ERn Financial, LLC

CIK

1768302

Location

MIDDLETON, WI

Portfolio Value

Micro $44,860,899

Diversification

Diversified

Filing Date

Global Rank

#7,082 / 8,517 ▲ 489

Top Industry

Consumer Electronics 16.5%

3Y Alpha vs SPY

+26.0%

Period ended 46 days ago

Filed Jul 23, 2026 · 23d

26 quarters · since Mar 2020

Clone Performance

Aug 2023–Aug 2026 · vs SPY

Hypothetical growth of buying every stock this filer reported holding, rebalancing on each filing and indexed to the same start. Option positions cannot be bought this way and are left out.

Cloned portfolio

+216.5%

SPY

+75.3%

Annualised alpha

+26.2%

Max drawdown

−18.4%

Estimate. 13F holdings are quarter-lagged, so the clone rebalances about 45 days after each period end — when the filing becomes public — and it excludes option and short positions. Returns use comparable raw closes and exclude dividends; a captured split can shorten the simulated window. It tracks 100% of reported value on average across 13 quarters. Past performance does not predict future results.

Portfolio Concentration

61 tracked positions · as of Jun 30, 2026 · Δ vs Mar 31, 2026

Top Position

14.7%

+0.6 pts

Top 5

35.0%

+1.6 pts

Top 10

50.1%

−0.6 pts

HHI

444

Diversified+19

Portfolio Trend

26 quarters · across all stocks

Sector Breakdown

As of Jun 30, 2026

Sector	% Portfolio	Value	Positions
Technology	47.3%	$21,228,719	19
Unclassified	11.0%	$4,922,856	3
Financial Services	10.6%	$4,774,928	9
Consumer Cyclical	8.3%	$3,744,813	5
Communication Services	5.6%	$2,523,920	3
Healthcare	5.2%	$2,315,073	7
Industrials	5.0%	$2,241,214	7
Consumer Defensive	3.5%	$1,566,839	4
Energy	2.5%	$1,108,318	2
Utilities	0.5%	$228,719	1
Basic Materials	0.5%	$205,500	1

Last Quarter's Activity

Export CSV

Jun 30, 2026 vs Mar 31, 2026

Added To

Positions the filer increased

25 positions

Ticker	Company	Δ Shares	Shares	Value
NVDA	Nvidia Corp	+3,222	17,872	$3,576,008
IAU	Ishares Gold Trust	+1,581	17,059	$1,288,125
WFC	Wells Fargo & Company/Mn	+1,217	3,799	$313,949
IBM	International Business Machines Corp	+1,206	2,414	$678,840
TSLA	Tesla, Inc.	+1,010	3,511	$1,476,726
V	Visa Inc.	+581	1,902	$652,557
AVGO	Broadcom Inc.	+568	2,590	$978,372
AAPL	Apple Inc.	+559	22,779	$6,591,331
META	Meta Platforms, Inc.	+404	1,855	$1,044,902
AMZN	Amazon Com Inc	+394	4,939	$1,177,161
BMO	Bank Of Montreal /Can/	+291	1,971	$348,275
JPM	Jpmorgan Chase & Co	+269	1,825	$597,377
HD	Home Depot, Inc.	+186	904	$318,822
LLY	ELI LILLY & Co	+125	723	$867,187
BA	Boeing Co	+123	1,759	$380,770
CVX	Chevron Corp	+86	1,603	$265,713
GD	General Dynamics Corp	+70	1,346	$476,807
F	Ford Motor Co	+69	38,959	$541,530
MSFT	Microsoft Corp	+54	4,775	$1,781,170
MO	Altria Group, Inc.	+46	4,711	$338,956
MU	Micron Technology Inc	+36	925	$1,067,718
XOM	ExxonMobil Holdings Corp	+25	6,163	$842,605
APH	Amphenol Corp /De/	+24	1,731	$305,209
ANET	Arista Networks, Inc.	+13	4,795	$814,574
WMT	Walmart Inc.	+10	3,963	$448,849
No positions match the current search.

