CWS Financial Advisors, LLC

Registered adviser

CIK

1802459

Location

KALAMAZOO, MI

Portfolio Value

Small $450,156,980

Diversification

Diversified

Filing Date

Global Rank

#4,105 / 8,827 ▲ 41 · as of Jun 2026

Top Industry

Medical Devices 41.5%

Period ended 38 days ago

Filed Oct 16, 2026 · 22d

26 quarters · since Mar 2020

Regulatory profile

From Form ADV, the SEC filer profile, 13D/13G type codes and N-CEN, never from the name.

Holder type

Registered adviser

Form ADV roster, Nov 1, 2026

Form ADV adviser

CRD 297000

Roster of Nov 1, 2026

Regulatory AUM

$1,328,605,949

Main clients

Individuals and high net worth (99% of AUM)

Form ADV history

Monthly rosters from Dec 2019; each row is a run with the same figures, newest first.

Rosters	Regulatory AUM	Main clients
Mar 2026 to Nov 2026	$1,328,605,949	Individuals and high net worth (99%)
Mar 2025 to Feb 2026	$1,198,728,785	Individuals and high net worth (99%)
Apr 2024 to Feb 2025	$1,054,540,889	Individuals and high net worth (99%)
May 2023 to Mar 2024	$988,545,959	Individuals and high net worth (99%)
Mar 2023 to Apr 2023	$988,545,959	Individuals and high net worth (99%)
Mar 2022 to Feb 2023	$1,106,265,657	Individuals and high net worth (99%)

3 earlier changes not shown.

Stated strategy

Wealth management / planning, Income, Fixed income / rates, Multi-asset Form ADV Part 2A, Jul 24, 2026 · original

In the firm's words

Wealth management / planning: CWSFA provides certain clients with wealth management services which include a broad range of financial planning and consulting services
Income: CWSFA will then construct client portfolios to broadly support three main objectives: growth of capital, income generation, and/or conserving wealth.
Fixed income / rates: The client authorizes CWSFA, without prior consultation, to buy, sell, and trade in stocks, bonds, mutual funds, exchange-traded funds (“ETFs”), and other securities and/or contracts or options for the client’s account(s).
Multi-asset: CWSFA will often utilize objective-based, multi-class mutual funds that allow investment managers to seek out the best global opportunities across asset classes to meet client objectives.

Portfolio style

Measured from the filed 13F common-share book for Jun 30, 2026, the newest measured quarter, never from the firm's own description.

Style

Concentrated

The top 10 positions are 71.7% of the book (60%+)

Turnover

Low turnover

8.2% over the last four quarters (under 30%)

Horizon

Long horizon

Value-weighted holding period 18.4 quarters (12+), a floor since 46.2% of the book was already held when coverage starts

Closest benchmark: every 13F filer's combined book, active share 74.2%; sector active share 58.7% against the combined 13F book's sector weights.

Over time 25 measured quarters

How the bands are measured

Style bands measure the filed 13F common-share book each closed quarter, tested in this order. Unknown: under $10,000,000 of valued equity or 5 stocks. Index-like (100+ stocks): active share of 20% or less against the closest benchmark, which is the S&P 500, S&P MidCap 400, S&P SmallCap 600, Russell 1000, Russell 2000, Nasdaq-100 or Dow Jones Industrial Average (weighted by an index-tracking fund's reported holdings or the index's constituents nearest the quarter end, over the names resolved to companies, and only when those are 90%+ of its weight) or every 13F filer's combined book, or index series holding 80%+ of the registered fund assets it advises (N-CEN) and equal to 50%+ of its book. Systematic-like: 500+ stocks, 100%+ annual turnover and a top 10 weight of 25% or less. Concentrated: a top 10 weight of 60%+ or 12 or fewer effective positions. Diversified active: none of these. Turnover is the smaller of buys and sells over average equity value, summed over four quarters: low under 30%, high 100%+. Horizon is the value-weighted number of quarters each position has been held: short under 4, long 12+.

Clone Performance

Build a hypothetical price-return history from this filer's public 13F holdings.

