ACIC · AMERICAN COASTAL INSURANCE Corp

Shares held jointly with reporting person's spouse.

Each stock unit represents a conditional right to receive one share of the company's common stock.

The restricted stock units are subject to vesting over three years with one third, rounded down to the nearest whole share of stock, vesting in each period.

Exercise of the nonqualified award is subject to vesting over three years with one third, rounded down to the nearest whole share of stock, becoming exercisable in each period.

Exercise of the nonqualified award is subject to vesting over three years with one third, rounded down to the nearest whole share of stock, becoming exercisable in each period.

Each stock unit represents a conditional right to receive one share of the company's common stock.

The performance units are subject to vesting over three years with one third, rounded down to the nearest whole share of stock, vesting in each period.

The number of shares of common stock that will be delivered for each performance stock unit depends on the achievement of certain performance factors. Depending on actual performance, the number of shares of common stock delivered upon the vesting date (based on the terms outlined in the respective award agreement) can range from 0% to 150% of the number presented above.

Exercise of the nonqualified award is subject to vesting over three years with one third, rounded down to the nearest whole share of stock, becoming exercisable in each period.

Exercise of the nonqualified award is subject to vesting over three years with one third, rounded down to the nearest whole share of stock, becoming exercisable in each period.

Each stock unit represents a conditional right to receive one share of the company's common stock.

The performance units are subject to vesting over three years with one third, rounded down to the nearest whole share of stock, vesting in each period.

The number of shares of common stock that will be delivered for each performance stock unit depends on the achievement of certain performance factors. Depending on actual performance, the number of shares of common stock delivered upon the vesting date (based on the terms outlined in the respective award agreement) can range from 0% to 150% of the number presented above.

Each stock unit represents a conditional right to receive one share of the company's common stock.

The performance units are subject to vesting over three years with one third, rounded down to the nearest whole share of stock, vesting in each period.

The number of shares of common stock that will be delivered for each performance stock unit depends on the achievement of certain performance factors. Depending on actual performance, the number of shares of common stock delivered upon the vesting date (based on the terms outlined in the respective award agreement) can range from 0% to 150% of the number presented above.

Each stock unit represents a conditional right to receive one share of the company's common stock.

The restricted stock units are subject to vesting over three years with one third, rounded down to the nearest whole share of stock, vesting in each period.

Exercise of the nonqualified award is subject to vesting over three years with one third, rounded down to the nearest whole share of stock, becoming exercisable in each period.

Each stock unit represents a conditional right to receive one share of the company's common stock.

The performance units are subject to vesting over three years with one third, rounded down to the nearest whole share of stock, vesting in each period.

The number of shares of common stock that will be delivered for each performance stock unit depends on the achievement of certain performance factors. Depending on actual performance, the number of shares of common stock delivered upon the vesting date (based on the terms outlined in the respective award agreement) can range from 0% to 150% of the number presented above.

Each stock unit represents a conditional right to receive one share of the company's common stock.

The restricted stock units are subject to vesting over three years with one third, rounded down to the nearest whole share of stock, vesting in each period.

Exercise of the nonqualified award is subject to vesting over three years with one third, rounded down to the nearest whole share of stock, becoming exercisable in each period.

Each stock unit represents a conditional right to receive one share of the company's common stock.

The restricted stock units are subject to vesting over three years with one third, rounded down to the nearest whole share of stock, vesting in each period.

Each stock unit represents a conditional right to receive one share of the company's common stock.

The performance units are subject to vesting over three years with one third, rounded down to the nearest whole share of stock, vesting in each period.

The number of shares of common stock that will be delivered for each performance stock unit depends on the achievement of certain performance factors. Depending on actual performance, the number of shares of common stock delivered upon the vesting date (based on the terms outlined in the respective award agreement) can range from 0% to 150% of the number presented above.

Each stock unit represents a conditional right to receive one share of the company's common stock.

The restricted stock units are subject to vesting over three years with one third, rounded down to the nearest whole share of stock, vesting in each period.

