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SPFI · South Plains Financial, Inc. · Options Calculator

Track SPFI — free
$44.76 +0.12 (+0.27%) At close · Sep 11
Market Cap
$843.24M
Shares
18.84M

Options Calculator

Theoretical estimate

Estimate what a long-dated option on SPFI could return if you hold it and the stock reaches a target price. Premiums are theoretical Black-Scholes-Merton values — tune the inputs to match your broker, then compare each strike's return against simply holding the shares.

Holding period

2.00 years

Implied volatility (%)

Implied volatility from the SPFI options chain (Sep 18, 2026) — the market's own forward-looking estimate.Market-wide VIX 15.8.

Risk-free rate (%)

Latest SOFR (2026-09-10) — an overnight rate, a rough proxy over years.

Dividend per share

Annualizes to a 1.61% yield. Most recent $0.18 ex-date 2026-07-27; frequency detected — adjust if it's wrong.

Recent payouts
  • 2026-07-27 $0.18
  • 2026-04-27 $0.17
  • 2026-02-02 $0.17
  • 2025-10-27 $0.16
Target price at horizon

Spot $44.76 at close 2026-09-11.

Best strike
Highest estimated return
Return at target
annualized
Breakeven
Stock price to break even
Hold the stock
annualized, with dividends

Return by strike at your target price

Strike ladder

Strike Moneyness Premium Breakeven Value at target Return Annualized Max loss

Per share; one contract = 100 shares. Premiums are theoretical Black-Scholes-Merton estimates — real options are American-style and priced off an implied-volatility smile, so use your broker's quote for the actual premium. Not investment advice.

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Key facts CIK 1163668 CUSIP 83946P107 13F (30d) 46 filings 46 filers Visit website Investor relations