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Portfolio Concentration

171 tracked positions · as of Sep 30, 2026 · Δ vs Jun 30, 2026

Top Position

16.6%

−0.4 pts

Top 5

57.9%

−0.5 pts

Top 10

71.8%

+0.1 pts

HHI

857

Diversified−14

Portfolio Trend

26 quarters · across all stocks

Sector Breakdown

As of Sep 30, 2026

Sector	% Portfolio	Value	Positions
Unclassified	63.8%	$287,314,334	68
Healthcare	16.2%	$73,052,561	13
Technology	8.6%	$38,891,175	17
Consumer Defensive	2.2%	$10,099,588	8
Industrials	2.1%	$9,450,983	19
Financial Services	2.1%	$9,444,669	17
Consumer Cyclical	1.2%	$5,540,110	7
Communication Services	1.2%	$5,443,078	7
Energy	1.1%	$5,066,210	6
Utilities	0.9%	$3,991,363	6
Basic Materials	0.4%	$1,862,909	3

Last Quarter's Activity

Export CSV

Sep 30, 2026 vs Jun 30, 2026

Added To

Positions the filer increased

25 positions

Ticker	Company	Δ Shares	Shares	Value
DFAI	Dimensional International Core Equity Market ETF	+78,630	435,632	$18,048,233
DFUS	Dimensional U.S. Equity Market ETF	+66,725	653,506	$54,260,603
VTEB	VANGUARD TAX-EXEMPT BOND INDEX FUND	+28,450	60,418	$2,861,396
BND	VANGUARD TOTAL BOND MARKET INDEX FUND	+16,272	26,688	$1,872,163
VGSH	VANGUARD SHORT-TERM TREASURY INDEX FUND	+11,952	90,294	$5,197,322
VUSB	VANGUARD ULTRA-SHORT BOND ETF	+11,517	89,502	$4,434,824
CGDV	Capital Group Dividend Value ETF	+11,454	48,257	$2,357,354
AVXC	Avantis Emerging Markets ex-China Equity ETF	+11,192	62,077	$5,100,575
VCSH	VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND	+5,936	83,242	$6,430,444
CGBL	Capital Group Core Balanced ETF	+5,539	142,689	$5,243,820
CGGR	Capital Group Growth ETF	+5,504	146,899	$6,967,419
VGIT	VANGUARD INTERMEDIATE-TERM TREASURY INDEX FUND	+4,126	32,567	$1,845,246
VGUS	VANGUARD ULTRA-SHORT TREASURY ETF	+3,577	6,789	$513,384
SUB	iShares Short-Term National Muni Bond ETF	+3,533	15,803	$1,652,045
SCHD	Schwab U.S. Dividend Equity ETF	+2,513	119,423	$3,884,830
CGXU	Capital Group International Focus Equity ETF	+1,842	74,825	$2,565,749
APH	Amphenol Corp	+1,707	3,414	$287,800
PM	Philip Morris International Inc.	+1,149	9,139	$1,743,903
WRB	Berkley W R Corp	+996	5,716	$386,058
MAS	Masco Corp	+598	5,482	$369,486
VIG	Vanguard Specialized Funds	+573	53,954	$12,588,007
PFE	Pfizer Inc	+543	15,399	$439,179
CGCV	Capital Group Conservative Equity ETF	+527	54,004	$1,732,448
TJX	Tjx Companies Inc	+428	2,829	$374,304
GGG	Graco Inc	+337	7,359	$565,465
No positions match the current search.

Trimmed

Positions the filer reduced

25 positions

Ticker	Company	Δ Shares	Shares	Value
IJR	iShares Core S&P Small-Cap ETF	−12,868	106,152	$14,440,918
VXUS	Vanguard Total International Stock ETF	−7,881	176,742	$15,016,000
ARCC	Ares Capital Corp	−3,601	14,037	$268,106
VOO	VANGUARD 500 INDEX FUND	−2,490	35,458	$24,851,093
SO	Southern Co	−2,164	15,838	$1,312,811
CGDG	Capital Group Dividend Growers ETF	−2,007	50,912	$1,885,271
SYK	Stryker Corp	−1,580	241,684	$66,557,356
DFAU	Dimensional US Core Equity Market ETF	−1,470	3,891	$203,732
VUG	VANGUARD GROWTH INDEX FUND	−1,299	149,447	$13,466,669
WEC	Wec Energy Group, Inc.	−1,181	5,873	$591,880
T	At&T Inc.	−730	17,993	$439,029
AAPL	Apple Inc.	−675	63,183	$21,041,202
VIGI	Vanguard Whitehall Funds	−618	16,130	$1,522,994
VTV	VANGUARD VALUE INDEX FUND	−588	56,513	$12,211,329
SNA	Snap-on Inc	−533	1,719	$624,598
PEP	Pepsico Inc	−522	10,214	$1,294,318
SGOV	iShares 0-3 Month Treasury Bond ETF	−468	2,394	$241,027
JNJ	Johnson & Johnson	−421	3,498	$926,060
DFIV	Dimensional International Value ETF	−369	4,399	$245,728
—		−338	11,356	$0
IJH	iShares Core S&P Mid-Cap ETF	−329	19,010	$1,367,769
VB	Vanguard Index Funds	−292	16,161	$4,597,642
MCD	Mcdonalds Corp	−278	6,959	$1,607,111
LIN	Linde PLC	−270	2,114	$1,003,410
VEA	Vanguard FTSE Developed Markets ETF	−270	11,630	$821,194
No positions match the current search.

