Human Investing LLC

CIK

1767513

Location

LAKE OSWEGO, OR

Portfolio Value

Small $771,108,531

Diversification

Moderately concentrated

Reports for

Betterment LLC

Files via

Betterment LLC

Filing Date

Global Rank

#2,957 / 8,793 ▲ 32 · as of Jun 2026

Top Industry

Semiconductors 26.9%

Period ended 3 months ago

Filed Jul 21, 2026 · 2mo

26 quarters · since Mar 2020

Portfolio Concentration

74 tracked positions · as of Jun 30, 2026 · Δ vs Mar 31, 2026

Top Position

31.3%

−3.2 pts

Top 5

72.9%

−2.0 pts

Top 10

92.0%

−0.5 pts

HHI

1,511

Moderately concentrated−179

Portfolio Trend

26 quarters · across all stocks

Sector Breakdown

As of Jun 30, 2026

Sector	% Portfolio	Value	Positions
Unclassified	93.5%	$720,952,154	21
Technology	3.4%	$26,563,454	24
Healthcare	1.2%	$9,430,514	9
Consumer Cyclical	0.7%	$5,201,809	7
Financial Services	0.4%	$3,341,164	4
Communication Services	0.4%	$3,243,999	2
Industrials	0.2%	$1,715,128	5
Consumer Defensive	0.1%	$453,179	1
Energy	0.0%	$207,130	1

Last Quarter's Activity

Export CSV

Jun 30, 2026 vs Mar 31, 2026

Added To

Positions the filer increased

23 positions

Ticker	Company	Δ Shares	Shares	Value
BNDX	Vanguard Total International Bond ETF	+29,435	656,654	$31,801,752
BIV	Vanguard Intermediate-Term Bond ETF	+28,502	804,704	$62,048,487
—		+24,293	30,366	$832,332
VEA	Vanguard FTSE Developed Markets ETF	+14,718	1,223,127	$87,147,798
BNDW	Vanguard Total World Bond ETF	+13,855	394,180	$22,985,193
VB	Vanguard Morningstar Small-Cap ETF	+12,371	381,250	$241,162,967
VEU	Vanguard FTSE All-World Ex-US ETF	+7,795	347,177	$20,722,994
NKE	NIKE, Inc.	+4,483	26,876	$1,103,259
AAXJ	iShares MSCI All Country Asia ex Japan ETF	+4,467	854,663	$104,462,347
VCRM	Vanguard Core Tax-Exempt Bond ETF	+3,961	24,741	$1,251,399
VXUS	Vanguard Total International Stock ETF	+517	31,262	$2,672,588
MRK	Merck & Co., Inc.	+107	3,385	$434,972
CSCO	Cisco Systems, Inc.	+86	5,118	$601,160
TSLA	Tesla, Inc.	+50	762	$320,497
COF	Capital One Financial Corp	+43	1,274	$255,589
BRK-B	Berkshire Hathaway Inc	+41	1,897	$2,445,939
TXN	Texas Instruments Inc	+27	1,964	$585,409
QCOM	Qualcomm Inc/De	+18	3,796	$701,462
TMO	Thermo Fisher Scientific Inc.	+9	671	$336,412
HD	Home Depot, Inc.	+7	2,295	$809,400
JPM	Jpmorgan Chase & Co	+3	1,277	$418,000
CAT	Caterpillar Inc	+2	676	$719,872
IBM	International Business Machines Corp	+2	1,533	$431,094
No positions match the current search.

