RF · Regions Financial Corp
Price & Indicators
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AI Brief
TL;DR.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders BuyIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
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| ACL/NPLs | 241% | 2Q26 | — |
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| Adjusted efficiency ratio non-GAAP | 56.9% | 2Q26 | — |
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| Allowance for credit losses ratio | 1.63% | 2Q26 | — |
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| Common equity Tier 1 ratio | 10.7% | 2Q26 | — |
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| Common equity Tier 1 ratio (incl. AOCI) non-GAAP | 9.5% | 2Q26 | — |
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| Efficiency ratio | 58.3% | 2Q26 | — |
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| interest-bearing deposit costs | 1.69% | 2Q26 | — |
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| Net interest margin (FTE) | 3.66% | 2Q26 | — |
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| Average deposits | $130.23B | 1Q26 | — |
| Average loans | $96.42B | 1Q26 | — |
| Business services criticized loans as a percent of business loans | 5.15% | 1Q26 | — |
| NPLs to total loans | 0.71% | 1Q26 | — |
| Adj. diluted earnings per common share non-GAAP | $0.57 | 4Q25 | — |
| Adj. net income avail. to common shareholders non-GAAP | $504M | 4Q25 | — |
| Adjusted non-interest expense non-GAAP | $1.11B | 4Q25 | — |
| Adjusted non-interest income non-GAAP | $640M | 4Q25 | — |
| Adjusted total revenue non-GAAP | $1.92B | 4Q25 | — |
| Effective Tax Rate | 24.5% | 4Q25 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
RF
this stock
Regions Financial Corp
|
$27.18B | +17.7% | +23.8% | 13.0 | 6.1% |
|
MFG
Mizuho Financial Group Inc
|
$132.42B | +48.5% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$120.05B | -36.0% | +15.2% | — | 0.5% |
|
IBN
Icici Bank Ltd
|
$108.39B | -0.2% | — | — | 0.5% |
|
PNC
Pnc Financial Services Group, Inc.
|
$102.52B | +23.1% | +7.2% | 14.1 | 1.8% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| RF | +1.5% | +0.8% | +11.1% | +3.1% | +17.7% |
| SPY | +0.4% | +4.5% | +13.8% | +3.9% | +13.9% |
| vs SPY | +1.1% | -3.7% | -2.7% | -0.9% | +3.9% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.