Pacific Center for Financial Services

Registered adviser

CIK

1698222

Location

SAN RAMON, CA

Portfolio Value

Small $468,931,369

Diversification

Diversified

Filing Date

Global Rank

#4,123 / 8,827 ▼ 11 · as of Jun 2026

Top Industry

Consumer Electronics 16.7%

Period ended 38 days ago

Filed Oct 15, 2026 · 23d

26 quarters · since Mar 2020

Regulatory profile

From Form ADV, the SEC filer profile, 13D/13G type codes and N-CEN, never from the name.

Holder type

Registered adviser

Form ADV roster, Nov 1, 2026

Form ADV adviser

CRD 104557

Roster of Nov 1, 2026

Regulatory AUM

$1,097,003,444

Main clients

Individuals and high net worth (100% of AUM)

Form ADV history

Monthly rosters from Dec 2019; each row is a run with the same figures, newest first.

Rosters	Regulatory AUM	Main clients
Oct 2026 to Nov 2026	$1,097,003,444	Individuals and high net worth (100%)
Dec 2025 to Sep 2026	$960,563,329	Individuals and high net worth (100%)
Oct 2024 to Sep 2025	$878,846,223	Individuals and high net worth (100%)
Oct 2023 to Sep 2024	$758,515,730	Individuals and high net worth (100%)
May 2023 to Sep 2023	$703,368,126	Individuals and high net worth (100%)
Oct 2022 to Apr 2023	$703,368,126	Individuals and high net worth (100%)

3 earlier changes not shown.

Stated strategy

Wealth management / planning, Multi-asset, Fixed income / rates Form ADV Part 2A, Sep 28, 2026 · original

In the firm's words

Wealth management / planning: PCFS offers a variety of advisory services, which include financial planning, consulting, and investment management services.
Multi-asset: PCFS focuses on asset allocation strategies for portfolio management.
Fixed income / rates: While the Firm emphasizes risk-averse management and capital preservation in its fixed-income bond portfolios, clients who invest in this product can lose money, including losing a portion of their original investment.

Portfolio style

Measured from the filed 13F common-share book for Jun 30, 2026, the newest measured quarter, never from the firm's own description.

Style

Concentrated

The top 10 positions are 83.4% of the book (60%+)

Turnover

Low turnover

10.1% over the last four quarters (under 30%)

Horizon

Long horizon

Value-weighted holding period 23.2 quarters (12+), a floor since 70.2% of the book was already held when coverage starts

Closest benchmark: every 13F filer's combined book, active share 79.9%; sector active share 74.6% against the combined 13F book's sector weights.

Over time 25 measured quarters

How the bands are measured

Style bands measure the filed 13F common-share book each closed quarter, tested in this order. Unknown: under $10,000,000 of valued equity or 5 stocks. Index-like (100+ stocks): active share of 20% or less against the closest benchmark, which is the S&P 500, S&P MidCap 400, S&P SmallCap 600, Russell 1000, Russell 2000, Nasdaq-100 or Dow Jones Industrial Average (weighted by an index-tracking fund's reported holdings or the index's constituents nearest the quarter end, over the names resolved to companies, and only when those are 90%+ of its weight) or every 13F filer's combined book, or index series holding 80%+ of the registered fund assets it advises (N-CEN) and equal to 50%+ of its book. Systematic-like: 500+ stocks, 100%+ annual turnover and a top 10 weight of 25% or less. Concentrated: a top 10 weight of 60%+ or 12 or fewer effective positions. Diversified active: none of these. Turnover is the smaller of buys and sells over average equity value, summed over four quarters: low under 30%, high 100%+. Horizon is the value-weighted number of quarters each position has been held: short under 4, long 12+.

Clone Performance

Build a hypothetical price-return history from this filer's public 13F holdings.

