OLIO Financial Planning

Registered adviser

CIK

1906766

Location

MCLEAN, VA

Portfolio Value

Small $403,318,739

Diversification

Moderately concentrated

Filing Date

Global Rank

#4,249 / 8,814 ▼ 95

Top Industry

Consumer Electronics 21.0%

Period ended 4 months ago

Filed Jul 17, 2026 · 3mo

19 quarters · since Dec 2021

Regulatory profile

From Form ADV, the SEC filer profile, 13D/13G type codes and N-CEN, never from the name.

Holder type

Registered adviser

Form ADV roster, Oct 1, 2026

Form ADV adviser

CRD 282355

Roster of Oct 1, 2026

Regulatory AUM

$600,505,998

Main clients

Individuals and high net worth (97% of AUM)

Form ADV history

Monthly rosters from Dec 2019; each row is a run with the same figures, newest first.

Rosters	Regulatory AUM	Main clients
Apr 2026 to Oct 2026	$600,505,998	Individuals and high net worth (97%)
Apr 2025 to Mar 2026	$491,883,336	Individuals and high net worth (97%)
Apr 2024 to Mar 2025	$412,667,401	Individuals and high net worth (97%)
May 2023 to Mar 2024	$321,447,278	Individuals and high net worth (98%)
Apr 2023	$321,447,278	Individuals and high net worth (98%)
Apr 2022 to Mar 2023	$297,442,186	Individuals and high net worth (97%)

3 earlier changes not shown.

Portfolio style

Measured from the filed 13F common-share book for Jun 30, 2026, never from the firm's own description.

Style

Concentrated

The top 10 positions are 94.6% of the book (60%+)

Turnover

Low turnover

4.3% over the last four quarters (under 30%)

Horizon

Long horizon

Value-weighted holding period 17.9 quarters (12+)

Closest benchmark: every 13F filer's combined book, active share 92.0%; sector active share 87.1% against the combined 13F book's sector weights.

Over time 19 measured quarters

How the bands are measured

Style bands measure the filed 13F common-share book each closed quarter, tested in this order. Unknown: under $10,000,000 of valued equity or 5 stocks. Index-like (100+ stocks): active share of 20% or less against the closest benchmark, which is the S&P 500, S&P MidCap 400, S&P SmallCap 600, Russell 1000, Russell 2000, Nasdaq-100 or Dow Jones Industrial Average (weighted by an index-tracking fund's reported holdings or the index's constituents nearest the quarter end, over the names resolved to companies, and only when those are 90%+ of its weight) or every 13F filer's combined book, or index series holding 80%+ of the registered fund assets it advises (N-CEN) and equal to 50%+ of its book. Systematic-like: 500+ stocks, 100%+ annual turnover and a top 10 weight of 25% or less. Concentrated: a top 10 weight of 60%+ or 12 or fewer effective positions. Diversified active: none of these. Turnover is the smaller of buys and sells over average equity value, summed over four quarters: low under 30%, high 100%+. Horizon is the value-weighted number of quarters each position has been held: short under 4, long 12+.

Clone Performance

Build a hypothetical price-return history from this filer's public 13F holdings.

View clone backtest

Portfolio Concentration

68 tracked positions · as of Jun 30, 2026 · Δ vs Mar 31, 2026

Top Position

35.3%

−0.1 pts

Top 5

88.1%

−0.7 pts

Top 10

94.6%

−0.1 pts

HHI

2,136

Moderately concentrated−8

Portfolio Trend

19 quarters · across all stocks

Sector Breakdown

As of Jun 30, 2026

Sector	% Portfolio	Value	Positions
Unclassified	96.4%	$388,949,307	40
Technology	1.4%	$5,761,690	7
Financial Services	0.5%	$2,205,121	3
Industrials	0.4%	$1,639,475	4
Communication Services	0.3%	$1,145,798	3
Consumer Cyclical	0.2%	$848,013	1
Utilities	0.2%	$657,645	2
Real Estate	0.2%	$626,539	2
Consumer Defensive	0.1%	$490,007	2
Energy	0.1%	$484,824	2
Healthcare	0.1%	$467,274	1
Basic Materials	0.0%	$43,046	1