Trimmed

Positions the filer reduced

25 positions

Ticker	Company	Δ Shares	Shares	Value
INTC	Intel Corp	−9,900	4,625	$645,788
SLV	iShares Silver Trust	−7,041	10,636	$568,706
VIGI	Vanguard International Dividend Appreciation ETF	−4,382	538,654	$67,045,091
VIG	Vanguard Dividend Appreciation ETF	−4,260	204,719	$41,705,459
FNDA	Schwab Fundamental U.S. Small Company ETF	−2,814	106,489	$3,029,099
INFY	Infosys Ltd	−776	15,416	$161,713
EDV	Vanguard World Funds Extended Duration ETF	−734	294,376	$30,410,234
HRB	H&R Block Inc	−612	25,831	$983,644
MSFT	Microsoft Corp	−573	7,906	$2,949,095
AMZN	Amazon Com Inc	−488	5,035	$1,200,041
NVO	Novo Nordisk A S	−481	15,921	$763,252
AAPL	Apple Inc.	−391	16,812	$4,864,720
—		−382	9,947	$607,761
MU	Micron Technology Inc	−343	896	$1,034,243
GOOGL	Alphabet Inc.	−257	8,488	$3,024,880
RTX	RTX Corp	−240	1,064	$201,872
HPQ	Hp Inc	−231	12,861	$282,170
AGNG	Global X Funds Global X Aging Population ETF	−208	9,399	$831,811
ABT	Abbott Laboratories	−151	3,095	$280,840
AVGO	Broadcom Inc.	−151	24,738	$9,344,779
XOM	ExxonMobil Holdings Corp	−144	1,515	$207,130
NVDA	Nvidia Corp	−139	4,480	$896,403
ABBV	AbbVie Inc.	−129	9,340	$2,350,317
PM	Philip Morris International Inc.	−82	2,505	$453,179
SBUX	Starbucks Corp	−73	2,571	$262,730
No positions match the current search.

New Positions

Positions the filer opened this quarter

13 positions

Ticker	Company	Shares	Value
MCK	Mckesson Corp	605	$457,138
AMAT	Applied Materials Inc /De	587	$424,401
KLAC	Kla Corp	1,017	$306,839
AMD	Advanced Micro Devices Inc	509	$295,683
SNDK	Sandisk Corp	126	$286,489
WDC	Western Digital Corp	394	$251,655
URI	United Rentals, Inc.	216	$244,704
V	Visa Inc.	646	$221,636
FTNT	Fortinet, Inc.	1,424	$218,754
GLW	Corning Inc /Ny	850	$217,115
DCOR	Dimensional US Core Equity 1 ETF	4,863	$215,722
LRCX	Lam Research Corp	496	$214,931
ETN	Eaton Corp plc	490	$208,798
No positions match the current search.

Sold Out

Positions the filer fully exited

3 positions

Ticker	Company	Shares	Value
ACN	Accenture plc	1,233	$244,491
WM	Waste Management Inc	957	$219,909
GILD	Gilead Sciences, Inc.	1,484	$206,825
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

74 tracked positions · $771,108,531 total · filing declares 137 positions · $771,109,330 · as of Jun 30, 2026

All sectors Communication Services Consumer Cyclical Consumer Defensive Energy Financial Services Healthcare Industrials Technology

