IRON Financial LLC

Registered adviser

CIK

1595509

Location

NORTHBROOK, IL

Portfolio Value

Small $227,062,862

Diversification

Diversified

Reports for

Vanguard Personalized Indexing

Filing Date

Global Rank

#5,959 / 8,827 ▼ 174 · as of Jun 2026

Top Industry

Consumer Electronics 23.1%

Period ended 38 days ago

Filed Oct 23, 2026 · 15d

27 quarters · since Mar 2020

Regulatory profile

From Form ADV, the SEC filer profile, 13D/13G type codes and N-CEN, never from the name.

Holder type

Registered adviser

Form ADV roster, Nov 1, 2026

Form ADV adviser

CRD 106682

Roster of Nov 1, 2026

Regulatory AUM

$489,165,569

Main clients

Individuals and high net worth (94% of AUM)

Private funds

3 funds · Mixed

Focus by fund count, roster of Nov 1, 2026

$12,412,325 gross assets

Private funds on Schedule D 7.B.(1)

As filed Jul 11, 2024; SEC's bulk Form ADV archive ends with 2024 filings.

$4,250,750 gross assets in 1 fund Private equity funds $4,250,750 (1)

Form ADV history

Monthly rosters from Dec 2019; each row is a run with the same figures, newest first.

Rosters	Regulatory AUM	Main clients
Apr 2026 to Nov 2026	$489,165,569	Individuals and high net worth (94%)
Apr 2025 to Mar 2026	$472,137,075	Individuals and high net worth (91%)
Aug 2024 to Mar 2025	$421,111,841	Individuals and high net worth (93%)
Mar 2024 to Jul 2024	$421,111,841	Individuals and high net worth (93%)
May 2023 to Feb 2024	$412,755,308	Individuals and high net worth (91%)
Apr 2023	$412,755,308	Individuals and high net worth (91%)

4 earlier changes not shown.

Portfolio style

Measured from the filed 13F common-share book for Jun 30, 2026, the newest measured quarter, never from the firm's own description.

Style

Concentrated

The top 10 positions are 60.3% of the book (60%+)

Turnover

Low turnover

22.3% over the last four quarters (under 30%)

Horizon

Long horizon

Value-weighted holding period 18.3 quarters (12+), a floor since 53.4% of the book was already held when coverage starts

Closest benchmark: every 13F filer's combined book, active share 71.2%; sector active share 48.0% against the combined 13F book's sector weights.

Over time 26 measured quarters

How the bands are measured

Style bands measure the filed 13F common-share book each closed quarter, tested in this order. Unknown: under $10,000,000 of valued equity or 5 stocks. Index-like (100+ stocks): active share of 20% or less against the closest benchmark, which is the S&P 500, S&P MidCap 400, S&P SmallCap 600, Russell 1000, Russell 2000, Nasdaq-100 or Dow Jones Industrial Average (weighted by an index-tracking fund's reported holdings or the index's constituents nearest the quarter end, over the names resolved to companies, and only when those are 90%+ of its weight) or every 13F filer's combined book, or index series holding 80%+ of the registered fund assets it advises (N-CEN) and equal to 50%+ of its book. Systematic-like: 500+ stocks, 100%+ annual turnover and a top 10 weight of 25% or less. Concentrated: a top 10 weight of 60%+ or 12 or fewer effective positions. Diversified active: none of these. Turnover is the smaller of buys and sells over average equity value, summed over four quarters: low under 30%, high 100%+. Horizon is the value-weighted number of quarters each position has been held: short under 4, long 12+.

Clone Performance

Build a hypothetical price-return history from this filer's public 13F holdings.