Last Quarter's Activity

Export CSV

Jun 30, 2026 vs Mar 31, 2026

Added To

Positions the filer increased

17 positions

Ticker	Company	Δ Shares	Shares	Value
FBND	Fidelity Total Bond ETF	+66,217	1,084,423	$49,330,402
DFUS	Dimensional U.S. Equity Market ETF	+14,241	896,829	$73,486,168
VO	VANGUARD MID-CAP INDEX FUND	+12,807	17,384	$1,400,628
VEA	Vanguard FTSE Developed Markets ETF	+12,768	830,924	$59,203,335
SPSB	State Street(R) SPDR(R) Portfolio Short Term Corporate Bond ETF	+10,661	89,293	$2,679,682
VTV	VANGUARD VALUE INDEX FUND	+9,708	339,638	$74,017,309
SCHD	Schwab U.S. Dividend Equity ETF	+5,899	161,377	$5,117,264
DFAT	Dimensional U.S. Targeted Value ETF	+3,522	233,804	$16,342,899
VOE	VANGUARD MID-CAP VALUE INDEX FUND	+3,281	102,577	$20,269,215
SPEM	State Street(R) SPDR(R) Portfolio Emerging Markets ETF	+2,446	70,419	$3,646,295
JMST	JPMorgan Ultra-Short Municipal Income ETF	+666	20,171	$1,028,721
—		+115	2,662	$410,746
ESGU	iShares ESG Aware MSCI USA ETF	+102	10,384	$1,699,549
GOOGL	Alphabet Inc.	+32	1,264	$451,715
AMZN	Amazon Com Inc	+23	3,558	$848,013
DFUV	Dimensional U.S. Marketwide Value ETF	+15	4,253	$233,957
GLD	Spdr Gold Trust	+1	1,620	$596,775
No positions match the current search.

Trimmed

Positions the filer reduced

25 positions

Ticker	Company	Δ Shares	Shares	Value
VTI	VANGUARD TOTAL STOCK MARKET INDEX FUND	−3,830	112,899	$41,777,145
LOAN	Manhattan Bridge Capital, Inc	−3,421	59,563	$269,224
VTEB	VANGUARD TAX-EXEMPT BOND INDEX FUND	−3,209	85,515	$4,325,348
SCHE	Schwab Emerging Markets Equity ETF	−3,143	35,599	$1,290,819
ESGE	iShares Trust	−2,146	16,910	$924,807
VWO	VANGUARD EMERGING MARKETS STOCK INDEX FUND	−2,013	37,510	$2,238,971
ESML	iShares ESG Aware MSCI USA Small-Cap ETF	−892	10,251	$573,338
VXUS	Vanguard Total International Stock ETF	−803	24,315	$2,078,689
AAPL	Apple Inc.	−768	10,420	$3,015,131
ESGD	iShares ESG Aware MSCI EAFE ETF	−757	21,848	$2,246,192
NSC	Norfolk Southern Corp	−694	959	$301,691
EMXC	iShares MSCI Emerging Markets ex China ETF	−604	10,430	$1,066,989
NVDA	Nvidia Corp	−547	3,880	$776,349
VEU	Vanguard International Equity Index Funds	−510	145,173	$12,158,238
XOM	ExxonMobil Holdings Corp	−383	1,873	$256,076
GOOG	Alphabet Inc.	−367	1,027	$362,869
CVX	Chevron Corp	−348	1,380	$228,748
VOO	VANGUARD 500 INDEX FUND	−229	2,276	$1,563,179
ITOT	iShares Core S&P Total U.S. Stock Market ETF	−223	2,624	$431,044
VBR	VANGUARD SMALL-CAP VALUE INDEX FUND	−177	13,459	$3,270,402
MSFT	Microsoft Corp	−62	1,215	$453,219
META	Meta Platforms, Inc.	−51	588	$331,214
QQQ	Invesco Qqq Trust, Series 1	−41	1,043	$768,065
BSV	VANGUARD SHORT-TERM BOND INDEX FUND	−34	2,732	$212,850
BRK-B	Berkshire Hathaway Inc	−22	1,891	$946,237
No positions match the current search.