Trimmed

Positions the filer reduced

12 positions

Ticker	Company	Δ Shares	Shares	Value
GOOGL	Alphabet Inc.	−2,244	3,194	$1,141,439
BRK-B	Berkshire Hathaway Inc	−175	1,389	$695,041
AMAT	Applied Materials Inc /De	−87	561	$405,603
QQQ	Invesco Qqq Trust, Series 1	−74	2,861	$2,106,840
NFLX	Netflix Inc	−69	4,728	$337,579
PM	Philip Morris International Inc.	−46	2,031	$367,428
ASML	Asml Holding NV	−40	210	$417,782
SHOP	Shopify Inc.	−30	3,274	$373,825
SPY	Spdr S&P 500 ETF Trust	−25	2,046	$1,527,891
MA	Mastercard Inc	−9	533	$273,748
MCD	Mcdonalds Corp	−8	853	$230,574
SYK	Stryker Corp	−3	944	$297,208
No positions match the current search.

New Positions

Positions the filer opened this quarter

11 positions

Ticker	Company	Shares	Value
AMD	Advanced Micro Devices Inc	685	$397,923
GEV	GE Vernova Inc.	231	$271,392
CAT	Caterpillar Inc	221	$235,342
URI	United Rentals, Inc.	206	$233,375
LRCX	Lam Research Corp	535	$231,831
ADI	Analog Devices Inc	568	$225,592
INTC	Intel Corp	1,558	$217,543
JCI	Johnson Controls International plc	1,487	$217,265
LIN	Linde PLC	396	$205,500
MRK	Merck & Co., Inc.	1,577	$202,644
CRWD	CrowdStrike Holdings, Inc.	395	$75,360
No positions match the current search.

Sold Out

Positions the filer fully exited

9 positions

Ticker	Company	Shares	Value
VEA	Vanguard FTSE Developed Markets ETF	26,333	$1,687,418
VIG	Vanguard Dividend Appreciation ETF	5,627	$1,210,142
CGNG	Capital Group New Geography Equity ETF	17,789	$561,598
VB	Vanguard Morningstar Small-Cap ETF	1,502	$393,403
VZ	Verizon Communications Inc	5,320	$267,064
PLTR	Palantir Technologies Inc.	1,461	$213,715
FIS	Fidelity National Information Services, Inc.	4,547	$213,299
RTX	RTX Corp	1,042	$201,001
LND	BrasilAgro - Brazilian Agricultural Real Estate Co	13,000	$54,990
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

61 tracked positions · $44,860,899 total · as of Jun 30, 2026

All sectors Basic Materials Communication Services Consumer Cyclical Consumer Defensive Energy Financial Services Healthcare Industrials Technology Utilities