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Portfolio Concentration

506 tracked positions · as of Sep 30, 2026 · Δ vs Jun 30, 2026

Top Position

16.7%

−4.0 pts

Top 5

68.5%

−3.9 pts

Top 10

85.1%

+1.8 pts

HHI

1,044

Diversified−155

Portfolio Trend

26 quarters · across all stocks

Sector Breakdown

As of Sep 30, 2026

Sector	% Portfolio	Value	Positions
Unclassified	87.7%	$411,287,058	162
Technology	4.2%	$19,650,182	63
Financial Services	2.4%	$11,334,930	47
Energy	1.3%	$5,950,682	14
Communication Services	1.2%	$5,795,269	19
Industrials	0.9%	$4,295,586	51
Consumer Defensive	0.8%	$3,583,460	17
Healthcare	0.5%	$2,504,331	44
Consumer Cyclical	0.5%	$2,476,674	44
Utilities	0.3%	$1,195,953	14
Basic Materials	0.1%	$445,240	11
Real Estate	0.1%	$412,004	20

Last Quarter's Activity

Export CSV

Sep 30, 2026 vs Jun 30, 2026

Added To

Positions the filer increased

25 positions

Ticker	Company	Δ Shares	Shares	Value
IDV	iShares International Select Dividend ETF	+2,133	25,257	$1,065,592
—		+529	1,448	$0
SCHD	Schwab U.S. Dividend Equity ETF	+447	20,227	$657,984
IJH	iShares Core S&P Mid-Cap ETF	+299	218,405	$15,714,239
ARCC	Ares Capital Corp	+298	12,266	$234,280
V	Visa Inc.	+297	4,400	$1,581,052
AMJB		+248	20,307	$700,388
JEPQ	JPMorgan Nasdaq Equity Premium Income ETF	+176	11,042	$676,432
NVDA	Nvidia Corp	+175	17,168	$3,920,827
VB	Vanguard Index Funds	+138	796	$226,454
COST	Costco Wholesale Corp	+108	1,024	$932,188
UNH	Unitedhealth Group Inc	+101	445	$163,350
GOOGL	Alphabet Inc.	+100	3,625	$1,247,290
CRM	Salesforce, Inc.	+100	237	$54,408
BMY	Bristol Myers Squibb Co	+100	2,857	$178,276
KMI	Kinder Morgan, Inc.	+98	29,342	$884,661
APH	Amphenol Corp	+92	184	$15,511
SPLV	Invesco S&P 500 Low Volatility ETF	+81	50,858	$3,585,997
NVO	Novo Nordisk A S	+80	350	$13,268
VOO	VANGUARD 500 INDEX FUND	+75	3,097	$2,170,563
AMZN	Amazon Com Inc	+70	4,753	$1,184,209
SMLF	iShares U.S. Small-Cap Equity Factor ETF	+55	378,857	$31,657,290
XLRE	State Street(R) Real Estate Select Sector SPDR(R) ETF	+55	5,815	$237,891
SCHB	Schwab U.S. Broad Market ETF	+53	7,128	$208,921
WMT	Walmart Inc.	+44	461	$47,907
No positions match the current search.

Trimmed

Positions the filer reduced

25 positions

Ticker	Company	Δ Shares	Shares	Value
VUSB	VANGUARD ULTRA-SHORT BOND ETF	−1,213,210	9,177	$454,720
JEPI	JPMorgan Equity Premium Income ETF	−141,844	12,596	$708,147
USMV	iShares MSCI USA Min Vol Factor ETF	−105,203	123,489	$12,032,768
SHV	iShares 0-1 Year Treasury Bond ETF	−49,151	40,642	$4,483,625
VO	VANGUARD MID-CAP INDEX FUND	−14,202	349,253	$27,388,420
PFF	iShares Preferred and Income Securities ETF	−8,617	13,649	$402,645
VYM	VANGUARD HIGH DIVIDEND YIELD INDEX FUND	−3,976	31,344	$4,864,588
AAPL	Apple Inc.	−3,156	28,922	$9,631,604
VXUS	Vanguard Total International Stock ETF	−2,132	330,451	$28,075,116
SHY	iShares 1-3 Year Treasury Bond ETF	−2,083	2,797	$227,116
VOD	Vodafone Group Public Ltd Co	−2,008	5,433	$87,742
QQQ	Invesco Qqq Trust, Series 1	−1,785	83,057	$61,443,076
VTI	VANGUARD TOTAL STOCK MARKET INDEX FUND	−1,730	128,554	$48,110,048
MGK	VANGUARD MEGA CAP GROWTH INDEX FUND	−1,563	166,523	$15,428,355
VNQ	VANGUARD REAL ESTATE INDEX FUND	−1,098	33,415	$2,994,986
F	Ford Motor Co	−985	2,013	$24,276
ICSH	iShares Ultra Short Duration Bond Active ETF	−939	12,717	$640,936
CVX	Chevron Corp	−857	15,351	$3,134,827
EFAV	iShares MSCI EAFE Min Vol Factor ETF	−334	6,939	$632,281
COMB	GraniteShares Bloomberg Commodity Broad Strategy No K-1 ETF	−332	2,333	$64,997
VLO	Valero Energy Corp	−311	2,199	$852,354
KO	Coca Cola Co	−240	6,666	$573,809
SOXX	iShares Semiconductor ETF	−182	3,874	$2,202,911
DIS	Walt Disney Co	−179	5,812	$609,678
USB	US Bancorp De	−152	1,712	$98,885
No positions match the current search.

