First Citizens Financial Corp

CIK

1800597

Location

MASON CITY, IA

Portfolio Value

Small $211,315,856

Diversification

Moderately concentrated

Filing Date

Global Rank

#22 / 35 ▲ 5890

Top Industry

Consumer Electronics 11.6%

Period ended 3 days ago

Filed Oct 2, 2026 · 1d

26 quarters · since Mar 2020

Clone Performance

Build a hypothetical price-return history from this filer's public 13F holdings.

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Portfolio Concentration

93 tracked positions · as of Sep 30, 2026 · Δ vs Jun 30, 2026

Top Position

39.7%

+3.1 pts

Top 5

58.6%

−0.7 pts

Top 10

69.9%

+0.2 pts

HHI

1,720

Moderately concentrated+177

Portfolio Trend

26 quarters · across all stocks

Sector Breakdown

As of Sep 30, 2026

Sector	% Portfolio	Value	Positions
Unclassified	70.3%	$148,630,795	27
Technology	8.5%	$17,954,941	11
Financial Services	8.0%	$16,864,397	15
Industrials	3.8%	$7,991,640	9
Healthcare	3.6%	$7,631,657	10
Consumer Cyclical	1.9%	$4,027,049	5
Consumer Defensive	1.1%	$2,380,625	6
Communication Services	1.1%	$2,320,937	2
Basic Materials	0.7%	$1,527,162	2
Energy	0.6%	$1,219,011	3
Utilities	0.4%	$767,642	3

Last Quarter's Activity

Export CSV

Sep 30, 2026 vs Jun 30, 2026

Added To

Positions the filer increased

20 positions

Ticker	Company	Δ Shares	Shares	Value
BBAG	JPMorgan BetaBuilders U.S. Aggregate Bond ETF	+31,596	276,312	$13,986,500
AAAD	PGIM AAA CLO Aggregate Duration ETF	+25,614	219,707	$8,962,051
AGRH	iShares Interest Rate Hedged U.S. Aggregate Bond ETF	+11,367	86,810	$4,328,346
BILZ	PIMCO Ultra Short Government Active ETF	+6,285	100,695	$2,556,646
CSIO	Cohen & Steers Infrastructure Opportunities Active ETF	+4,680	22,642	$569,899
—		+4,614	16,186	$0
XLBI	State Street Materials Select Sector SPDR Premium Income ETF	+2,707	73,940	$9,641,504
VB	Vanguard Morningstar Small-Cap ETF	+1,103	18,453	$7,274,603
BRK-B	Berkshire Hathaway Inc	+748	10,498	$5,227,479
STT	State Street Corp	+458	22,945	$0
—		+358	6,271	$0
RTX	RTX Corp	+278	3,809	$707,140
XOM	ExxonMobil Holdings Corp	+152	4,456	$725,214
GILD	Gilead Sciences, Inc.	+66	1,916	$285,579
BWX	State Street SPDR Bloomberg International Treasury Bond ETF	+64	2,635	$324,315
CASY	Caseys General Stores Inc	+60	449	$273,198
PANW	Palo Alto Networks Inc	+55	688	$273,349
MU	Micron Technology Inc	+29	221	$235,389
AMD	Advanced Micro Devices Inc	+16	490	$299,762
URI	United Rentals, Inc.	+1	227	$227,177
No positions match the current search.

