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UBSI $45.46 -0.53%
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UBSI · United Bankshares Inc/Wv
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$45.46 -0.24 (-0.53%) At close · Oct 9
Market Cap
$6.22B
Shares
136.21M
Volume · Oct 9 597.55K Avg daily vol (3M) 985.85K
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Earnings call · FY2026 Q2

United Bankshares Inc (UBSI) Q2 2026 Earnings Call

Concluded Jul 23, 2026
Jul 23, 2026 0 turns
Period
FY2026 Q2
Runtime
—
Sources
2 artifacts

Executive readout · one minute

Webcast research workspace

Read the call alongside every captured source. 8-K earnings release, 10-Q stay in one workspace.

Forward guidance

4 guided metrics

Management's latest ranges and targets are included below.

Research coverage

2 live sources

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Diluted EPS $0.95 +11.8% YoY
Net income $131.38M +8.8% YoY

Research materials

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Forward guidance

From the 8-K filed Jul 23, 2026.

Metric Guided
Provision expense Initiated
FY 2026
$30M
Non interest income
2026
$135M – $140M
Non interest expense
2026
$620M – $625M
Effective Tax Rate
2026
20.5%

Quarter detail

How the reported period landed and where the business moved.

Revenue · products & services

Deposit Account$10.07M +4.2% YoY
Fiduciary And Trust$6.76M +39.1% YoY
Service Other$5.19M +5.3% YoY
Mortgage Banking$2.92M +12.3% YoY
Credit Card$2.37M +12.6% YoY
Financial Service Other$1.23M +6.2% YoY

Capital returned

Buybacks · derived
$65.99M
Dividend / share
$0.38
Full-screen source Call document