RTD Financial Advisors, Inc.

CIK

1810555

Location

Philadelphia, PA

Portfolio Value

Small $916,926,365

Diversification

Highly concentrated

Filing Date

Global Rank

#2,655 / 8,793 ▲ 1433 · as of Jun 2026

Top Industry

Drug Manufacturers - General 18.9%

3Y Alpha vs SPY

-10.5%

Period ended 3 months ago

Filed Jul 13, 2026 · 3mo

19 quarters · since Dec 2021

Clone Performance

Oct 2023–Oct 2026 · vs SPY

Hypothetical growth of buying every stock this filer reported holding, rebalancing on each filing and indexed to the same start. Option positions cannot be bought this way and are left out.

Cloned portfolio

+37.5%

SPY

+78.5%

Annualised alpha

-10.1%

Max drawdown

−13.5%

Estimate. 13F holdings are quarter-lagged, so the clone rebalances about 45 days after each period end — when the filing becomes public — and it excludes option and short positions. Returns use comparable raw closes and exclude dividends. Returns are unavailable when a held security or benchmark crosses a captured split without a certified price basis; the requested window is not shortened to hide it. It tracks 100% of reported value on average across 13 quarters. Past performance does not predict future results.

Portfolio Concentration

56 tracked positions · as of Jun 30, 2026 · Δ vs Mar 31, 2026

Top Position

55.1%

+39.6 pts

Top 5

78.3%

+21.3 pts

Top 10

90.4%

+9.9 pts

HHI

3,221

Highly concentrated+2,367

Portfolio Trend

19 quarters · across all stocks

Sector Breakdown

As of Jun 30, 2026

Sector	% Portfolio	Value	Positions
Unclassified	97.7%	$895,560,090	27
Technology	0.6%	$5,769,356	5
Healthcare	0.6%	$5,323,951	9
Communication Services	0.2%	$2,288,893	1
Financial Services	0.2%	$1,799,903	3
Energy	0.2%	$1,744,540	2
Utilities	0.2%	$1,716,616	3
Industrials	0.2%	$1,716,051	3
Basic Materials	0.1%	$465,853	1
Consumer Cyclical	0.0%	$281,933	1
Consumer Defensive	0.0%	$259,179	1

Last Quarter's Activity

Export CSV

Jun 30, 2026 vs Mar 31, 2026

Added To

Positions the filer increased

25 positions

Ticker	Company	Δ Shares	Shares	Value
AAXJ	iShares MSCI All Country Asia ex Japan ETF	+248,152	3,119,187	$505,230,671
VB	Vanguard Morningstar Small-Cap ETF	+210,712	486,959	$75,359,799
DCOR	Dimensional US Core Equity 1 ETF	+75,665	546,336	$28,376,868
DVVY	Invesco Diversified Dividend Opportunities ETF	+27,755	866,849	$40,629,212
HFXI	NYLI FTSE International Equity Currency Neutral ETF	+22,945	524,861	$12,706,884
ACGO	Hartford Alpha Capture Growth ETF	+18,729	71,176	$2,786,184
—		+10,563	333,722	$33,947,545
BIV	Vanguard Intermediate-Term Bond ETF	+9,328	102,066	$7,492,665
VEU	Vanguard FTSE All-World Ex-US ETF	+7,594	348,430	$27,683,328
FNDA	Schwab Fundamental U.S. Small Company ETF	+6,314	632,521	$19,291,683
IBM	International Business Machines Corp	+5,672	6,633	$1,865,265
PFE	Pfizer Inc	+4,866	58,450	$1,407,476
GOOGL	Alphabet Inc.	+1,637	6,462	$2,288,893
BAC	Bank Of America Corp /De/	+1,147	5,578	$317,834
NVDA	Nvidia Corp	+1,041	2,394	$479,015
XOM	ExxonMobil Holdings Corp	+889	9,324	$1,274,777
VEA	Vanguard FTSE Developed Markets ETF	+744	51,980	$3,703,575
—		+676	325,505	$62,980,079
MRK	Merck & Co., Inc.	+380	3,952	$507,832
MSFT	Microsoft Corp	+182	1,456	$543,117
BA	Boeing Co	+169	1,611	$348,733
SPY	Spdr S&P 500 ETF Trust	+115	3,760	$2,807,855
VIG	Vanguard Dividend Appreciation ETF	+77	17,344	$2,386,048
LLY	ELI LILLY & Co	+41	461	$552,937
ALB	Albemarle Corp	+31	3,450	$465,853
No positions match the current search.

