ACIC · AMERICAN COASTAL INSURANCE Corp
Price & Indicators
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AI Brief
TL;DR.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Strong SellIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
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| Book value per share | $7.21 | Q2 2026 | — |
| Combined ratio | 74.3% | Q2 2026 | — |
| Core income non-GAAP | 16.46M | Q2 2026 | — |
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| Core income per diluted share non-GAAP | $0.33 | Q2 2026 | — |
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| Core return on equity non-GAAP | 20% | Q2 2026 | — |
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| Net expense ratio | 47.3% | Q2 2026 | — |
| Net loss & LAE ratio | 27% | Q2 2026 | — |
| Policies in force | 4,450 | Q2 2026 | — |
| Portfolio duration | 2.3 | Q2 2026 | — |
| Premium in force | $573M | Q2 2026 | — |
| Rated A or higher | 81.7% | Q2 2026 | — |
| Reinsurance ceding ratio | 49.8% | Q2 2026 | — |
| Return on Equity | 26.6% | Q2 2026 | — |
| Tangible Book Value / Share | $5.9 | Q2 2026 | — |
| Underlying combined ratio non-GAAP | 68.7% | Q2 2026 | — |
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| Yield-to-Maturity | 4.33% | Q2 2026 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Insurance - Property & Casualty — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
ACIC
this stock
AMERICAN COASTAL INSURANCE Corp
|
$444.90M | -27.3% | +13.1% | 4.5 | 2.6% |
|
CB
Chubb Ltd
|
$132.26B | +9.2% | +6.5% | 12.1 | 1.1% |
|
PGR
Progressive Corp/Oh/
|
$127.48B | -3.7% | +16.3% | 11.0 | 1.4% |
|
TKOMY
Tokio Marine Holdings, Inc.
|
$87.75B | +24.9% | — | — | 0.0% |
|
TRV
Travelers Companies, Inc.
|
$75.83B | +25.3% | +5.2% | 9.8 | 3.6% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| ACIC | -6.9% | -10.7% | -20.5% | -13.6% | -27.3% |
| SPY | -1.4% | +3.6% | +11.6% | +2.5% | +12.3% |
| vs SPY | -5.5% | -14.3% | -32.0% | -16.1% | -39.6% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.