Trimmed

Positions the filer reduced

25 positions

Ticker	Company	Δ Shares	Shares	Value
AAXJ	iShares MSCI All Country Asia ex Japan ETF	−9,657	742,145	$83,931,949
BAB	Invesco Taxable Municipal Bond ETF	−6,034	9,900	$211,761
VCRM	Vanguard Core Tax-Exempt Bond ETF	−4,240	6,912	$327,352
BCHP	Principal Focused Blue Chip ETF	−2,770	55,522	$1,018,828
BUYZ	Franklin Disruptive Commerce ETF	−2,580	19,715	$402,678
FCSH	Federated Hermes Short Duration Corporate ETF	−1,939	22,516	$539,258
VEU	Vanguard FTSE All-World Ex-US ETF	−1,467	31,494	$1,867,909
VCHY	Vanguard U.S. High-Yield Corporate Bond Index ETF	−1,340	12,743	$938,139
BKF	iShares MSCI BIC ETF	−1,259	113,912	$1,828,777
BAI	iShares A.I. Innovation and Tech Active ETF	−867	36,858	$2,552,785
BIV	Vanguard Intermediate-Term Bond ETF	−848	14,371	$1,027,157
KMI	Kinder Morgan, Inc.	−396	7,871	$237,310
ORCL	Oracle Corp	−366	2,593	$356,018
JNJ	Johnson & Johnson	−233	7,147	$1,892,096
NEE	Nextera Energy Inc	−182	3,281	$248,502
AMZN	Amazon Com Inc	−180	3,615	$900,677
MSFT	Microsoft Corp	−173	7,633	$3,914,965
NVDA	Nvidia Corp	−156	10,168	$2,322,167
LOW	Lowes Companies Inc	−153	4,140	$762,960
LLY	ELI LILLY & Co	−128	2,167	$2,507,392
L	Loews Corp	−105	2,396	$250,214
MCD	Mcdonalds Corp	−105	3,011	$695,360
KO	Coca Cola Co	−100	6,275	$540,152
META	Meta Platforms, Inc.	−88	942	$683,119
COF	Capital One Financial Corp	−87	1,607	$310,263
No positions match the current search.

New Positions

Positions the filer opened this quarter

3 positions

Ticker	Company	Shares	Value
HCA	HCA Healthcare, Inc.	528	$225,318
AMGN	Amgen Inc	482	$203,167
MDT	Medtronic plc	2,324	$200,537
No positions match the current search.

Sold Out

Positions the filer fully exited

5 positions

Ticker	Company	Shares	Value
HON	Honeywell International Inc	1,000	$223,900
SO	Southern Co	2,315	$221,568
MO	Altria Group, Inc.	3,042	$218,871
UNH	Unitedhealth Group Inc	513	$213,218
TSLA	Tesla, Inc.	502	$211,141
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

93 tracked positions · $211,315,856 total · filing declares 138 positions · $237,933,560 · as of Sep 30, 2026

All sectors Basic Materials Communication Services Consumer Cyclical Consumer Defensive Energy Financial Services Healthcare Industrials Technology Utilities