Trimmed

Positions the filer reduced

15 positions

Ticker	Company	Δ Shares	Shares	Value
VIGI	Vanguard International Dividend Appreciation ETF	−7,222	236,917	$22,749,585
BMY	Bristol Myers Squibb Co	−2,612	15,908	$916,618
AGGY	WisdomTree Yield Enhanced U.S. Aggregate Bond Fund	−2,313	7,094	$621,942
VCRM	Vanguard Core Tax-Exempt Bond ETF	−2,102	175,271	$8,865,207
BAB	Invesco Taxable Municipal Bond ETF	−1,978	126,990	$9,605,523
PEG	Public Service Enterprise Group Inc	−1,765	7,465	$605,859
BKF	iShares MSCI BIC ETF	−1,250	116,475	$7,968,054
CWI	State Street SPDR MSCI ACWI ex-US ETF	−888	175,628	$8,092,367
AAPL	Apple Inc.	−460	7,344	$2,125,059
BWX	State Street SPDR Bloomberg International Treasury Bond ETF	−226	55,554	$5,319,430
NCLO	Nuveen AA-BBB CLO ETF	−112	71,278	$3,832,533
NEE	Nextera Energy Inc	−104	9,555	$838,642
JNJ	Johnson & Johnson	−55	2,568	$652,194
UNP	Union Pacific Corp	−43	1,243	$338,096
MCD	Mcdonalds Corp	−36	1,043	$281,933
No positions match the current search.

New Positions

Positions the filer opened this quarter

4 positions

Ticker	Company	Shares	Value
JPM	Jpmorgan Chase & Co	2,240	$733,219
QQQ	Invesco Qqq Trust, Series 1	476	$350,526
UNH	Unitedhealth Group Inc	685	$284,706
OMER	Omeros Corp	11,700	$111,267
No positions match the current search.

Sold Out

Positions the filer fully exited

2 positions

Ticker	Company	Shares	Value
OTEX	Open Text Corp	11,644	$258,962
META	Meta Platforms, Inc.	422	$241,438
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

56 tracked positions · $916,926,365 total · filing declares 120 positions · $916,927,104 · as of Jun 30, 2026

All sectors Basic Materials Communication Services Consumer Cyclical Consumer Defensive Energy Financial Services Healthcare Industrials Technology Utilities

