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XP

XP Inc.
$16.92 +0.51 (+3.11%) At close · Jul 10
Market Cap
$8.74B
Shares
414,924,961

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$16.92 Open$17.08 Day$16.87–17.17 52W$14.80–23.13 Avg vol 30d6.2M Short int21.2M · 5.1% float · 4.2d Short vol21% Last earningsDec 31, 2025 DataJan 2020–Jul 2026
Up next
FQ3-26 quarter ends
~Sep 30, 2026 Est
Equibles Rating blended score · not investment advice
Overall
Neutral
SellHoldBuy
Technical Buy Momentum Neutral Sentiment Neutral Fundamentals Limited Quant / Vol High
Market backdrop VIX 17.2 · elevated Equity put/call 0.55
Technical
price trend
Buy
50 / 200-day cross No cross
Price vs 200-day avg −7%
below
Price vs 50-day avg +1%
above
RSI (14) 57
neutral
MACD trend Positive
52-week position 25%
mid-range
Momentum
relative strength
Neutral
1-month return +13%
trailing
6-month return −3%
trailing
YTD return +3%
this year
Relative strength −12%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $17 › 200d $18 — 200d above 50d
Institutional flow Distributing
13 of 356 funds reported for Jun 30 · net -1.3M sh shares · +1 new
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
5.12% of float · ▲ +11.0% MoM · 4.2 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
356 holders — near 3-yr high, broad support
Squeeze score 61
elevated · 0–100
Fundamentals
Limited
Not enough data for a confident read.
Quant / Vol
risk profile
High
Volatility 47%
annualized · 1-yr
Max drawdown −35%
past year
ATR 3.9%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Buy
1 · 3 · 2
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
−7% Bearish
Price vs 50-day avg
+1% Bullish
RSI (14)
57 Neutral
MACD trend
Positive Bullish
52-week position
25% Neutral
Market signals — smart money & positioning
Bearish · 2 of 6
Trend (MA cross) No cross
50d $17 › 200d $18 — 200d above 50d
Institutional flow Distributing
13 of 356 funds reported for Jun 30 · net -1.3M sh shares · +1 new
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
5.12% of float · ▲ +11.0% MoM · 4.2 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
356 holders — near 3-yr high, broad support
Price context
position in its 52-week range
52-wk low $15 Now $17 · 25% 52-wk high $23
vs 200-day avg -7% vs 50-day avg +1%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from its earnings releases, calls, and filings
Metric Latest Period YoY
active client base 4.8M Q1 2026 call
advisers 18,300 Q1 2026 call
capital ratio 20.7% Q1 2026 call
client assets combining AUM and AUA 2.1 Q1 2026 call
corporate and institutional net new money -4B Q1 2026 call
NPS 70 Q1 2026 call
organic retail net new money 19B Q1 2026 call
retention levels 80% Q1 2026 call
ROE 21.7% Q1 2026 call
total net new money 14B Q1 2026 call

Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

Versus peers

Capital Markets — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
XP
XP Inc.
this stock
$8.74B +3.4% 5.1%
MS
Morgan Stanley
$348.72B +25.2% +5.5% 20.0 1.1%
GS
Goldman Sachs Group Inc
$308.55B +19.6% 19.1 2.2%
SCHW
Schwab Charles Corp
$178.05B +2.8% -9.3% 20.4 1.4%
HOOD
Robinhood Markets, Inc.
$98.93B -2.9% +51.6% 53.3 4.2%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Reducing
Holders
355
% held
82.5%
Reported
13 of 356
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
103
View
Short & Settlement
Short Interest Rising
Shares short
21.2M
Days to cover
4.2d
Change
+2.1M sh
View
Short Volume
Short vol %
21%
As of
Jul 13, 2026
Short Total
View
Fails to Deliver
FTD shares
123
Value
$1.8K
As of
Jun 11, 2026
View
Off-Exchange
Off-exchange %
33.9%
Week of
Jun 22, 2026
Off-exch Lit
View
Smart Money
Congressional Trades Sell
Member
Josh Gottheimer
Amount
$1.0K–$15.0K
Traded
Jun 18, 2024
View
Filings
SEC Filings
Latest
6-K
Filed
May 29, 2026
This year
12
View
Proposed Sales
Value
$3.6M
Shares
152.0K
Filed
Nov 28, 2023
View
Earnings & Events
Earnings Calls
Last call
Dec 31, 2025
View

Performance

5D 20D 120D MTD YTD
XP +4.7% +13.3% -2.8% +4.1% +3.4%
SPY +1.4% +4.1% +9.1% +1.1% +10.7%
vs SPY +3.3% +9.2% -11.9% +3.0% -7.4%

Capital returns

Latest dividend
$0.20 / share · ex Jun 10, 2026
Raised 11.1%
Paid (TTM)
$0.38 / share · 2 payouts
Dividend yield (TTM, derived)
· history filling in

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1787425 CUSIP G98239109 13F (30d) 30 filings 16 filers Visit website