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RF

Regions Financial Corp
$32.40 +0.92 (+2.92%) At close · Jul 16
Market Cap
$27.13B
Shares
853,379,538

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$32.40 Open$31.68 Day$31.62–32.47 52W$22.25–32.47 Avg vol 30d9.9M Short int53.9M · 6.3% float · 4.4d Short vol61% Last earningsJul 17, 2026 DataJan 2020–Jul 2026 Filing10-Q · May 7
Up next
Next earnings call
Oct 16, 2026 Est · unconfirmed · in 13 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 7, 2026
AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Equibles Rating blended score · not investment advice
      Overall
      Strong Buy
      SellHoldBuy
      Technical Buy Momentum Very Strong Sentiment Neutral Fundamentals Excellent Quant / Vol Low
      Market backdrop VIX 16.7 · calm Equity put/call 0.67
      Technical
      price trend
      Buy
      50 / 200-day cross No cross
      Price vs 200-day avg +18%
      above
      Price vs 50-day avg +12%
      above
      RSI (14) 74
      overbought
      MACD trend Positive
      52-week position 99%
      near high
      Volume (OBV) Confirms
      volume backs price
      Momentum
      relative strength
      Very Strong
      1-month return +12%
      trailing
      6-month return +16%
      trailing
      YTD return +21%
      this year
      Relative strength +7%
      vs S&P · 6-mo
      Sentiment
      smart money
      Neutral
      Trend (MA cross) No cross
      50d $29 › 200d $27 — 50d above 200d
      Institutional flow Distributing
      160 of 1,075 funds reported for Jun 30 · net -193.6K sh shares · +14 new
      Insider flow Distributing
      Net -$195.8K over 90 days · 100% sells
      Short interest Falling
      6.32% of float · ▼ -0.1% MoM · 4.4 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      1,075 holders — near 3-yr high, broad support
      Squeeze score 80
      high risk · 0–100
      Fundamentals
      Excellent
      Revenue growth +24%
      Y/Y
      EPS growth +19%
      Y/Y
      Valuation P/E 13.2
      below peers
      Buyback $875.0M
      remaining
      Balance sheet $13.8B
      net cash
      Quant / Vol
      risk profile
      Low
      Volatility 25%
      annualized · 1-yr
      Max drawdown −18%
      past year
      ATR 2.1%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record
      Latest guidance · from the Earnings Call filed Mar 31, 2026
      full year 2026
      Net interest income Initiated 2.5% – 4%
      second quarter 2026
      Net interest income Initiated 2%
      quarterly
      Capital Markets quarterly revenue $90M – $105M

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Buy
      1 · 2 · 4
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +18% Bullish
      Price vs 50-day avg
      +12% Bullish
      RSI (14)
      74 Bearish
      MACD trend
      Positive Bullish
      52-week position
      99% Bullish
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Mixed
      Trend (MA cross) No cross
      50d $29 › 200d $27 — 50d above 200d
      Institutional flow Distributing
      160 of 1,075 funds reported for Jun 30 · net -193.6K sh shares · +14 new
      Insider flow Distributing
      Net -$195.8K over 90 days · 100% sells
      Short interest Falling
      6.32% of float · ▼ -0.1% MoM · 4.4 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      1,075 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      52-wk low $22 Now $32 · 99% 52-wk high $32
      vs 200-day avg +18% vs 50-day avg +12%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from its earnings releases, calls, and filings
      Metric Latest Period YoY
      Adj. diluted earnings per common share non-GAAP $0.68 2Q26
      Adj. net income avail. to common shareholders non-GAAP $583M 2Q26
      Adjusted efficiency ratio non-GAAP 56.9% 2Q26
      Adjusted non-interest income non-GAAP $670M 2Q26
      Adjusted total revenue non-GAAP $1,947M 2Q26
      Allowance for credit losses ratio 1.63% 2Q26
      Average deposits $130,691M 2Q26
      Average loans, net of unearned income $98,722M 2Q26
      Common equity Tier 1 ratio 10.7% 2Q26
      Common equity Tier 1 ratio (incl. AOCI) non-GAAP 9.5% 2Q26
      Efficiency ratio 58.3% 2Q26
      Net interest margin (FTE) 3.66% 2Q26
      ACL/NPLs 238% 1Q26
      Business services criticized loans as a percent of business loans 5.15% 1Q26
      Interest-bearing deposit costs 1.72% 1Q26
      NPLs to total loans 0.71% 1Q26

      Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

      Versus peers

      Banks - Regional — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      RF
      Regions Financial Corp
      this stock
      $27.13B +20.7% +23.8% 13.2 6.3%
      HDB
      Hdfc Bank Ltd
      $134.84B -28.0% +15.2% 0.4%
      MFG
      Mizuho Financial Group Inc
      $125.72B +41.0% 0.1%
      IBN
      Icici Bank Ltd
      $106.06B -0.8% 0.7%
      PNC
      Pnc Financial Services Group, Inc.
      $102.48B +23.2% +7.2% 14.8 1.9%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Reducing
      Holders
      1,080
      % held
      78.2%
      Reported
      160 of 1,075
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      703
      View
      Short & Settlement
      Short Interest Falling
      Shares short
      53.9M
      Days to cover
      4.4d
      Change
      -51.6K sh
      View
      Short Volume
      Short vol %
      61%
      As of
      Jul 16, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      4.8K
      Value
      $144.0K
      As of
      Jun 30, 2026
      View
      Off-Exchange
      Off-exchange %
      45.9%
      Week of
      Jun 22, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$195.8K
      Buyers / Sellers
      0 / 1
      Buyers Sellers
      View
      Congressional Trades Sell
      Member
      Lisa McClain
      Amount
      $1.0K–$15.0K
      Traded
      Oct 31, 2025
      View
      Financials
      Financials
      Net income (FY)
      $2.2B
      EPS diluted
      $2.30
      View
      Buybacks
      Authorized
      $3.0B
      Remaining
      $875.0M
      Spent Remaining
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Jul 17, 2026
      This year
      12
      View
      Proposed Sales
      Value
      $2.2M
      Shares
      81.8K
      Filed
      May 18, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      Jul 17, 2026
      View
      Investor Relations
      Latest news
      Regions Reports Earnings of $549…
      Published
      Jul 17, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      RF +6.0% +11.7% +15.6% +7.3% +20.7%
      SPY -0.1% +0.1% +9.0% +0.5% +10.1%
      vs SPY +6.1% +11.7% +6.7% +6.8% +10.6%

      Capital returns

      Latest dividend
      $0.265 / share · ex Mar 2, 2026
      Raised 6%
      Paid (TTM)
      $0.795 / share · 3 payouts
      Dividend yield (TTM, derived)
      2.45%
      Buyback program · as of Apr 23, 2015
      Authorized
      $3.00B
      Spent (derived)
      $2.12B
      Remaining
      $875.00M
      Spent Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1281761 CUSIP 7591EP100 13F (30d) 178 filings 155 filers Visit website Investor relations