New Positions

Positions the filer opened this quarter

11 positions

Ticker	Company	Shares	Value
USTB	VictoryShares Short-Term Bond ETF	1,091,489	$54,443,471
TBUX	T. Rowe Price Ultra Short-Term Bond ETF	1,091,790	$54,120,030
MGV	VANGUARD MORNINGSTAR MEGA CAP VALUE INDEX FUND	62,536	$10,073,924
SUB	iShares Short-Term National Muni Bond ETF	2,230	$233,124
UNM	Unum Group	848	$74,395
VRTX	Vertex Pharmaceuticals Inc	100	$52,281
SCHV	Schwab U.S. Large-Cap Value ETF	1,196	$39,838
SKHY	SK hynix Inc.	100	$18,415
ADIG	Adi Global Distribution Inc.	42	$752
PSKY	Skydance Corp	1,469	$0
—		71	$0
No positions match the current search.

Sold Out

Positions the filer fully exited

8 positions

Ticker	Company	Shares	Value
SKYD	Skydance Corp	1,469	$14,485
GIS	General Mills Inc	357	$12,423
BNDX	Vanguard Total International Bond ETF	217	$10,509
THRM	Gentherm Inc	300	$10,233
MPLX	Mplx LP	149	$8,393
—		57	$969
SIRI	Sirius Xm Holdings Inc.	25	$738
DEFT	Defi Technologies, Inc.	1,000	$514
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

506 tracked positions · $468,931,369 total · filing declares 506 positions · $476,574,507 · as of Sep 30, 2026

All sectors Basic Materials Communication Services Consumer Cyclical Consumer Defensive Energy Financial Services Healthcare Industrials Real Estate Technology Utilities

