RGA · Reinsurance Group Of America Inc
$244.62
-1.62 (-0.66%)
At close · Oct 1
Return incl. dividend (before tax)
Market Cap
$16.24B
Shares
65.30M
Volume · Oct 1
433.6K
Avg daily vol (3M)
348.09K
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$246.24
Open$251.74
Day$246.11–253.95
52W close$181.54–255.91
Avg vol 30d322K
Short int970K · 1.5% float · 3.1d
Short vol60%
Last earningsAug 7, 2026
DataJan 2020–Sep 2026
Filing10-Q · Aug 7
Up next
Next earnings call
Nov 6, 2026
Est · unconfirmed
· in 5 wks
filed Aug 7, 2026
call held Aug 7, 2026
Metrics snapshot
Useful current figures from the complete screener profile.
Revenue (TTM)
$25.97B
Trailing 12 months
Net income (TTM)
$1.51B
Trailing 12 months
Revenue growth YoY
+18.5%
Year over year
Operating margin
—
Trailing 12 months
P / E (TTM)
10.8
Trailing earnings · reciprocal yield 9.2%
FCF yield
—
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
—
Latest balance sheet
Dividend yield
—
Trailing 12 months
Shares change YoY
-1.5%
Year over year · fewer shares
Price change (1Y)
+28.2%
Trailing year
Short interest
1.5%
Latest settlement · 3.1 days to cover
Equibles Rating
blended score · not investment adviceOverall
Buy
SellHoldBuy
Technical
Buy
Momentum
Very Strong
Sentiment
Neutral
Fundamentals
Excellent
Quant / Vol
Very Low
Market backdrop
VIX 16.3 · calm
Equity put/call 0.53
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+13%
above
Price vs 50-day avg
+1%
above
RSI (14)
49
neutral
MACD trend
Negative
52-week position
87%
near high
Momentum
relative strength
1-month return
−1%
trailing
6-month return
+18%
trailing
YTD return
+21%
this year
Relative strength
+6%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $245 › 200d $218 — 50d above 200d
Institutional flow
Accumulating
+2% holders QoQ · +70 funds added
Insider flow
Distributing
Net -$2.1M over 90 days · 100% sells
Short interest
Rising
1.48% of float · ▲ +4.5% MoM · 3.1 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
634 holders — near 3-yr high, broad support
Squeeze score
52
elevated · 0–100
Fundamentals
Revenue growth
+7%
Y/Y
EPS growth
+65%
Y/Y
Free cash flow
$4.1B
Buyback
$400.0M
remaining
Balance sheet
$673.4M
net debt
Quant / Vol
risk profile
Volatility
23%
annualized · 1-yr
Max drawdown
−13%
past year
ATR
2.0%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Latest guidance
· from the Earnings Call filed Jun 30, 2026
intermediate term
EPS growth
8% – 10%
ROE
13% – 15%
Payout ratio
20% – 30%
this September
Excess capital used to pay down debt
$400M
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Buy
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+13%
Bullish
Price vs 50-day avg
+1%
Bullish
RSI (14)
49
Neutral
MACD trend
Negative
Bearish
52-week position
87%
Bullish
Market signals — smart money & positioning
Mixed
Trend (MA cross)
No cross
50d $245 › 200d $218 — 50d above 200d
Institutional flow
Accumulating
+2% holders QoQ · +70 funds added
Insider flow
Distributing
Net -$2.1M over 90 days · 100% sells
Short interest
Rising
1.48% of float · ▲ +4.5% MoM · 3.1 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
634 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $182
Now $246 · 87%
Range high $256
vs 200-day avg +13%
vs 50-day avg +1%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Adjusted operating income before income taxes non-GAAP | $761M | the three months ended June 30, 2026 filing | — |
GAAP → non-GAAP reconciliationGAAP Income before income taxes $605M
+$181M Investment and derivative (gains) losses
-$26M Market risk benefits remeasurement (gains) losses
+$1M Change in fair value of funds withheld embedded derivatives
+$10M Funds withheld (gains) losses – investment income
+$0M Derivatives – interest credited
+$0M Investment income on unit-linked variable annuities
+$0M Interest credited on unit-linked variable annuities
+$0M Interest expense on uncertain tax positions
-$10M Other
= Adjusted operating income before income taxes $761M
|
|||
| Average yield earned on investments, excluding spread related business | 5.33% | Three months ended June 30, 2026 filing | — |
| Other operating expenses as a percentage of net premiums | 6.4% | Three months ended June 30, 2026 filing | — |
| Policy acquisition costs and other insurance expenses as a percentage of net premiums | 4.4% | Three months ended June 30, 2026 filing | — |
| Adjusted operating income non-GAAP | $1.05B | Six Months Ended June 30, 2026 | — |
GAAP → non-GAAP reconciliationGAAP Net income available to RGA shareholders 1.51B
+462M Capital (gains) losses, derivatives and other, net
-24M Change in fair value of embedded derivatives
-80M Tax expense on uncertain tax positions and other tax related items
+7M Net income attributable to noncontrolling interest
= Adjusted operating income 1.87B
|
|||
| Assumed life reinsurance in force | 4.34T | At June 30, 2026 | — |
| Assumed new business production | 280.3B | Six Months Ended June 30, 2026 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Insurance - Reinsurance — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
RGA
this stock
Reinsurance Group Of America Inc
|
$16.24B | +21.0% | +7.2% | 10.9 | 1.5% |
|
EG
Everest Group, Ltd.
|
$14.20B | +7.6% | +1.2% | 7.8 | 5.0% |
|
RNR
Renaissancere Holdings Ltd
|
$13.53B | +13.2% | +9.9% | — | 3.6% |
|
SPNT
SiriusPoint Ltd
|
$2.95B | +10.8% | +23.1% | 6.3 | 4.6% |
|
HG
Hamilton Insurance Group, Ltd.
|
$2.19B | +18.4% | +24.7% | — | 2.0% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Earnings & Events
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| RGA | -0.2% | -0.6% | +18.0% | +0.1% | +21.0% |
| SPY | -0.7% | +0.1% | +12.2% | -0.6% | +11.8% |
| vs SPY | +0.5% | -0.7% | +5.9% | +0.7% | +9.2% |
Capital returns
Buyback program
· as of Jun 30, 2026
Authorized
$500.00M
Spent (derived)
$100.00M
Remaining
$400.00M
Spent
Remaining
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.
Key facts
CIK
898174
CUSIP
759351604
13F (30d)
17 filings
13 filers
Visit website
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