Kelsey Zhu

“Could you talk a little bit more about your acquisition of BCC Group and how it fits into your overall strategy? It's fact that basically extending more into the services layer for clients because if you look at what BCCG offers, it seems to provide the infrastructure layer between clients and different data providers.”

“What is your expectation around paid vantage score adoption in the mortgage vertical in the medium term, and any updates on cycle 10C implementation timeline for the GSE levels and how that might change the competitive landscape between cycle and vantage score?”

“Lee, how are you thinking about your channel partner strategy today? I think we've talked about previously how cloud and open AI could be helpful as distribution channels But are you also looking at partnering with some of these AI companies for model co-development?”

“And, Chris, in the prepared remarks, you also mentioned that there are increases in lenders that adopt vantage score-only usage, and I was wondering if you can talk a little bit more about that and what you're seeing in terms of score-gaming activity for lenders that are currently running both.”

“Any thoughts around the timeline for full-scale implementation for both Vantage Score and FICO 10C? We'd also love to get your latest expectation around Vantage Score adoption rate in mortgage by the end of 26 and 27.”