SPFI · South Plains Financial, Inc.
$45.10
-0.27 (-0.60%)
At close · Jul 29
Market Cap
$863.47M
Shares
19.15M
South Plains Financial, Inc. Earnings Call Transcripts
Every quarterly earnings call for South Plains Financial, Inc. (SPFI) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.
Earnings call
FY26 · Q2
2026-07-17
South Plains Financial Second Quarter 2026 Earnings Call
Confident tone
Bank of Houston Acquisition and Integration
Elevated Payoffs
Loan Growth and Pipeline
Results not yet reported
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-04-28
South Plains Financial, Inc. Q1 FY2026 Earnings Call
Positive tone
Bank of Houston acquisition
Net interest margin and loan yields
Organic loan growth and hiring
Diluted EPS
$0.85
▲ 18.1% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-01-26
South Plains Financial, Inc. Q4 FY2025 Earnings Call
Confident tone
Bank of Houston acquisition
Loan growth and lender recruitment
Asset quality and credit risk
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-10-23
South Plains Financial, Inc. Q3 FY2025 Earnings Call
Confident tone
Loan growth and paydowns
Lending team expansion
Net interest margin and rates
Diluted EPS
$0.96
▲ 45.5% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-07-16
South Plains Financial, Inc. Q2 FY2025 Earnings Call
Positive tone
Loan Growth and Payoffs
Lender Recruitment and Expansion
M&A and Acquisitions
Diluted EPS
$0.86
▲ 30.3% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-04-24
South Plains Financial, Inc. Q1 FY2025 Earnings Call
Positive tone
Credit quality and conservative underwriting
Loan growth and production
Capital and liquidity strength
Diluted EPS
$0.72
▲ 12.5% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-01-24
South Plains Financial, Inc. Q4 FY2024 Earnings Call
Positive tone
Loan growth and demand
Net interest margin and repricing
Energy/Permian market exposure
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-10-23
South Plains Financial, Inc. Q3 FY2024 Earnings Call
Positive tone
Loan portfolio and growth outlook
Capital, liquidity, and shareholder returns
Securities / bond portfolio positioning
Diluted EPS
$0.66
▼ 15.4% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-07-18
South Plains Financial, Inc. Q2 FY2024 Earnings Call
Positive tone
Loan Growth and Portfolio Composition
Credit Quality and Risk Management
Profitability and Operating Metrics
Diluted EPS
$0.66
▼ 61.4% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-04-25
South Plains Financial, Inc. Q1 FY2024 Earnings Call
Confident tone
Market dislocation and new relationships
Net interest margin and loan yields
Credit quality
Diluted EPS
$0.64
▲ 20.8% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-01-26
South Plains Financial, Inc. Q4 FY2023 Earnings Call
Positive tone
Net interest income and rate sensitivity
Deposit franchise and treasury management
Credit quality
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-10-24
South Plains Financial, Inc. Q3 FY2023 Earnings Call
Diluted EPS
$0.78
▼ 9.3% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-07-25
South Plains Financial, Inc. Q2 FY2023 Earnings Call
Diluted EPS
$1.71
▲ 94.3% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-04-27
South Plains Financial, Inc. Q1 FY2023 Earnings Call
Diluted EPS
$0.53
▼ 32.1% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-01-26
South Plains Financial, Inc. Q4 FY2022 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-10-21
South Plains Financial, Inc. Q3 FY2022 Earnings Call
Diluted EPS
$0.86
▲ 4.9% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-07-22
South Plains Financial, Inc. Q2 FY2022 Earnings Call
Diluted EPS
$0.88
▲ 18.9% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-04-26
South Plains Financial, Inc. Q1 FY2022 Earnings Call
Diluted EPS
$0.78
▼ 4.9% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-01-27
South Plains Financial, Inc. Q4 FY2021 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-10-26
South Plains Financial, Inc. Q3 FY2021 Earnings Call
Diluted EPS
$0.82
▼ 10.9% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-07-27
South Plains Financial, Inc. Q2 FY2021 Earnings Call
Diluted EPS
$0.74
▲ 138.7% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-04-27
South Plains Financial, Inc. Q1 FY2021 Earnings Call
Diluted EPS
$0.82
▲ 115.8% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-01-27
South Plains Financial, Inc. Q4 FY2020 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-10-27
South Plains Financial, Inc. Q3 FY2020 Earnings Call
Diluted EPS
$0.92
▲ 104.4% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-07-29
South Plains Financial, Inc. Q2 FY2020 Earnings Call
Diluted EPS
$0.31
▼ 16.2% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-04-30
South Plains Financial, Inc. Q1 FY2020 Earnings Call
Diluted EPS
$0.38
▲ 18.8% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY19 · Q4
2020-01-24
South Plains Financial, Inc. Q4 FY2019 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Showing 1–27 of 27 earnings calls
Key facts
CIK
1163668
CUSIP
83946P107
13F (30d)
28 filings
28 filers
Visit website
Investor relations