Bill Nash

“Let me remind you our statements today that are not statements of historical fact including, but not limited to, statements regarding the company's future business plans, prospects, and financial performance are forward-looking statements we make pursuant to the safe harbor provisions of the Private Securities…”

“This focus, combined with our ability to provide a unique customer experience across our large total addressable market, provides a long runway for profitable growth.”

“We're very pleased with the continuing momentum across our diversified business during the fourth quarter. Our results reflect solid execution in the strength of our business model.”

“We're very pleased with the continued positive trends across our diversified business during the third quarter with retail, wholesale and cap all posting year-over-year gains.”

“We're pleased with our team's execution in the second quarter, as we achieved positive sales trends, strong margins, cost efficiencies, and EPS growth, while managing through industry-wide auto loan loss pressure.”