ACIC · AMERICAN COASTAL INSURANCE Corp
$9.86
+0.10 (+1.02%)
At close · Aug 14
Market Cap
$478.34M
Shares
48.46M
AMERICAN COASTAL INSURANCE Corp Earnings Call Transcripts
Every quarterly earnings call for AMERICAN COASTAL INSURANCE Corp (ACIC) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
▼23.9%
$123.79M
−$70.88M
'22 Q3
22-11-09
·
$
−$296.77M
'22 Q4
23-03-02
▲54.6%
$90.32M
$267.28M
'23 Q1
23-05-15
▼36.5%
$73.54M
$17.78M
'23 Q2
23-08-10
▼57.6%
$52.53M
$10.57M
'23 Q3
23-11-13
·
$48.01M
$14.28M
'23 Q4
24-02-29
▼26.3%
$66.60M
$23.60M
'24 Q1
24-05-09
▼6.6%
$68.66M
$19.05M
'24 Q2
24-08-07
▲56.4%
$82.14M
$28.12M
'24 Q3
24-11-06
▲65.1%
$79.27M
$4.95M
'24 Q4
25-02-27
▲8.4%
$72.20M
$21.35M
'25 Q1
25-05-08
▲25.9%
$86.47M
$26.44M
'25 Q2
25-08-06
▲10.1%
$90.39M
$32.48M
'25 Q3
25-11-05
▲9%
$86.38M
$26.56M
'25 Q4
26-02-19
▼1.4%
$71.22M
$19.25M
'26 Q1
26-05-05
LATEST
▼4.5%
$82.60M
$21.90M
'26 Q2
26-08-05
Earnings call
FY26 · Q2
2026-08-05
Q2 Earnings Conference Call
Positive tone
Market position in Florida commercial residential
Apartment / multi-family / ALF initiative at Skyway
Soft market pricing pressure and rate competition
Revenue
$82.60M
▼ 4.5% YoY Diluted EPS
$0.44
▼ 17% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-05-05
AMERICAN COASTAL INSURANCE Corp Q1 FY2026 Earnings Call
Positive tone
Reinsurance Renewal
AmRisc E&S Acquisition and Growth
Capital Position and Capital Management
Revenue
$71.22M
▼ 1.4% YoY Diluted EPS
$0.39
▼ 9.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-02-19
AMERICAN COASTAL INSURANCE Corp Q4 FY2025 Earnings Call
Confident tone
E&S Expansion / ACES
Earnings Performance and Profitability
Capital Return / Dividends / Buybacks
Revenue
$86.38M*
▲ 9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-11-05
AMERICAN COASTAL INSURANCE Corp Q3 FY2025 Earnings Call
Confident tone
2026 outlook and Investor Day guidance
Market softening cycle
New assisted living product initiative
Revenue
$90.39M
▲ 10.1% YoY Diluted EPS
$0.65
▲ 14% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-08-06
AMERICAN COASTAL INSURANCE Corp Q2 FY2025 Earnings Call
Confident tone
Skyway Underwriters / Apartment Initiative
Financial Performance
Florida Market Pricing
Revenue
$86.47M
▲ 25.9% YoY Diluted EPS
$0.53
▲ 35.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-05-08
AMERICAN COASTAL INSURANCE Corp Q1 FY2025 Earnings Call
Confident tone
Underwriting profitability and combined ratio
Policy acquisition cost pressure
Apartment building initiative
Revenue
$72.20M
▲ 8.4% YoY Diluted EPS
$0.43
▼ 10.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-02-27
AMERICAN COASTAL INSURANCE Corp Q4 FY2024 Earnings Call
Confident tone
Profitability and combined ratio
Apartment program launch and growth
Hurricane Milton impact
Revenue
$79.27M*
▲ 65.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-11-06
AMERICAN COASTAL INSURANCE Corp Q3 FY2024 Earnings Call
Positive tone
Hurricane losses
Quota share restructuring
Reinsurance protection
Revenue
$82.14M
▲ 56.4% YoY Diluted EPS
$0.57
▲ 137.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-08-07
AMERICAN COASTAL INSURANCE Corp Q2 FY2024 Earnings Call
Confident tone
Catastrophe reinsurance renewal
Hurricane and catastrophe loss exposure
Financial performance and capitalization