View clone backtest

Portfolio Concentration

147 tracked positions · as of Sep 30, 2026 · Δ vs Jun 30, 2026

Top Position

9.8%

−2.9 pts

Top 5

41.4%

−0.6 pts

Top 10

60.0%

−0.2 pts

HHI

467

Diversified−21

Portfolio Trend

27 quarters · across all stocks

Sector Breakdown

As of Sep 30, 2026

Sector	% Portfolio	Value	Positions
Unclassified	57.7%	$130,996,060	58
Technology	16.3%	$36,957,251	16
Financial Services	10.3%	$23,406,037	13
Consumer Cyclical	2.9%	$6,561,071	7
Energy	2.8%	$6,248,058	10
Healthcare	2.7%	$6,022,260	10
Consumer Defensive	2.4%	$5,382,180	7
Communication Services	2.1%	$4,735,746	5
Real Estate	1.8%	$4,177,374	12
Industrials	0.8%	$1,905,147	6
Basic Materials	0.3%	$671,678	3

Last Quarter's Activity

Export CSV

Sep 30, 2026 vs Jun 30, 2026

Added To

Positions the filer increased

25 positions

Ticker	Company	Δ Shares	Shares	Value
KMI	Kinder Morgan, Inc.	+21,605	28,927	$872,148
KO	Coca Cola Co	+10,483	14,254	$1,226,983
REG	Regency Centers Corp	+8,470	12,519	$899,865
CSCO	Cisco Systems, Inc.	+8,297	10,540	$1,134,419
INVH	Invitation Homes Inc.	+6,857	16,017	$421,726
PG	PROCTER & GAMBLE Co	+6,519	12,686	$1,843,022
ABBV	AbbVie Inc.	+3,545	6,441	$1,684,900
SCHY	Schwab International Dividend Equity ETF	+2,574	320,462	$10,062,506
FANG	Diamondback Energy, Inc.	+2,496	4,446	$817,218
HTRB	Hartford Total Return Bond ETF	+2,024	196,112	$6,285,389
SCHP	Schwab U.S. TIPS ETF	+1,783	156,858	$3,941,841
COP	Conocophillips	+1,776	7,602	$951,389
EXE	EXPAND ENERGY Corp	+1,014	9,972	$838,545
META	Meta Platforms, Inc.	+962	3,089	$2,240,080
SCHD	Schwab U.S. Dividend Equity ETF	+768	184,943	$6,016,195
VSDM	VANGUARD SHORT DURATION TAX-EXEMPT BOND ETF	+702	66,542	$4,949,393
HODL	VanEck Bitcoin ETF	+589	26,094	$616,340
EDIV	State Street(R) SPDR(R) S&P Emerging Markets Dividend ETF	+555	21,225	$852,396
NEAR	iShares Short Duration Bond Active ETF	+436	74,260	$3,702,603
DNP	Dnp Select Income Fund Inc	+334	18,802	$179,935
ACWV	iShares Trust	+306	48,433	$0
SPTM	State Street(R) SPDR(R) Portfolio S&P 1500(R) Composite Stock Market ETF	+271	127,472	$11,733,797
TPL	Texas Pacific Land Corp	+250	708	$230,686
DIVI	Franklin International Core Dividend Tilt Index ETF	+236	20,917	$892,319
MRVL	Marvell Technology, Inc.	+200	892	$235,675
No positions match the current search.