Showing 1–50 of 61 positions by value · page 1 of 2

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
AAPL	Apple Inc. Technology	Added	22,779	+559	$6,591,331	+16.9%	14.69%
NVDA	Nvidia Corp Technology	Added	17,872	+3,222	$3,576,008	+40.0%	7.97%
QQQ	Invesco Qqq Trust, Series 1	Reduced	2,861	-74	$2,106,840	+24.4%	4.70%
MSFT	Microsoft Corp Technology	Added	4,775	+54	$1,781,170	+1.9%	3.97%
FICO	Fair Isaac Corp Technology	Held	1,364	0	$1,629,679	+11.9%	3.63%
SPY	Spdr S&P 500 ETF Trust	Reduced	2,046	-25	$1,527,891	+13.4%	3.41%
TSLA	Tesla, Inc. Consumer Cyclical	Added	3,511	+1,010	$1,476,726	+58.8%	3.29%
CACC	Credit Acceptance Corp Financial Services	Held	2,100	0	$1,337,154	+50.4%	2.98%
IAU	Ishares Gold Trust	Added	17,059	+1,581	$1,288,125	−5.6%	2.87%
AMZN	Amazon Com Inc Consumer Cyclical	Added	4,939	+394	$1,177,161	+24.4%	2.62%
GOOGL	Alphabet Inc. Communication Services	Reduced	3,194	-2,244	$1,141,439	−26.9%	2.54%
MU	Micron Technology Inc Technology	Added	925	+36	$1,067,718	+255.5%	2.38%
META	Meta Platforms, Inc. Communication Services	Added	1,855	+404	$1,044,902	+25.9%	2.33%
ORCL	Oracle Corp Technology	Added	7,118	+8	$1,043,142	−0.3%	2.33%
AVGO	Broadcom Inc. Technology	Added	2,590	+568	$978,372	+56.3%	2.18%
LLY	ELI LILLY & Co Healthcare	Added	723	+125	$867,187	+57.7%	1.93%
XOM	ExxonMobil Holdings Corp Energy	Added	6,163	+25	$842,605	−19.1%	1.88%
ANET	Arista Networks, Inc. Technology	Added	4,795	+13	$814,574	+38.7%	1.82%
BRK-B	Berkshire Hathaway Inc Financial Services	Reduced	1,389	-175	$695,041	−7.3%	1.55%
IBM	International Business Machines Corp Technology	Added	2,414	+1,206	$678,840	+131.8%	1.51%
V	Visa Inc. Financial Services	Added	1,902	+581	$652,557	+63.4%	1.45%
JPM	Jpmorgan Chase & Co Financial Services	Added	1,825	+269	$597,377	+30.5%	1.33%
F	Ford Motor Co Consumer Cyclical	Added	38,959	+69	$541,530	+20.7%	1.21%
GD	General Dynamics Corp Industrials	Added	1,346	+70	$476,807	+8.9%	1.06%
WMT	Walmart Inc. Consumer Defensive	Added	3,963	+10	$448,849	−8.6%	1.00%
ROK	Rockwell Automation, Inc Industrials	Held	861	0	$426,263	+38.0%	0.95%
ASML	Asml Holding NV Technology	Reduced	210	-40	$417,782	+26.5%	0.93%
CSCO	Cisco Systems, Inc. Technology	Added	3,552	+9	$417,217	+51.8%	0.93%
COST	Costco Wholesale Corp /New Consumer Defensive	Held	440	0	$411,606	−6.1%	0.92%
AMAT	Applied Materials Inc /De Technology	Reduced	561	-87	$405,603	+83.1%	0.90%
AMD	Advanced Micro Devices Inc Technology	NEW	685	NEW	$397,923	NEW	0.89%
BA	Boeing Co Industrials	Added	1,759	+123	$380,770	+16.9%	0.85%
SHOP	Shopify Inc. Technology	Reduced	3,274	-30	$373,825	−4.6%	0.83%
ABBV	AbbVie Inc. Healthcare	Held	1,463	0	$368,149	+15.7%	0.82%
PM	Philip Morris International Inc. Consumer Defensive	Reduced	2,031	-46	$367,428	+7.0%	0.82%
BMO	Bank Of Montreal /Can/ Financial Services	Added	1,971	+291	$348,275	+53.2%	0.78%
MO	Altria Group, Inc. Consumer Defensive	Added	4,711	+46	$338,956	+10.1%	0.76%
NFLX	Netflix Inc Communication Services	Reduced	4,728	-69	$337,579	−26.8%	0.75%
HD	Home Depot, Inc. Consumer Cyclical	Added	904	+186	$318,822	+35.0%	0.71%
WFC	Wells Fargo & Company/Mn Financial Services	Added	3,799	+1,217	$313,949	+52.7%	0.70%
APH	Amphenol Corp /De/ Technology	Added	1,731	+24	$305,209	—	0.68%
SYK	Stryker Corp Healthcare	Reduced	944	-3	$297,208	−4.5%	0.66%
FBIZ	First Business Financial Services, Inc. Financial Services	Held	4,615	0	$291,529	+17.1%	0.65%
MA	Mastercard Inc Financial Services	Reduced	533	-9	$273,748	+1.1%	0.61%
GEV	GE Vernova Inc. Industrials	NEW	231	NEW	$271,392	NEW	0.60%
CVX	Chevron Corp Energy	Added	1,603	+86	$265,713	−15.3%	0.59%
BAC	Bank Of America Corp /De/ Financial Services	Held	4,656	0	$265,298	+16.9%	0.59%
CAT	Caterpillar Inc Industrials	NEW	221	NEW	$235,342	NEW	0.52%
URI	United Rentals, Inc. Industrials	NEW	206	NEW	$233,375	NEW	0.52%
LRCX	Lam Research Corp Technology	NEW	535	NEW	$231,831	NEW	0.52%

Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.