SRCE · 1St Source Corp

Track SRCE — free

$86.14 +0.43 (+0.50%)

Market Cap

$2.07B

24.08M

Up next

Next earnings call

Oct 22, 2026 Scheduled · in 9 wks

FQ3-26 quarter ends

~Sep 30, 2026 Est

Latest filing: 10-Q

filed Jul 23, 2026

Equibles Rating

blended score · not investment advice

Overall

Buy

SellHoldBuy

Technical Buy Momentum Very Strong Sentiment Bearish Fundamentals Strong Quant / Vol Very Low

Market backdrop VIX 14.9 · calm Equity put/call 0.52

Technical

price trend

Buy

50 / 200-day cross No cross

Price vs 200-day avg +19%

above

Price vs 50-day avg +2%

above

RSI (14) 46

neutral

MACD trend Negative

52-week position 85%

mid-range

Momentum

relative strength

Very Strong

1-month return +3%

trailing

6-month return +24%

trailing

YTD return +37%

this year

Relative strength +12%

vs S&P · 6-mo

Sentiment

smart money

Bearish

Trend (MA cross) No cross

50d $84 › 200d $72 — 50d above 200d

Institutional flow Distributing

-0% holders QoQ · +23 funds added

Insider flow Distributing

Net -$43.9K over 90 days · 100% sells

Short interest Rising

2.25% of float · ▲ +19.3% MoM · 3.6 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

204 holders — near 3-yr high, broad support

Squeeze score 56

elevated · 0–100

Fundamentals

Strong

Revenue growth +5%

Y/Y

EPS growth +20%

Y/Y

Free cash flow $213.0M

Valuation P/E 12.4

below peers

Balance sheet $155.3M

net debt

Quant / Vol

risk profile

Very Low

Volatility 21%

annualized · 1-yr

Max drawdown −12%

past year

ATR 2.1%

of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Buy

1 · 3 · 2

50 / 200-day cross

No cross Neutral

Price vs 200-day avg

+19% Bullish

Price vs 50-day avg

+2% Bullish

RSI (14)

46 Neutral

MACD trend

Negative Bearish

52-week position

85% Neutral

Market signals — smart money & positioning

Bearish · 3 of 6

Trend (MA cross) No cross

50d $84 › 200d $72 — 50d above 200d

Institutional flow Distributing

-0% holders QoQ · +23 funds added

Insider flow Distributing

Net -$43.9K over 90 days · 100% sells

Short interest Rising

2.25% of float · ▲ +19.3% MoM · 3.6 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

204 holders — near 3-yr high, broad support

Price context

position in its 52-week range

Range low $58 Now $86 · 85% Range high $91

vs 200-day avg +19% vs 50-day avg +2%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings

Metric	Latest	Period	YoY
1st Source Bank Specialty Finance Group locations	16	as of the report date	—
1st Source Insurance offices	13	as of the report date	—
Allowance for loan and lease losses as a percentage of total loans and leases	2.3%	as of June 30, 2026	—
Average brokered deposits	301.08M	the second quarter of 2026	—
Average deposits	7.43B	the second quarter of 2026	—

Average loans and leases	7.14B	the second quarter of 2026	—

Banking centers	78	Q2 2026	—
Common Equity Tier 1 ratio	15.49%	as of June 30, 2026	—
Common equity-to-assets ratio	14.15%	as of June 30, 2026	—
Efficiency ratio: expense to revenue	46.57%	Q2 2026	—

Efficiency ratio: expense to revenue - adjusted non-GAAP	46.64%	Q2 2026	—

Net charge-offs	0.52M	the second quarter of 2026	—
Net charge-offs to average loans and leases	0.03%	Q2 2026	—

Net interest margin	4.23%	the second quarter of 2026	—
Ratio of nonperforming assets to loans and leases	1.01%	as of June 30, 2026	—
Return on average assets	2.06%	the second quarter of 2026	—
Return on average common shareholders' equity	14.66%	the second quarter of 2026	—

Risk-based capital - Common Equity Tier 1	15.49%	Q2 2026	—

Risk-based capital - Tier 1	16.7%	Q2 2026	—

Risk-based capital - Total	17.96%	Q2 2026	—

Tangible book value per common share non-GAAP	$50.93	Q2 2026	—
Tangible common equity-to-tangible assets ratio	13.36%	as of June 30, 2026	—

Tax-equivalent net interest margin	4.24%	the second quarter of 2026	—

Average deposits, net of brokered deposits	6.88B	FY2025	—

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Banks - Regional — same industry group

Open screener →

Company	Mkt cap	YTD	Rev growth Y/Y	P/E	Short % shares
SRCE 1St Source Corp this stock	$2.07B	+37.2%	+4.6%	12.4	2.3%
MFG Mizuho Financial Group Inc	$123.19B	+38.5%	—	—	0.1%
HDB Hdfc Bank Ltd	$118.97B	-36.6%	+15.2%	—	0.5%
IBN Icici Bank Ltd	$105.45B	-1.2%	—	—	0.5%
CIXPF CaixaBank/ADR	$100.59B	+18.7%	—	—	0.1%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section

Ownership

Institutional Holders Accumulating

Holders

204

% held: 77.5%
Net QoQ: +884.4K sh
Top holder: 1ST SOURCE BANK

Held Float

View

Held by Funds

Fund positions

237

View

Short & Settlement

Short Interest Rising

Shares short

543.0K

Days to cover: 3.6d
Change: +88.0K sh

View

Short Volume

Short vol %

68%

As of: Aug 20, 2026

Short Total

View

Fails to Deliver

FTD shares

Value: $4.3K
As of: Jul 31, 2026

View

Off-Exchange

Off-exchange %

33.1%

Week of: Jul 13, 2026

Off-exch Lit

View

Smart Money

Insider Trades Net selling

Net (90d)

-$43.9K

Buyers / Sellers: 0 / 1

Buyers Sellers

View

Financials

Net income (FY)

$68.1M

EPS diluted: $6.41

View

Filings

SEC Filings

Latest

8-K

Filed: Aug 5, 2026
This year: 12

View

Earnings & Events

Earnings Calls Upcoming

Next call

Oct 22, 2026

Last call: Jul 23, 2026

View

Investor Relations

Performance

	5D	20D	120D	MTD	YTD
SRCE	-3.2%	+3.5%	+23.6%	-4.5%	+37.2%
SPY	-0.4%	+2.9%	+11.6%	+3.0%	+12.8%
vs SPY	-2.7%	+0.6%	+12.0%	-7.4%	+24.4%

Capital returns

Latest dividend

$0.45 / share · ex Aug 4, 2026

Raised 4.7%

Paid (TTM)

$1.68 / share · 4 payouts

Dividend yield (TTM, derived)

1.96%

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 34782 CUSIP 336901103 13F (30d) 184 filings 184 filers Visit website Investor relations

SRCE · 1St Source Corp

Price & Indicators

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Equibles Rating

Technicals

Key metrics

Versus peers

At a glance

Performance

Capital returns