Trimmed

Positions the filer reduced

25 positions

Ticker	Company	Δ Shares	Shares	Value
IBDR	iShares iBonds Dec 2026 Term Corporate ETF	−105,266	44,044	$1,067,626
ICSH	iShares Ultra Short Duration Bond Active ETF	−24,081	76,968	$3,879,187
ISTB	iShares Core 1-5 Year USD Bond ETF	−21,176	308,558	$14,579,365
OXY	Occidental Petroleum Corp	−12,801	5,044	$279,034
PULS	PGIM Ultra Short Bond ETF	−10,624	116,135	$5,744,037
BSJQ	Invesco BulletShares 2026 High Yield Corporate Bond ETF	−9,659	12,563	$286,813
WMT	Walmart Inc.	−7,740	3,148	$327,139
SPSB	State Street(R) SPDR(R) Portfolio Short Term Corporate Bond ETF	−7,001	112,505	$3,329,022
PM	Philip Morris International Inc.	−3,828	2,850	$543,836
ERIE	Erie Indemnity Co	−2,344	1,071	$234,709
DOC	Healthpeak Properties, Inc.	−2,328	11,811	$235,865
F	Ford Motor Co	−2,249	25,688	$309,796
COM	Direxion Auspice Broad Commodity Strategy ETF	−1,618	7,064	$246,039
CRWD	CrowdStrike Holdings, Inc.	−1,525	1,065	$281,958
NVDA	Nvidia Corp	−1,298	17,049	$3,893,650
KHC	Kraft Heinz Co	−1,040	38,341	$871,107
EEMV	iShares MSCI Emerging Markets Min Vol Factor ETF	−1,011	4,683	$346,776
T	At&T Inc.	−956	11,523	$281,160
AAPL	Apple Inc.	−911	66,680	$22,205,773
LTPZ	PIMCO 15+ Year U.S. TIPS Index Exchange-Traded Fund	−838	12,403	$559,375
MU	Micron Technology Inc	−801	432	$460,127
IBIT	iShares Bitcoin Trust ETF	−718	12,748	$603,490
LYB	LyondellBasell Industries N.V.	−548	3,664	$210,569
IJR	iShares Core S&P Small-Cap ETF	−546	1,842	$250,585
VTV	VANGUARD VALUE INDEX FUND	−457	2,971	$641,973
No positions match the current search.

New Positions

Positions the filer opened this quarter

21 positions

Ticker	Company	Shares	Value
AMGN	Amgen Inc	2,418	$1,019,210
ROST	Ross Stores, Inc.	4,199	$980,046
VTR	Ventas, Inc.	10,094	$858,191
PAYX	Paychex Inc	7,860	$774,209
COST	Costco Wholesale Corp	391	$355,942
PSX	Phillips 66	1,263	$322,455
MPC	Marathon Petroleum Corp	729	$288,260
VTRS	Viatris Inc	14,477	$256,531
PH	Parker-Hannifin Corp	266	$254,141
HAS	Hasbro, Inc.	2,847	$249,624
APD	Air Products & Chemicals, Inc.	879	$244,563
BAX	Baxter International Inc	10,155	$243,720
HST	Host Hotels & Resorts, Inc.	10,201	$228,399
DXCM	Dexcom Inc	2,570	$221,765
CMI	Cummins Inc	428	$221,091
TAP	Molson Coors Beverage Co	5,872	$214,151
BXP	BXP, Inc.	3,471	$212,112
DPZ	Dominos Pizza Inc	702	$210,326
CPT	Camden Property Trust	2,165	$209,420
DIS	Walt Disney Co	1,978	$207,492
—		2,266	$0
No positions match the current search.

Sold Out

Positions the filer fully exited

24 positions

Ticker	Company	Shares	Value
CIEN	Ciena Corp	2,816	$1,381,416
TJX	Tjx Companies Inc	6,279	$951,268
FE	Firstenergy Corp	18,210	$865,702
CAH	Cardinal Health Inc	3,502	$831,934
ADSK	Autodesk, Inc.	4,135	$803,926
CPB	CAMPBELL'S Co	35,909	$799,692
DG	Dollar General Corp	6,394	$736,012
STZ	Constellation Brands, Inc.	5,041	$701,152
BEN	Franklin Templeton Inc	10,108	$336,292
BSCR	Invesco BulletShares 2027 Corporate Bond ETF	16,694	$327,452
ADM	Archer-Daniels-Midland Co	3,973	$303,536
STPZ	PIMCO 1-5 Year U.S. TIPS Index Exchange-Traded Fund	5,612	$299,344
VMRK	Vivmark Residential	4,008	$272,263
CF	CF Industries Holdings, Inc.	2,408	$260,689
MS	Morgan Stanley	1,235	$258,164
HD	Home Depot, Inc.	729	$257,103
EIX	Edison International	3,367	$250,672
APA	APA Corp	7,279	$237,077
LW	Lamb Weston Holdings, Inc.	5,414	$233,776
PLD	Prologis, Inc.	1,714	$232,194
VBR	VANGUARD SMALL-CAP VALUE INDEX FUND	882	$214,317
ALLE	Allegion plc	1,491	$209,470
BSCT	Invesco BulletShares 2029 Corporate Bond ETF	10,709	$198,919
GPUS	Hyperscale Data, Inc.	15,000	$2,185
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

