11,719,027,000 | 11,738,560,000 | 11,586,251,000 | 10,189,167,000 | 11,403,675,000 | 8,013,391,000 | 4,170,271,000 |
| Financial Service | 8,569,063,000 | 6,636,511,000 | 5,109,921,000 | 3,487,951,000 | 2,184,128,000 | 2,184,180,000 | 1,309,616,000 | 267,844,000 |
| Platform Service | 5,227,841,000 | 5,446,629,000 | 4,551,467,000 | 4,967,679,000 | 6,446,478,000 | 2,160,279,000 | 1,206,456,000 | 276,747,000 |
| Releasing of Guarantee Liabilities | 3,412,952,000 | 3,695,017,000 | 4,745,898,000 | 5,899,153,000 | 5,583,135,000 | 4,506,935,000 | 285,407,000 | 25,169,000 |
| Referral Services | 2,738,786,000 | 2,842,637,000 | 950,016,000 | 561,372,000 | 620,317,000 | 265,300,000 | 375,551,000 | 211,087,000 |
| Loan Facilitation and Servicing Fees Risk Taking | 1,604,903,000 | 1,016,514,000 | 1,667,119,000 | 2,086,414,000 | 2,326,027,000 | 4,596,555,000 | 6,273,131,000 | 3,807,242,000 |
| Other Services Risk Free Model | 1,326,492,000 | 487,195,000 | 387,496,000 | 281,581,000 | 148,220,000 | 68,325,000 | 16,324,000 | 7,312,000 |
| Loan Facilitation and Servicing Fees Capital Light | 1,162,563,000 | 2,116,797,000 | 3,213,955,000 | 4,124,726,000 | 5,677,941,000 | 1,826,654,000 | 814,581,000 | 58,348,000 |
| Revenue From Loan Facilitation Services Under Fees Risk Taking | 1,143,395,000 | 638,814,000 | 1,081,699,000 | 1,442,100,000 | 1,399,310,000 | 3,160,457,000 | 4,396,300,000 | 3,058,084,000 |
| Revenue From Loan Facilitation Services Under Fees Capital Light | 683,929,000 | 1,246,541,000 | 2,096,085,000 | 2,656,511,000 | 4,484,632,000 | 1,416,715,000 | 672,982,000 | 49,549,000 |
| Revenue From Post Origination Services Under Fees Capital Light | 478,634,000 | 870,256,000 | 1,117,870,000 | 1,468,215,000 | 1,193,309,000 | 409,939,000 | 141,599,000 | 8,799,000 |
| Revenue From Post Origination Services Under Fees Risk Taking | 461,508,000 | 377,700,000 | 585,420,000 | 644,314,000 | 926,717,000 | 1,436,098,000 | 1,876,831,000 | 749,158,000 |
| Other Services Risk Taking | 390,300,000 | 370,985,000 | 215,622,000 | 112,733,000 | 95,877,000 | 116,005,000 | 145,237,000 | 70,016,000 |