Showing 1–50 of 74 positions by value · page 1 of 2

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
VB	Vanguard Morningstar Small-Cap ETF	Added	381,250	+12,371	$241,162,967	+17.6%	31.27%
AAXJ	iShares MSCI All Country Asia ex Japan ETF	Added	854,663	+4,467	$104,462,347	—	13.55%
VEA	Vanguard FTSE Developed Markets ETF	Added	1,223,127	+14,718	$87,147,798	+12.5%	11.30%
VIGI	Vanguard International Dividend Appreciation ETF	Reduced	538,654	-4,382	$67,045,091	+5.2%	8.69%
BIV	Vanguard Intermediate-Term Bond ETF	Added	804,704	+28,502	$62,048,487	+3.1%	8.05%
VIG	Vanguard Dividend Appreciation ETF	Reduced	204,719	-4,260	$41,705,459	+7.3%	5.41%
BNDX	Vanguard Total International Bond ETF	Added	656,654	+29,435	$31,801,752	+5.5%	4.12%
EDV	Vanguard World Funds Extended Duration ETF	Reduced	294,376	-734	$30,410,234	+13.7%	3.94%
BNDW	Vanguard Total World Bond ETF	Added	394,180	+13,855	$22,985,193	+3.0%	2.98%
VEU	Vanguard FTSE All-World Ex-US ETF	Added	347,177	+7,795	$20,722,994	+13.0%	2.69%
AVGO	Broadcom Inc. Technology	Reduced	24,738	-151	$9,344,779	+21.3%	1.21%
AAPL	Apple Inc. Technology	Reduced	16,812	-391	$4,864,720	+11.4%	0.63%
FNDA	Schwab Fundamental U.S. Small Company ETF	Reduced	106,489	-2,814	$3,029,099	+10.8%	0.39%
GOOGL	Alphabet Inc. Communication Services	Reduced	8,488	-257	$3,024,880	+20.4%	0.39%
MSFT	Microsoft Corp Technology	Reduced	7,906	-573	$2,949,095	−6.0%	0.38%
LLY	ELI LILLY & Co Healthcare	Reduced	2,265	-59	$2,716,709	+27.1%	0.35%
VXUS	Vanguard Total International Stock ETF	Added	31,262	+517	$2,672,588	+12.7%	0.35%
BRK-B	Berkshire Hathaway Inc Financial Services	Added	1,897	+41	$2,445,939	+5.2%	0.32%
ABBV	AbbVie Inc. Healthcare	Reduced	9,340	-129	$2,350,317	+14.1%	0.30%
AMGN	Amgen Inc Healthcare	Reduced	3,536	-46	$1,280,456	+1.6%	0.17%
VCRM	Vanguard Core Tax-Exempt Bond ETF	Added	24,741	+3,961	$1,251,399	+20.7%	0.16%
AMZN	Amazon Com Inc Consumer Cyclical	Reduced	5,035	-488	$1,200,041	+4.3%	0.16%
NKE	NIKE, Inc. Consumer Cyclical	Added	26,876	+4,483	$1,103,259	−6.7%	0.14%
MU	Micron Technology Inc Technology	Reduced	896	-343	$1,034,243	+147.1%	0.13%
HRB	H&R Block Inc Consumer Cyclical	Reduced	25,831	-612	$983,644	+17.2%	0.13%
NVDA	Nvidia Corp Technology	Reduced	4,480	-139	$896,403	+11.3%	0.12%
IDCC	InterDigital, Inc. Technology	Held	3,000	0	$849,390	−6.2%	0.11%
		Added	30,366	+24,293	$832,332	+404.9%	0.11%
AGNG	Global X Funds Global X Aging Population ETF	Reduced	9,399	-208	$831,811	+10.8%	0.11%
JNJ	Johnson & Johnson Healthcare	Reduced	3,191	-4	$810,418	+3.8%	0.11%
HD	Home Depot, Inc. Consumer Cyclical	Added	2,295	+7	$809,400	+7.6%	0.10%
NVO	Novo Nordisk A S Healthcare	Reduced	15,921	-481	$763,252	+26.6%	0.10%
CAT	Caterpillar Inc Industrials	Added	676	+2	$719,872	+50.8%	0.09%
QCOM	Qualcomm Inc/De Technology	Added	3,796	+18	$701,462	+44.2%	0.09%
INTC	Intel Corp Technology	Reduced	4,625	-9,900	$645,788	+0.7%	0.08%
GLD	Spdr Gold Trust	Held	1,748	0	$643,928	−14.4%	0.08%
		Reduced	9,947	-382	$607,761	+11.0%	0.08%
CSCO	Cisco Systems, Inc. Technology	Added	5,118	+86	$601,160	+54.0%	0.08%
TXN	Texas Instruments Inc Technology	Added	1,964	+27	$585,409	+55.7%	0.08%
SLV	iShares Silver Trust	Reduced	10,636	-7,041	$568,706	−52.8%	0.07%
MCD	Mcdonalds Corp Consumer Cyclical	Reduced	1,932	-37	$522,238	−14.7%	0.07%
BKF	iShares MSCI BIC ETF	Held	1,834	0	$462,588	+39.0%	0.06%
MCK	Mckesson Corp Healthcare	NEW	605	NEW	$457,138	NEW	0.06%
PM	Philip Morris International Inc. Consumer Defensive	Reduced	2,505	-82	$453,179	+5.9%	0.06%
MRK	Merck & Co., Inc. Healthcare	Added	3,385	+107	$434,972	+10.3%	0.06%
IBM	International Business Machines Corp Technology	Added	1,533	+2	$431,094	+16.2%	0.06%
AMAT	Applied Materials Inc /De Technology	NEW	587	NEW	$424,401	NEW	0.06%
JPM	Jpmorgan Chase & Co Financial Services	Added	1,277	+3	$418,000	+11.5%	0.05%
PAYX	Paychex Inc Technology	Reduced	3,888	-63	$382,307	+5.0%	0.05%
TOST	Toast, Inc. Technology	Held	13,396	0	$372,676	+4.9%	0.05%

Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.