147 tracked positions · $227,062,862 total · filing declares 222 positions · $240,601,403 · as of Sep 30, 2026

All sectors Basic Materials Communication Services Consumer Cyclical Consumer Defensive Energy Financial Services Healthcare Industrials Real Estate Technology

Showing 1–50 of 147 positions by value · page 1 of 3

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
AAPL	Apple Inc. Technology	Reduced	66,680	-911	$22,205,773	+13.5%	9.78%
CME	Cme Group Inc. Financial Services	Reduced	58,291	-9	$15,271,076	+18.6%	6.73%
ISTB	iShares Core 1-5 Year USD Bond ETF	Reduced	308,558	-21,176	$14,579,365	−8.4%	6.42%
VTI	VANGUARD TOTAL STOCK MARKET INDEX FUND	Reduced	33,156	-387	$12,408,301	−0.0%	5.46%
SPTM	State Street(R) SPDR(R) Portfolio S&P 1500(R) Composite Stock Market ETF	Added	127,472	+271	$11,733,797	+1.6%	5.17%
SCHY	Schwab International Dividend Equity ETF	Added	320,462	+2,574	$10,062,506	−0.2%	4.43%
SPY	Spdr S&P 500 ETF Trust	Added	12,211	+20	$9,312,474	+2.3%	4.10%
HTRB	Hartford Total Return Bond ETF	Added	196,112	+2,024	$6,285,389	−4.0%	2.77%
SCHD	Schwab U.S. Dividend Equity ETF	Added	184,943	+768	$6,016,195	+3.0%	2.65%
PULS	PGIM Ultra Short Bond ETF	Reduced	116,135	-10,624	$5,744,037	−8.5%	2.53%
VSDM	VANGUARD SHORT DURATION TAX-EXEMPT BOND ETF	Added	66,542	+702	$4,949,393	−1.9%	2.18%
SCHP	Schwab U.S. TIPS ETF	Added	156,858	+1,783	$3,941,841	−4.1%	1.74%
AMZN	Amazon Com Inc Consumer Cyclical	Reduced	15,680	-14	$3,906,671	+4.4%	1.72%
NVDA	Nvidia Corp Technology	Reduced	17,049	-1,298	$3,893,650	+6.1%	1.71%
ICSH	iShares Ultra Short Duration Bond Active ETF	Reduced	76,968	-24,081	$3,879,187	−24.1%	1.71%
NEAR	iShares Short Duration Bond Active ETF	Added	74,260	+436	$3,702,603	−1.0%	1.63%
MOAT	VanEck Morningstar Wide Moat ETF	Added	33,082	+41	$3,497,098	+1.8%	1.54%
MSFT	Microsoft Corp Technology	Added	6,543	+153	$3,355,904	+40.8%	1.48%
SPSB	State Street(R) SPDR(R) Portfolio Short Term Corporate Bond ETF	Reduced	112,505	-7,001	$3,329,022	−7.2%	1.47%
JPM	Jpmorgan Chase & Co Financial Services	Reduced	8,870	-264	$2,934,461	−1.9%	1.29%
CBOE	Cboe Global Markets, Inc. Financial Services	Reduced	10,396	-5	$2,861,914	+13.4%	1.26%
META	Meta Platforms, Inc. Communication Services	Added	3,089	+962	$2,240,080	+87.0%	0.99%
VGIT	VANGUARD INTERMEDIATE-TERM TREASURY INDEX FUND	Reduced	39,520	-434	$2,239,203	−5.0%	0.99%