New Positions

Positions the filer opened this quarter

5 positions

Ticker	Company	Shares	Value
MPC	Marathon Petroleum Corp	765	$302,496
TMO	Thermo Fisher Scientific Inc.	363	$245,043
CRWD	CrowdStrike Holdings, Inc.	908	$240,393
AGG	iShares Core U.S. Aggregate Bond ETF	2,519	$238,146
BIV	Vanguard Bond Index Funds	2,863	$208,598
No positions match the current search.

Sold Out

Positions the filer fully exited

5 positions

Ticker	Company	Shares	Value
KLAC	Kla Corp	1,004	$302,916
GE	General Electric Co	629	$235,076
HSY	Hershey Co	1,170	$205,276
CGMS	Capital Group U.S. Multi-Sector Income ETF	7,421	$202,815
EPD	Enterprise Products Partners L.P.	5,460	$200,709
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

171 tracked positions · $450,156,980 total · filing declares 171 positions · $454,144,351 · as of Sep 30, 2026

All sectors Basic Materials Communication Services Consumer Cyclical Consumer Defensive Energy Financial Services Healthcare Industrials Technology Utilities

Showing 1–50 of 171 positions by value · page 1 of 4

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
SYK	Stryker Corp Healthcare	Reduced	241,684	-1,580	$66,557,356	−13.1%	14.79%
DFUS	Dimensional U.S. Equity Market ETF	Added	653,506	+66,725	$54,260,603	+12.9%	12.05%
VOO	VANGUARD 500 INDEX FUND	Reduced	35,458	-2,490	$24,851,093	−4.7%	5.52%
AAPL	Apple Inc. Technology	Reduced	63,183	-675	$21,041,202	+13.9%	4.67%
DFAI	Dimensional International Core Equity Market ETF	Added	435,632	+78,630	$18,048,233	+22.6%	4.01%
VXUS	Vanguard Total International Stock ETF	Reduced	176,742	-7,881	$15,016,000	−4.9%	3.34%
IJR	iShares Core S&P Small-Cap ETF	Reduced	106,152	-12,868	$14,440,918	−18.2%	3.21%
VUG	VANGUARD GROWTH INDEX FUND	Reduced	149,447	-1,299	$13,466,669	+3.7%	2.99%
VIG	Vanguard Specialized Funds	Added	53,954	+573	$12,588,007	−0.3%	2.80%
VTI	VANGUARD TOTAL STOCK MARKET INDEX FUND	Added	33,194	+72	$12,422,522	+1.4%	2.76%
VTV	VANGUARD VALUE INDEX FUND	Reduced	56,513	-588	$12,211,329	−1.9%	2.71%
QQQ	Invesco Qqq Trust, Series 1	Added	16,235	+18	$12,010,165	+0.6%	2.67%
MSFT	Microsoft Corp Technology	Reduced	18,223	-101	$9,346,576	+36.7%	2.08%
CGGR	Capital Group Growth ETF	Added	146,899	+5,504	$6,967,419	+4.4%	1.55%
VCSH	VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND	Added	83,242	+5,936	$6,430,444	+5.3%	1.43%
CGBL	Capital Group Core Balanced ETF	Added	142,689	+5,539	$5,243,820	+0.7%	1.16%
VGSH	VANGUARD SHORT-TERM TREASURY INDEX FUND	Added	90,294	+11,952	$5,197,322	+14.0%	1.15%
AVXC	Avantis Emerging Markets ex-China Equity ETF	Added	62,077	+11,192	$5,100,575	+17.0%	1.13%
VB	Vanguard Index Funds	Reduced	16,161	-292	$4,597,642	−7.8%	1.02%