New Positions

Positions the filer opened this quarter

1 positions

Ticker	Company	Shares	Value	Open
VB	Vanguard Index Funds	728	$220,671
No positions match the current search.

Sold Out

Positions the filer fully exited

5 positions

Ticker	Company	Shares	Value
MCO	Moodys Corp	711	$310,173
KR	Kroger Co	3,408	$246,602
CSX	Csx Corp	5,600	$229,880
IBIT	iShares Bitcoin Trust ETF	5,902	$226,754
LDOS	Leidos Holdings, Inc.	1,303	$202,642
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

68 tracked positions · $403,318,739 total · filing declares 68 positions · $403,108,275 · as of Jun 30, 2026

All sectors Basic Materials Communication Services Consumer Cyclical Consumer Defensive Energy Financial Services Healthcare Industrials Real Estate Technology Utilities

Showing 1–50 of 68 positions by value · page 1 of 2

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	Held (qtrs)	Est. cost/share	% of Portfolio
VTV	VANGUARD VALUE INDEX FUND	Added	339,638	+9,708	$74,017,309	+14.3%	19	before history	18.35%
DFUS	Dimensional U.S. Equity Market ETF	Added	896,829	+14,241	$73,486,168	+17.4%	18	$60.78	18.22%
VEA	Vanguard FTSE Developed Markets ETF	Added	830,924	+12,768	$59,203,335	+12.9%	19	before history	14.68%
FBND	Fidelity Total Bond ETF	Added	1,084,423	+66,217	$49,330,402	+6.2%	18	$45.79	12.23%
VTI	VANGUARD TOTAL STOCK MARKET INDEX FUND	Reduced	112,899	-3,830	$41,777,145	+11.6%	19	before history	10.36%
VOE	VANGUARD MID-CAP VALUE INDEX FUND	Added	102,577	+3,281	$20,269,215	+10.8%	19	before history	5.03%
DFAT	Dimensional U.S. Targeted Value ETF	Added	233,804	+3,522	$16,342,899	+13.6%	14	$54.78	4.05%
VEU	Vanguard International Equity Index Funds	Reduced	145,173	-510	$12,158,238	+11.1%	19	before history	3.01%
SCHD	Schwab U.S. Dividend Equity ETF	Added	161,377	+5,899	$5,117,264	+7.3%	19	before history	1.27%
VTEB	VANGUARD TAX-EXEMPT BOND INDEX FUND	Reduced	85,515	-3,209	$4,325,348	−2.3%	19	before history	1.07%
SPEM	State Street(R) SPDR(R) Portfolio Emerging Markets ETF	Added	70,419	+2,446	$3,646,295	+14.4%	7	$40.92	0.90%
VBR	VANGUARD SMALL-CAP VALUE INDEX FUND	Reduced	13,459	-177	$3,270,402	+10.4%	19	before history	0.81%
AAPL	Apple Inc. Technology	Reduced	10,420	-768	$3,015,131	+6.2%	19	before history	0.75%
SPSB	State Street(R) SPDR(R) Portfolio Short Term Corporate Bond ETF	Added	89,293	+10,661	$2,679,682	+13.3%	7	$29.99	0.66%
ESGD	iShares ESG Aware MSCI EAFE ETF	Reduced	21,848	-757	$2,246,192	—	19	before history	0.56%
VWO	VANGUARD EMERGING MARKETS STOCK INDEX FUND	Reduced	37,510	-2,013	$2,238,971	+4.8%	19	before history	0.56%
VXUS	Vanguard Total International Stock ETF	Reduced	24,315	-803	$2,078,689	+7.3%	19	before history	0.52%
ESGU	iShares ESG Aware MSCI USA ETF	Added	10,384	+102	$1,699,549	—	19	before history	0.42%
VOO	VANGUARD 500 INDEX FUND	Reduced	2,276	-229	$1,563,179	+4.4%	13	unpriced	0.39%
VO	VANGUARD MID-CAP INDEX FUND	Added	17,384	+12,807	$1,400,628	+326.2%	19	before history	0.35%