INTC	Intel Corp CALL + SHARES Technology	Added	18,366	+6,006	$2,208,144	+27.9%	0.97%
SPDW	State Street(R) SPDR(R) Portfolio Developed World ex-US ETF	Reduced	43,046	-218	$2,161,339	−0.9%	0.95%
VIG	Vanguard Specialized Funds	Added	8,967	+1	$2,092,090	−1.4%	0.92%
PG	PROCTER & GAMBLE Co Consumer Defensive	Added	12,686	+6,519	$1,843,022	+103.8%	0.81%
VXUS	Vanguard Total International Stock ETF	Added	21,341	+29	$1,813,131	−0.5%	0.80%
FBND	Fidelity Total Bond ETF	Reduced	39,154	-69	$1,695,368	−5.0%	0.75%
ABBV	AbbVie Inc. Healthcare	Added	6,441	+3,545	$1,684,900	+131.2%	0.74%
SPEM	State Street(R) SPDR(R) Portfolio Emerging Markets ETF	Added	30,410	+74	$1,574,021	+0.2%	0.69%
JNJ	Johnson & Johnson Healthcare	Reduced	5,890	-11	$1,559,317	+4.0%	0.69%
JPST	JPMorgan Ultra-Short Income ETF	Added	28,297	+139	$1,425,319	+0.1%	0.63%
JPLD	JPMorgan Limited Duration Bond ETF	Added	26,338	+136	$1,354,036	−1.0%	0.60%
XOM	ExxonMobil Holdings Corp Energy	Reduced	8,291	-396	$1,349,360	+13.6%	0.59%
GOOGL	Alphabet Inc. Communication Services	Reduced	3,894	-145	$1,339,846	−7.2%	0.59%
JQUA	JPMorgan U.S. Quality Factor ETF	Reduced	17,460	-74	$1,288,548	+1.7%	0.57%
KO	Coca Cola Co Consumer Defensive	Added	14,254	+10,483	$1,226,983	+300.4%	0.54%
CSCO	Cisco Systems, Inc. Technology	Added	10,540	+8,297	$1,134,419	+330.6%	0.50%
USMV	iShares MSCI USA Min Vol Factor ETF	Reduced	11,163	-86	$1,087,722	+0.2%	0.48%
IBDR	iShares iBonds Dec 2026 Term Corporate ETF	Reduced	44,044	-105,266	$1,067,626	−70.5%	0.47%
AMGN	Amgen Inc Healthcare	NEW	2,418	NEW	$1,019,210	NEW	0.45%
ROST	Ross Stores, Inc. Consumer Cyclical	NEW	4,199	NEW	$980,046	NEW	0.43%
COP	Conocophillips Energy	Added	7,602	+1,776	$951,389	+57.1%	0.42%
REG	Regency Centers Corp Real Estate	Added	12,519	+8,470	$899,865	+178.7%	0.40%
DIVI	Franklin International Core Dividend Tilt Index ETF	Added	20,917	+236	$892,319	+1.0%	0.39%
IQLT	iShares MSCI Intl Quality Factor ETF	Added	17,671	+15	$874,184	−0.1%	0.38%
KMI	Kinder Morgan, Inc. Energy	Added	28,927	+21,605	$872,148	+272.6%	0.38%
KHC	Kraft Heinz Co Consumer Defensive	Reduced	38,341	-1,040	$871,107	−6.4%	0.38%
VTR	Ventas, Inc. Real Estate	NEW	10,094	NEW	$858,191	NEW	0.38%

Showing the top 50 of 147 positions. Create a free account to see every position, past quarters, search, filters and CSV export.

Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.