SPY	Spdr S&P 500 ETF Trust	Added	5,944	+16	$4,533,072	+2.4%	1.01%
VUSB	VANGUARD ULTRA-SHORT BOND ETF	Added	89,502	+11,517	$4,434,824	+14.2%	0.99%
SCHD	Schwab U.S. Dividend Equity ETF	Added	119,423	+2,513	$3,884,830	+4.8%	0.86%
IVV	iShares Core S&P 500 ETF	Added	4,708	+1	$3,605,621	+2.3%	0.80%
VO	VANGUARD MID-CAP INDEX FUND	Added	44,001	+131	$3,450,558	−2.4%	0.77%
VGT	VANGUARD INFORMATION TECHNOLOGY INDEX FUND	Reduced	23,413	-40	$2,942,311	+5.0%	0.65%
VTEB	VANGUARD TAX-EXEMPT BOND INDEX FUND	Added	60,418	+28,450	$2,861,396	+77.0%	0.64%
CGXU	Capital Group International Focus Equity ETF	Added	74,825	+1,842	$2,565,749	+1.5%	0.57%
IEFA	iShares Core MSCI EAFE ETF	Held	26,399	0	$2,557,535	+0.3%	0.57%
WMT	Walmart Inc. Consumer Defensive	Added	23,663	+67	$2,459,058	−8.0%	0.55%
CGDV	Capital Group Dividend Value ETF	Added	48,257	+11,454	$2,357,354	+30.0%	0.52%
MDY	Spdr S&P Midcap 400 ETF Trust	Added	3,341	+9	$2,194,068	−6.4%	0.49%
CGDG	Capital Group Dividend Growers ETF	Reduced	50,912	-2,007	$1,885,271	−5.0%	0.42%
GOOGL	Alphabet Inc. Communication Services	Added	5,466	+35	$1,880,741	−3.1%	0.42%
BND	VANGUARD TOTAL BOND MARKET INDEX FUND	Added	26,688	+16,272	$1,872,163	+144.8%	0.42%
VGIT	VANGUARD INTERMEDIATE-TERM TREASURY INDEX FUND	Added	32,567	+4,126	$1,845,246	+10.0%	0.41%
CGCB	Capital Group Fixed Income ETF Trust	Added	72,795	+333	$1,818,419	−4.1%	0.40%
CGUS	Capital Group Core Equity ETF	Added	40,214	+292	$1,789,523	+0.8%	0.40%
PM	Philip Morris International Inc. Consumer Defensive	Added	9,139	+1,149	$1,743,903	+20.6%	0.39%
CGCV	Capital Group Conservative Equity ETF	Added	54,004	+527	$1,732,448	−1.3%	0.38%
AMZN	Amazon Com Inc Consumer Cyclical	Added	6,854	+19	$1,707,674	+4.8%	0.38%
PG	PROCTER & GAMBLE Co Consumer Defensive	Added	11,684	+13	$1,697,451	−0.8%	0.38%
SUB	iShares Short-Term National Muni Bond ETF	Added	15,803	+3,533	$1,652,045	+26.5%	0.37%
CVX	Chevron Corp Energy	Added	8,075	+18	$1,648,995	+23.5%	0.37%
IBM	International Business Machines Corp Technology	Reduced	7,338	-24	$1,613,846	−22.0%	0.36%
MCD	Mcdonalds Corp Consumer Cyclical	Reduced	6,959	-278	$1,607,111	−17.8%	0.36%
XOM	ExxonMobil Holdings Corp Energy	Reduced	9,847	-110	$1,602,599	+17.7%	0.36%
JPM	Jpmorgan Chase & Co Financial Services	Added	4,652	+30	$1,539,021	+1.7%	0.34%
CSCO	Cisco Systems, Inc. Technology	Added	14,195	+4	$1,527,807	−8.3%	0.34%
VIGI	Vanguard Whitehall Funds	Reduced	16,130	-618	$1,522,994	−2.6%	0.34%
IJH	iShares Core S&P Mid-Cap ETF	Reduced	19,010	-329	$1,367,769	−8.3%	0.30%

Showing the top 50 of 171 positions. Create a free account to see every position, past quarters, search, filters and CSV export.

Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.