SCHE	Schwab Emerging Markets Equity ETF	Reduced	35,599	-3,143	$1,290,819	+1.1%	19	before history	0.32%
EMXC	iShares MSCI Emerging Markets ex China ETF	Reduced	10,430	-604	$1,066,989	+22.9%	18	$55.92	0.26%
JMST	JPMorgan Ultra-Short Municipal Income ETF	Added	20,171	+666	$1,028,721	+3.5%	16	$50.74	0.26%
BRK-B	Berkshire Hathaway Inc Financial Services	Reduced	1,891	-22	$946,237	+3.2%	19	before history	0.23%
ESGE	iShares Trust	Reduced	16,910	-2,146	$924,807	—	19	before history	0.23%
SPTM	State Street(R) SPDR(R) Portfolio S&P 1500(R) Composite Stock Market ETF	Held	10,142	0	$920,792	+14.8%	19	before history	0.23%
AMZN	Amazon Com Inc Consumer Cyclical	Added	3,558	+23	$848,013	+15.2%	19	before history	0.21%
NVDA	Nvidia Corp Technology	Reduced	3,880	-547	$776,349	+0.6%	7	$144.24	0.19%
QQQ	Invesco Qqq Trust, Series 1	Reduced	1,043	-41	$768,065	+22.8%	18	$431.46	0.19%
SCHB	Schwab U.S. Broad Market ETF	Held	24,779	0	$717,599	+15.4%	13	unpriced	0.18%
JPM	Jpmorgan Chase & Co Financial Services	Held	2,015	0	$659,569	+11.3%	7	$232.91	0.16%
AMD	Advanced Micro Devices Inc Technology	Held	1,118	0	$649,457	+185.6%	3	$224.60	0.16%
AEG	Aegon Ltd. Financial Services	Held	71,009	0	$599,315	+16.3%	7	$6.27	0.15%
GLD	Spdr Gold Trust	Added	1,620	+1	$596,775	−14.3%	19	before history	0.15%
ESML	iShares ESG Aware MSCI USA Small-Cap ETF	Reduced	10,251	-892	$573,338	—	7	unpriced	0.14%
AMAT	Applied Materials Inc Technology	Held	775	0	$560,325	+111.5%	2	$336.38	0.14%
MUB	iShares National Muni Bond ETF	Held	4,915	0	$528,952	—	19	before history	0.13%
BAH	Booz Allen Hamilton Holding Corp Industrials	Held	8,160	0	$495,067	−22.2%	19	before history	0.12%
IVV	iShares Core S&P 500 ETF	Held	650	0	$486,778	—	19	before history	0.12%
ISRG	Intuitive Surgical Inc Healthcare	Held	1,175	0	$467,274	−13.7%	6	$553.02	0.12%
MSFT	Microsoft Corp Technology	Reduced	1,215	-62	$453,219	−4.1%	19	before history	0.11%
GOOGL	Alphabet Inc. Communication Services	Added	1,264	+32	$451,715	+27.5%	3	$291.98	0.11%
D	Dominion Energy, Inc Utilities	Reduced	6,545	-15	$446,958	+10.2%	12	$50.48	0.11%
CSL	Carlisle Companies Inc Industrials	Held	1,196	0	$433,849	+8.7%	7	$435.95	0.11%
XLK	State Street(R) Technology Select Sector SPDR(R) ETF	Held	2,272	0	$432,861	+43.4%	13	unpriced	0.11%
ITOT	iShares Core S&P Total U.S. Stock Market ETF	Reduced	2,624	-223	$431,044	—	7	unpriced	0.11%
		Added	2,662	+115	$410,746	+22.1%	5	$121.12	0.10%
RTX	RTX Corp Industrials	Held	2,155	0	$408,868	−1.6%	7	$120.97	0.10%
SPDW	State Street(R) SPDR(R) Portfolio Developed World ex-US ETF	Held	7,781	0	$392,084	+10.4%	13	$32.84	0.10%
GOOG	Alphabet Inc. Communication Services	Reduced	1,027	-367	$362,869	−9.3%	7	$185.08	0.09%

Showing the top 50 of 68 positions. Create a free account to see every position, past quarters, search, filters and CSV export.

Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.