Revenue
$68.66M
▼ 6.6% YoY Diluted EPS
$0.39
▼ 4.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-05-09
AMERICAN COASTAL INSURANCE Corp Q1 FY2024 Earnings Call
Confident tone
Financial performance
Reinsurance program
Commercial lines
Revenue
$66.60M
▼ 26.3% YoY Diluted EPS
$0.48
▼ 92.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-02-29
AMERICAN COASTAL INSURANCE Corp Q4 FY2023 Earnings Call
Confident tone
Commercial lines performance
Reinsurance and catastrophe program
Fee income and E&S / growth opportunities
Revenue
$48.01M*
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-11-13
AMERICAN COASTAL INSURANCE Corp Q3 FY2023 Earnings Call
Revenue
$52.53M
▼ 57.6% YoY Diluted EPS
$0.24
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-08-10
AMERICAN COASTAL INSURANCE Corp Q2 FY2023 Earnings Call
Revenue
$73.54M
▼ 36.5% YoY Diluted EPS
$0.41
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-05-15
AMERICAN COASTAL INSURANCE Corp Q1 FY2023 Earnings Call
Revenue
$90.32M
▲ 54.6% YoY Diluted EPS
$6.14
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-03-02
AMERICAN COASTAL INSURANCE Corp Q4 FY2022 Earnings Call
Revenue
$*
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-11-09
AMERICAN COASTAL INSURANCE Corp Q3 FY2022 Earnings Call
Revenue
$123.79M
▼ 23.9% YoY Diluted EPS
$-1.65
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-08-08
AMERICAN COASTAL INSURANCE Corp Q2 FY2022 Earnings Call
Revenue
$115.79M
▼ 25.5% YoY Diluted EPS
$-1.60
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-05-09
AMERICAN COASTAL INSURANCE Corp Q1 FY2022 Earnings Call
Revenue
$58.43M
▼ 63.9% YoY Diluted EPS
$-0.77
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-02-23
AMERICAN COASTAL INSURANCE Corp Q4 FY2021 Earnings Call
Revenue
$*
▼ 204.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-11-11
AMERICAN COASTAL INSURANCE Corp Q3 FY2021 Earnings Call
Revenue
$162.74M
▼ 23.5% YoY Diluted EPS
$-0.33
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-08-04
AMERICAN COASTAL INSURANCE Corp Q2 FY2021 Earnings Call
Revenue
$155.45M
▼ 28.2% YoY Diluted EPS
$-0.55
▼ 198.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-05-05
AMERICAN COASTAL INSURANCE Corp Q1 FY2021 Earnings Call
Revenue
$161.79M
▼ 8.2% YoY Diluted EPS
$-0.41
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-02-24
AMERICAN COASTAL INSURANCE Corp Q4 FY2020 Earnings Call
Revenue
$241.22M*
▲ 14.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-11-05
AMERICAN COASTAL INSURANCE Corp Q3 FY2020 Earnings Call
Revenue
$212.73M
▲ 2.5% YoY Diluted EPS
$-1.73
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-08-05
AMERICAN COASTAL INSURANCE Corp Q2 FY2020 Earnings Call
Revenue
$216.40M
▲ 5.7% YoY Diluted EPS
$0.56
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-05-06
AMERICAN COASTAL INSURANCE Corp Q1 FY2020 Earnings Call
Revenue
$176.30M
▼ 12.9% YoY Diluted EPS
$-0.30
▼ 236.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY19 · Q4
2020-02-20
AMERICAN COASTAL INSURANCE Corp Q4 FY2019 Earnings Call
Revenue
$210.42M
▲ 16.2% YoY Diluted EPS
$-0.19
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Showing 1–27 of 27 earnings calls
Key facts
CIK
1401521
CUSIP
910710102
13F (30d)
134 filings
128 filers
Visit website
Investor relations