Showing 1–50 of 93 positions by value · page 1 of 2

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
AAXJ	iShares MSCI All Country Asia ex Japan ETF	Reduced	742,145	-9,657	$83,931,949	−4.2%	39.72%
BBAG	JPMorgan BetaBuilders U.S. Aggregate Bond ETF	Added	276,312	+31,596	$13,986,500	+12.3%	6.62%
XLBI	State Street Materials Select Sector SPDR Premium Income ETF	Added	73,940	+2,707	$9,641,504	+5.0%	4.56%
AAAD	PGIM AAA CLO Aggregate Duration ETF	Added	219,707	+25,614	$8,962,051	+11.5%	4.24%
VB	Vanguard Morningstar Small-Cap ETF	Added	18,453	+1,103	$7,274,603	+7.6%	3.44%
AAPL	Apple Inc. Technology	Reduced	21,775	-28	$7,251,510	+14.9%	3.43%
BRK-B	Berkshire Hathaway Inc Financial Services	Added	10,498	+748	$5,227,479	+7.1%	2.47%
AGRH	iShares Interest Rate Hedged U.S. Aggregate Bond ETF	Added	86,810	+11,367	$4,328,346	+13.2%	2.05%
MSFT	Microsoft Corp Technology	Reduced	7,633	-173	$3,914,965	+34.5%	1.85%
QQQ	Invesco Qqq Trust, Series 1	Held	4,416	0	$3,266,824	+0.5%	1.55%
JPM	Jpmorgan Chase & Co Financial Services	Held	9,571	0	$3,166,373	+1.1%	1.50%
BILZ	PIMCO Ultra Short Government Active ETF	Added	100,695	+6,285	$2,556,646	+2.1%	1.21%
BAI	iShares A.I. Innovation and Tech Active ETF	Reduced	36,858	-867	$2,552,785	−0.5%	1.21%
LLY	ELI LILLY & Co Healthcare	Reduced	2,167	-128	$2,507,392	−8.9%	1.19%
CAT	Caterpillar Inc Industrials	Reduced	2,975	-17	$2,412,100	−24.3%	1.14%
CMI	Cummins Inc Industrials	Held	4,566	0	$2,358,658	−27.6%	1.12%
NVDA	Nvidia Corp Technology	Reduced	10,168	-156	$2,322,167	+12.4%	1.10%
JNJ	Johnson & Johnson Healthcare	Reduced	7,147	-233	$1,892,096	+0.9%	0.90%
VEU	Vanguard FTSE All-World Ex-US ETF	Reduced	31,494	-1,467	$1,867,909	−5.1%	0.88%
BKF	iShares MSCI BIC ETF	Reduced	113,912	-1,259	$1,828,777	−92.5%	0.87%
MS	Morgan Stanley Financial Services	Reduced	9,319	-59	$1,752,717	−10.6%	0.83%
GS	Goldman Sachs Group Inc Financial Services	Held	1,923	0	$1,731,392	−11.0%	0.82%
GOOGL	Alphabet Inc. Communication Services	Reduced	4,782	-4	$1,637,818	−3.7%	0.78%
GLW	Corning Inc /Ny Technology	Held	9,142	0	$1,405,673	−39.8%	0.67%
HD	Home Depot, Inc. Consumer Cyclical	Held	4,903	0	$1,394,854	−19.3%	0.66%
EDV	Vanguard World Funds Extended Duration ETF	Held	7,207	0	$1,373,582	+3.6%	0.65%
ABBV	AbbVie Inc. Healthcare	Held	5,199	0	$1,360,006	+4.0%	0.64%
STLD	Steel Dynamics Inc Basic Materials	Held	5,800	0	$1,285,338	−3.4%	0.61%
V	Visa Inc. Financial Services	Reduced	3,540	-15	$1,272,028	+4.3%	0.60%
CSCO	Cisco Systems, Inc. Technology	Held	10,353	0	$1,114,293	−8.4%	0.53%
BIV	Vanguard Intermediate-Term Bond ETF	Reduced	14,371	-848	$1,027,157	−10.1%	0.49%
BCHP	Principal Focused Blue Chip ETF	Reduced	55,522	-2,770	$1,018,828	−8.3%	0.48%
VCHY	Vanguard U.S. High-Yield Corporate Bond Index ETF	Reduced	12,743	-1,340	$938,139	−13.7%	0.44%
AMZN	Amazon Com Inc Consumer Cyclical	Reduced	3,615	-180	$900,677	−0.4%	0.43%
LOW	Lowes Companies Inc Consumer Cyclical	Reduced	4,140	-153	$762,960	−19.4%	0.36%
BAC	Bank Of America Corp /De/ Financial Services	Reduced	13,852	-24	$753,964	−4.6%	0.36%
XOM	ExxonMobil Holdings Corp Energy	Added	4,456	+152	$725,214	+23.2%	0.34%
UNP	Union Pacific Corp Industrials	Held	2,654	0	$722,233	+0.0%	0.34%
RTX	RTX Corp Industrials	Added	3,809	+278	$707,140	+5.6%	0.33%
MCD	Mcdonalds Corp Consumer Cyclical	Reduced	3,011	-105	$695,360	−17.4%	0.33%
MRK	Merck & Co., Inc. Healthcare	Held	4,715	0	$685,136	+13.1%	0.32%
META	Meta Platforms, Inc. Communication Services	Reduced	942	-88	$683,119	+17.7%	0.32%
PNC	Pnc Financial Services Group, Inc. Financial Services	Held	2,850	0	$633,441	−9.7%	0.30%
AFL	Aflac Inc Financial Services	Held	5,450	0	$609,201	−4.7%	0.29%
DE	Deere & Co Industrials	Held	905	0	$607,752	+5.9%	0.29%
VXUS	Vanguard Total International Stock ETF	Held	6,802	0	$577,897	−0.6%	0.27%
CSIO	Cohen & Steers Infrastructure Opportunities Active ETF	Added	22,642	+4,680	$569,899	+21.7%	0.27%
PG	PROCTER & GAMBLE Co Consumer Defensive	Reduced	3,790	-35	$550,611	−1.8%	0.26%
KO	Coca Cola Co Consumer Defensive	Reduced	6,275	-100	$540,152	+4.3%	0.26%
FCSH	Federated Hermes Short Duration Corporate ETF	Reduced	22,516	-1,939	$539,258	−12.1%	0.26%

Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.