Showing 1–50 of 506 positions by value · page 1 of 11

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
QQQ	Invesco Qqq Trust, Series 1	Reduced	83,057	-1,785	$61,443,076	−1.7%	13.10%
USTB	VictoryShares Short-Term Bond ETF	NEW	1,091,489	NEW	$54,443,471	NEW	11.61%
TBUX	T. Rowe Price Ultra Short-Term Bond ETF	NEW	1,091,790	NEW	$54,120,030	NEW	11.54%
VTI	VANGUARD TOTAL STOCK MARKET INDEX FUND	Reduced	128,554	-1,730	$48,110,048	−0.2%	10.26%
SMLF	iShares U.S. Small-Cap Equity Factor ETF	Added	378,857	+55	$31,657,290	−6.2%	6.75%
VXUS	Vanguard Total International Stock ETF	Reduced	330,451	-2,132	$28,075,116	−1.3%	5.99%
VO	VANGUARD MID-CAP INDEX FUND	Reduced	349,253	-14,202	$27,388,420	−6.5%	5.84%
IJH	iShares Core S&P Mid-Cap ETF	Added	218,405	+299	$15,714,239	−6.6%	3.35%
MGK	VANGUARD MEGA CAP GROWTH INDEX FUND	Reduced	166,523	-1,563	$15,428,355	+4.4%	3.29%
USMV	iShares MSCI USA Min Vol Factor ETF	Reduced	123,489	-105,203	$12,032,768	−45.5%	2.57%
MGV	VANGUARD MORNINGSTAR MEGA CAP VALUE INDEX FUND	NEW	62,536	NEW	$10,073,924	NEW	2.15%
AAPL	Apple Inc. Technology	Reduced	28,922	-3,156	$9,631,604	+3.8%	2.05%
MDY	Spdr S&P Midcap 400 ETF Trust	Reduced	12,256	-56	$8,048,637	−7.1%	1.72%
VYM	VANGUARD HIGH DIVIDEND YIELD INDEX FUND	Reduced	31,344	-3,976	$4,864,588	−12.8%	1.04%
SHV	iShares 0-1 Year Treasury Bond ETF	Reduced	40,642	-49,151	$4,483,625	−54.8%	0.96%
NVDA	Nvidia Corp Technology	Added	17,168	+175	$3,920,827	+15.3%	0.84%
SPLV	Invesco S&P 500 Low Volatility ETF	Added	50,858	+81	$3,585,997	−5.7%	0.76%
BRK-B	Berkshire Hathaway Inc Financial Services	Reduced	7,113	-96	$3,541,918	−1.8%	0.76%
CVX	Chevron Corp Energy	Reduced	15,351	-857	$3,134,827	+16.7%	0.67%
VNQ	VANGUARD REAL ESTATE INDEX FUND	Reduced	33,415	-1,098	$2,994,986	−10.0%	0.64%
SPY	Spdr S&P 500 ETF Trust	Reduced	3,757	-24	$2,865,200	+1.5%	0.61%
MSFT	Microsoft Corp Technology	Reduced	4,790	-14	$2,456,791	+37.1%	0.52%
SOXX	iShares Semiconductor ETF	Reduced	3,874	-182	$2,202,911	−15.2%	0.47%
VOO	VANGUARD 500 INDEX FUND	Added	3,097	+75	$2,170,563	+4.6%	0.46%
GOOG	Alphabet Inc. Communication Services	Held	4,972	0	$1,694,159	−3.6%	0.36%
V	Visa Inc. Financial Services	Added	4,400	+297	$1,581,052	+12.3%	0.34%
BRK-A	Berkshire Hathaway Inc Financial Services	Held	2	0	$1,494,010	−0.2%	0.32%
PG	PROCTER & GAMBLE Co Consumer Defensive	Added	8,843	+2	$1,284,711	−0.9%	0.27%
GOOGL	Alphabet Inc. Communication Services	Added	3,625	+100	$1,247,290	−1.0%	0.27%
GLD	Spdr Gold Trust	Reduced	3,175	-15	$1,209,167	+2.9%	0.26%
AMZN	Amazon Com Inc Consumer Cyclical	Added	4,753	+70	$1,184,209	+6.1%	0.25%
IHI	iShares U.S. Medical Devices ETF	Added	21,094	+1	$1,078,958	+3.5%	0.23%
IDV	iShares International Select Dividend ETF	Added	25,257	+2,133	$1,065,592	+11.2%	0.23%
JPM	Jpmorgan Chase & Co Financial Services	Added	3,128	+2	$1,034,836	+1.1%	0.22%
PRFZ	Invesco RAFI US 1500 Small-Mid ETF	Added	19,394	+22	$1,014,888	−6.1%	0.22%
VHT	VANGUARD HEALTH CARE INDEX FUND	Added	3,199	+8	$1,011,139	+6.0%	0.22%
COST	Costco Wholesale Corp Consumer Defensive	Added	1,024	+108	$932,188	+8.8%	0.20%
IJR	iShares Core S&P Small-Cap ETF	Reduced	6,770	-18	$920,990	−8.5%	0.20%
XOM	ExxonMobil Holdings Corp Energy	Added	5,436	+1	$884,709	+19.1%	0.19%
KMI	Kinder Morgan, Inc. Energy	Added	29,342	+98	$884,661	−5.4%	0.19%
WFC	Wells Fargo & Company Financial Services	Added	10,850	+2	$868,542	−3.1%	0.19%
VLO	Valero Energy Corp Energy	Reduced	2,199	-311	$852,354	+30.4%	0.18%
ASML	Asml Holding NV Technology	Reduced	465	-12	$842,426	−11.2%	0.18%
T	At&T Inc. Communication Services	Held	33,643	0	$820,889	+17.9%	0.18%
ETN	Eaton Corp plc Industrials	Held	1,871	0	$803,987	+0.8%	0.17%
XLV	State Street(R) Health Care Select Sector SPDR(R) ETF	Reduced	4,467	-15	$752,332	+5.8%	0.16%
JEPI	JPMorgan Equity Premium Income ETF	Reduced	12,596	-141,844	$708,147	−91.9%	0.15%
AMJB	Financial Services	Added	20,307	+248	$700,388	+1.2%	0.15%
XBI	State Street(R) SPDR(R) S&P(R) Biotech ETF	Held	4,362	0	$687,800	−0.4%	0.15%
JEPQ	JPMorgan Nasdaq Equity Premium Income ETF	Added	11,042	+176	$676,432	+1.3%	0.14%

Showing the top 50 of 506 positions. Create a free account to see every position, past quarters, search, filters and CSV export.

Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.