Showing 1–50 of 56 positions by value · page 1 of 2

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
AAXJ	iShares MSCI All Country Asia ex Japan ETF	Added	3,119,187	+248,152	$505,230,671	—	55.10%
VB	Vanguard Morningstar Small-Cap ETF	Added	486,959	+210,712	$75,359,799	+44.6%	8.22%
		Added	325,505	+676	$62,980,079	+16.0%	6.87%
DVVY	Invesco Diversified Dividend Opportunities ETF	Added	866,849	+27,755	$40,629,212	+3.4%	4.43%
		Added	333,722	+10,563	$33,947,545	+16.7%	3.70%
DCOR	Dimensional US Core Equity 1 ETF	Added	546,336	+75,665	$28,376,868	+26.3%	3.09%
VEU	Vanguard FTSE All-World Ex-US ETF	Added	348,430	+7,594	$27,683,328	+11.6%	3.02%
VIGI	Vanguard International Dividend Appreciation ETF	Reduced	236,917	-7,222	$22,749,585	+1.6%	2.48%
FNDA	Schwab Fundamental U.S. Small Company ETF	Added	632,521	+6,314	$19,291,683	+16.7%	2.10%
HFXI	NYLI FTSE International Equity Currency Neutral ETF	Added	524,861	+22,945	$12,706,884	+6.8%	1.39%
BAB	Invesco Taxable Municipal Bond ETF	Reduced	126,990	-1,978	$9,605,523	+6.6%	1.05%
VCRM	Vanguard Core Tax-Exempt Bond ETF	Reduced	175,271	-2,102	$8,865,207	+0.2%	0.97%
CWI	State Street SPDR MSCI ACWI ex-US ETF	Reduced	175,628	-888	$8,092,367	+5.2%	0.88%
BKF	iShares MSCI BIC ETF	Reduced	116,475	-1,250	$7,968,054	+19.2%	0.87%
BIV	Vanguard Intermediate-Term Bond ETF	Added	102,066	+9,328	$7,492,665	+9.7%	0.82%
BWX	State Street SPDR Bloomberg International Treasury Bond ETF	Reduced	55,554	-226	$5,319,430	+11.2%	0.58%
NCLO	Nuveen AA-BBB CLO ETF	Reduced	71,278	-112	$3,832,533	+16.0%	0.42%
VEA	Vanguard FTSE Developed Markets ETF	Added	51,980	+744	$3,703,575	+12.8%	0.40%
SPY	Spdr S&P 500 ETF Trust	Added	3,760	+115	$2,807,855	+18.5%	0.31%
ACGO	Hartford Alpha Capture Growth ETF	Added	71,176	+18,729	$2,786,184	+37.1%	0.30%
VIG	Vanguard Dividend Appreciation ETF	Added	17,344	+77	$2,386,048	+13.9%	0.26%
GOOGL	Alphabet Inc. Communication Services	Added	6,462	+1,637	$2,288,893	+65.3%	0.25%
AAPL	Apple Inc. Technology	Reduced	7,344	-460	$2,125,059	+7.3%	0.23%
IBM	International Business Machines Corp Technology	Added	6,633	+5,672	$1,865,265	+700.8%	0.20%
PFE	Pfizer Inc Healthcare	Added	58,450	+4,866	$1,407,476	−6.5%	0.15%
XOM	ExxonMobil Holdings Corp Energy	Added	9,324	+889	$1,274,777	−10.9%	0.14%
XLBI	State Street Materials Select Sector SPDR Premium Income ETF	Held	6,709	0	$1,160,124	+23.1%	0.13%
TREX	Trex Co Inc Industrials	Held	20,568	0	$1,029,222	+37.4%	0.11%
BMY	Bristol Myers Squibb Co Healthcare	Reduced	15,908	-2,612	$916,618	−18.4%	0.10%
NEE	Nextera Energy Inc Utilities	Reduced	9,555	-104	$838,642	−6.5%	0.09%
ONTO	Onto Innovation Inc. Technology	Held	2,000	0	$756,900	+84.5%	0.08%
BRK-B	Berkshire Hathaway Inc Financial Services	Held	1	0	$748,850	+4.3%	0.08%
MDY	Spdr S&P Midcap 400 ETF Trust	Held	1,062	0	$746,947	+14.0%	0.08%
JPM	Jpmorgan Chase & Co Financial Services	NEW	2,240	NEW	$733,219	NEW	0.08%
JNJ	Johnson & Johnson Healthcare	Reduced	2,568	-55	$652,194	+1.7%	0.07%
AGGY	WisdomTree Yield Enhanced U.S. Aggregate Bond Fund	Reduced	7,094	-2,313	$621,942	−14.5%	0.07%
PEG	Public Service Enterprise Group Inc Utilities	Reduced	7,465	-1,765	$605,859	−18.9%	0.07%
LLY	ELI LILLY & Co Healthcare	Added	461	+41	$552,937	+43.1%	0.06%
WST	West Pharmaceutical Services Inc Healthcare	Held	1,524	0	$547,116	+43.2%	0.06%
MSFT	Microsoft Corp Technology	Added	1,456	+182	$543,117	+15.2%	0.06%
MRK	Merck & Co., Inc. Healthcare	Added	3,952	+380	$507,832	+18.2%	0.06%
NVDA	Nvidia Corp Technology	Added	2,394	+1,041	$479,015	+103.0%	0.05%
CVX	Chevron Corp Energy	Held	2,834	0	$469,763	−19.9%	0.05%
ABI	VictoryShares Pioneer Asset-Based Income ETF	Held	7,306	0	$466,488	+36.6%	0.05%
ALB	Albemarle Corp Basic Materials	Added	3,450	+31	$465,853	−24.1%	0.05%
EDV	Vanguard World Funds Extended Duration ETF	Held	3,017	0	$398,968	+17.8%	0.04%
QQQ	Invesco Qqq Trust, Series 1	NEW	476	NEW	$350,526	NEW	0.04%
BA	Boeing Co Industrials	Added	1,611	+169	$348,733	+21.5%	0.04%
SYK	Stryker Corp Healthcare	Held	1,092	0	$343,805	−4.2%	0.04%
UNP	Union Pacific Corp Industrials	Reduced	1,243	-43	$338,096	+8.4%	0.04%

Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.