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WABC

Westamerica Bancorporation
$62.46 +3.44 (+5.83%) At close · Jul 16
Market Cap
$1.43B
Shares
23,487,955

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$62.46 Open$59.26 Day$59.25–62.51 52W$44.09–62.51 Avg vol 30d194K Short int685K · 2.9% float · 2.3d Short vol51% DataJan 2020–Jul 2026 Filing10-Q · May 8
Up next
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 8, 2026
Equibles Rating blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Buy Momentum Very Strong Sentiment Neutral Fundamentals Fair Quant / Vol Very Low
Market backdrop VIX 16.7 · calm Equity put/call 0.67
Technical
price trend
Buy
50 / 200-day cross No cross
Price vs 200-day avg +21%
above
Price vs 50-day avg +10%
above
RSI (14) 75
overbought
MACD trend Positive
52-week position 100%
near high
Momentum
relative strength
Very Strong
1-month return +8%
trailing
6-month return +23%
trailing
YTD return +32%
this year
Relative strength +14%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $57 › 200d $52 — 50d above 200d
Institutional flow Distributing
15 of 203 funds reported for Jun 30 · net -24.8K sh shares · +3 new
Insider flow Distributing
Net -$37.6K over 90 days · 50% sells
Short interest Falling
2.92% of float · ▼ -2.0% MoM · 2.3 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
203 holders — mid 3-yr range
Squeeze score 63
elevated · 0–100
Fundamentals
Fair
EPS growth −13%
Y/Y
Free cash flow $119.7M
Valuation P/E 13.6
in line
Quant / Vol
risk profile
Very Low
Volatility 21%
annualized · 1-yr
Max drawdown −11%
past year
ATR 2.0%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Buy
1 · 1 · 4
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+21% Bullish
Price vs 50-day avg
+10% Bullish
RSI (14)
75 Bearish
MACD trend
Positive Bullish
52-week position
100% Bullish
Market signals — smart money & positioning
Bearish · 2 of 6
Trend (MA cross) No cross
50d $57 › 200d $52 — 50d above 200d
Institutional flow Distributing
15 of 203 funds reported for Jun 30 · net -24.8K sh shares · +3 new
Insider flow Distributing
Net -$37.6K over 90 days · 50% sells
Short interest Falling
2.92% of float · ▼ -2.0% MoM · 2.3 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
203 holders — mid 3-yr range
Price context
position in its 52-week range
52-wk low $44 Now $62 · 100% 52-wk high $63
vs 200-day avg +21% vs 50-day avg +10%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from its earnings releases, calls, and filings
Metric Latest Period YoY
Allowance for Credit Losses on Loans $11.2M Q1 2026
allowance for credit losses $11.6M Q4 2025
annualized cost of funding loan and bond portfolios 0.24% Q4 2025
annualized return on average common equity 10.8% Q4 2025
common share dividend per share $0.46 Q4 2025
common shares retired via share repurchase plan 485K Q4 2025
non-interest bearing checking accounts percentage of deposit base 46% Q4 2025
Operating expenses as percentage of total revenues 40% Q4 2025

Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
WABC
Westamerica Bancorporation
this stock
$1.43B +31.8% 13.6 2.9%
HDB
Hdfc Bank Ltd
$134.84B -28.0% +15.2% 0.4%
MFG
Mizuho Financial Group Inc
$125.72B +41.0% 0.1%
IBN
Icici Bank Ltd
$106.06B -0.8% 0.7%
PNC
Pnc Financial Services Group, Inc.
$102.48B +23.2% +7.2% 14.8 1.9%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Reducing
Holders
206
% held
71.4%
Reported
15 of 203
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
273
View
Short & Settlement
Short Interest Falling
Shares short
685.0K
Days to cover
2.3d
Change
-13.8K sh
View
Short Volume
Short vol %
51%
As of
Jul 16, 2026
Short Total
View
Fails to Deliver
FTD shares
1
Value
$58
As of
Jun 30, 2026
View
Off-Exchange
Off-exchange %
36.8%
Week of
May 4, 2026
Off-exch Lit
View
Smart Money
Insider Trades Net selling
Net (90d)
-$37.6K
Buyers / Sellers
1 / 1
Buyers Sellers
View
Financials
Financials
Net income (FY)
$116.2M
EPS diluted
$4.52
View
Buybacks
Remaining
shares 1.9M
View
Filings
SEC Filings
Latest
8-K
Filed
Jul 16, 2026
This year
11
View
Proposed Sales
Value
$564.0K
Shares
10.2K
Filed
May 1, 2026
View

Performance

5D 20D 120D MTD YTD
WABC +7.0% +7.8% +23.0% +6.5% +31.8%
SPY -0.1% +0.1% +9.0% +0.5% +10.1%
vs SPY +7.1% +7.7% +14.0% +5.9% +21.7%

Capital returns

Latest dividend
$0.48 / share · ex May 4, 2026
Raised 4.3%
Paid (TTM)
$1.86 / share · 4 payouts
Dividend yield (TTM, derived)
2.98%
Buyback program · as of Dec 31, 2025
Authorized
Spent (derived)
Remaining
shares 1.90M

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 311094 CUSIP 957090103 13F (30d) 16 filings 16 filers Visit website Investor relations