VABK · Virginia National Bankshares Corp
$46.48
-0.20 (-0.43%)
At close · Aug 20
Market Cap
$252.17M
Shares
5.43M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$46.48
Open$46.97
Day$46.48–46.97
52W close$37.75–47.91
Avg vol 30d7K
Short int52K · 1.0% float · 6.0d
Short vol67%
Last earningsJul 24, 2025
DataJan 2020–Aug 2026
Filing10-Q · Aug 13
Up next
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed Aug 13, 2026
Equibles Rating
blended score · not investment adviceOverall
Buy
SellHoldBuy
Technical
Buy
Momentum
Very Strong
Sentiment
Neutral
Fundamentals
Excellent
Quant / Vol
Low
Market backdrop
VIX 14.9 · calm
Equity put/call 0.52
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+11%
above
Price vs 50-day avg
+2%
above
RSI (14)
51
neutral
MACD trend
Negative
52-week position
86%
near high
Volume (OBV)
Confirms
volume backs price
Momentum
relative strength
1-month return
+5%
trailing
6-month return
+20%
trailing
YTD return
+17%
this year
Relative strength
+9%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $46 › 200d $42 — 50d above 200d
Institutional flow
Flat
0% holders QoQ · +6 funds added
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
0.96% of float · ▲ +8.9% MoM · 6.0 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
91 holders — near 3-yr high, broad support
Squeeze score
54
elevated · 0–100
Fundamentals
EPS growth
+13%
Y/Y
Free cash flow
$20.8M
Valuation
P/E 10.2
below peers
Balance sheet
$1.1M
net debt
Quant / Vol
risk profile
Volatility
30%
annualized · 1-yr
Max drawdown
−14%
past year
ATR
2.4%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders Buy
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+11%
Bullish
Price vs 50-day avg
+2%
Bullish
RSI (14)
51
Neutral
MACD trend
Negative
Bearish
52-week position
86%
Bullish
Volume (OBV)
Confirms
Neutral
Market signals — smart money & positioning
Mixed
Trend (MA cross)
No cross
50d $46 › 200d $42 — 50d above 200d
Institutional flow
Flat
0% holders QoQ · +6 funds added
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
0.96% of float · ▲ +8.9% MoM · 6.0 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
91 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $38
Now $46 · 86%
Range high $48
vs 200-day avg +11%
vs 50-day avg +2%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Average earning assets | $1.52B | three months ended June 30, 2026 | — |
| Average gross loans | $1.24B | three months ended June 30, 2026 | — |
| Book value per share | $35.89 | June 30, 2026 | — |
| Efficiency ratio (FTE) non-GAAP | 41.6% | the three months ended June 30, 2026 | — |
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| Gross loans outstanding | 1.2B | June 30, 2026 | — |
| Loan-to-deposit ratio | 87.6% | second quarter 2026 | — |
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| Loans 90 days or more past due and still accruing | $3.69M | three months ended June 30, 2026 | — |
| Net interest margin (FTE) non-GAAP | 3.52% | the six months ended June 30, 2026 | — |
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| Non-accrual loans | $2.1M | three months ended June 30, 2026 | — |
| Nonperforming assets | 5.8M | June 30, 2026 | — |
| NPA as a % of total assets | 0.35% | three months ended June 30, 2026 | — |
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| Return on average assets | 2.24% | second quarter 2026 | — |
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| Return on average equity | 18.81% | second quarter 2026 | — |
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| Tangible book value per share non-GAAP | $34.05 | As of June 30, 2026 | — |
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| Total nonperforming assets (NPA) | $5.79M | three months ended June 30, 2026 | — |
| Total risk-based capital ratio | 21.59% | three months ended June 30, 2026 | — |
| Allowance for Credit Losses on Loans ("ACL") as a percentage of total loans | 0.64% | Q1 2026 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
VABK
this stock
Virginia National Bankshares Corp
|
$252.17M | +16.6% | — | 10.2 | 1.0% |
|
MFG
Mizuho Financial Group Inc
|
$123.19B | +38.4% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$118.97B | -36.1% | +15.2% | — | 0.5% |
|
IBN
Icici Bank Ltd
|
$105.45B | -0.4% | — | — | 0.5% |
|
CIXPF
CaixaBank/ADR
|
$100.59B | +18.7% | — | — | 0.1% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Financials
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| VABK | -0.8% | +5.3% | +20.0% | +1.5% | +16.6% |
| SPY | -2.0% | +3.3% | +11.2% | +2.1% | +11.8% |
| vs SPY | +1.1% | +2.0% | +8.9% | -0.6% | +4.8% |
Capital returns
Latest dividend
$0.36
/ share · ex Aug 14, 2026
Paid (TTM)
$1.44
/ share · 4 payouts
Dividend yield (TTM, derived)
3.10%
Buyback program
· as of Jun 30, 2016
Authorized
shares 56,441
Spent (derived)
—
Remaining
—
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.
Key facts
CIK
1572334
CUSIP
928031103
13F (30d)
82 filings
82 filers
Visit website
Investor relations