Each stock unit represents a conditional right to receive one share of the company's common stock.

The restricted stock units are subject to vesting over three years with one third, rounded down to the nearest whole share of stock, vesting in each period.

Each stock unit represents a conditional right to receive one share of the company's common stock.

The performance units are subject to vesting over three years with one third, rounded down to the nearest whole share of stock, vesting in each period.

The number of shares of common stock that will be delivered for each performance stock unit depends on the achievement of certain performance factors. Depending on actual performance, the number of shares of common stock delivered upon the vesting date (based on the terms outlined in the respective award agreement) can range from 0% to 150% of the number presented above.

Each stock unit represents a conditional right to receive one share of the company's common stock.

The dividend equivalent units will vest proportionately with the underlying performance stock units to which they relate.

Each stock unit represents a conditional right to receive one share of the company's common stock.

The performance units are subject to vesting over three years with one third, rounded down to the nearest whole share of stock, vesting in each period.

The number of shares of common stock that will be delivered for each performance stock unit depends on the achievement of certain performance factors. Depending on actual performance, the number of shares of common stock delivered upon the vesting date (based on the terms outlined in the respective award agreement) can range from 0% to 150% of the number presented above.

Each stock unit represents a conditional right to receive one share of the company's common stock.

The restricted stock units are subject to vesting over three years with one third, rounded down to the nearest whole share of stock, vesting in each period.

Each stock unit represents a conditional right to receive one share of the company's common stock.

The dividend equivalent units will vest proportionately with the underlying restricted stock units to which they relate.

Each stock unit represents a conditional right to receive one share of the company's common stock.

The performance units are subject to vesting over three years with one third, rounded down to the nearest whole share of stock, vesting in each period.

The number of shares of common stock that will be delivered for each performance stock unit depends on the achievement of certain performance factors. Depending on actual performance, the number of shares of common stock delivered upon the vesting date (based on the terms outlined in the respective award agreement) can range from 0% to 150% of the number presented above.

Each stock unit represents a conditional right to receive one share of the company's common stock.

The dividend equivalent units will vest proportionately with the underlying performance stock units to which they relate.

Each stock unit represents a conditional right to receive one share of the company's common stock.

The restricted stock units are subject to vesting over three years with one third, rounded down to the nearest whole share of stock, vesting in each period.

Each stock unit represents a conditional right to receive one share of the company's common stock.

The dividend equivalent units will vest proportionately with the underlying restricted stock units to which they relate.

Each stock unit represents a conditional right to receive one share of the company's common stock.

The restricted stock units are subject to vesting over three years with one third, rounded down to the nearest whole share of stock, vesting in each period.

Each stock unit represents a conditional right to receive one share of the company's common stock.

The dividend equivalent units will vest proportionately with the underlying performance stock units to which they relate.

Each stock unit represents a conditional right to receive one share of the company's common stock.

The dividend equivalent units will vest proportionately with the underlying restricted stock units to which they relate.

Each stock unit represents a conditional right to receive one share of the company's common stock.

The performance units are subject to vesting over three years with one third, rounded down to the nearest whole share of stock, vesting in each period.

The number of shares of common stock that will be delivered for each performance stock unit depends on the achievement of certain performance factors. Depending on actual performance, the number of shares of common stock delivered upon the vesting date (based on the terms outlined in the respective award agreement) can range from 0% to 150% of the number presented above.

Each stock unit represents a conditional right to receive one share of the company's common stock.

The dividend equivalent units will vest proportionately with the underlying performance stock units to which they relate.

Each stock unit represents a conditional right to receive one share of the company's common stock.

The dividend equivalent units will vest proportionately with the underlying performance stock units to which they relate.

Each stock unit represents a conditional right to receive one share of the company's common stock.

The performance units are subject to vesting over three years with one third, rounded down to the nearest whole share of stock, vesting in each period.

The number of shares of common stock that will be delivered for each performance stock unit depends on the achievement of certain performance factors. Depending on actual performance, the number of shares of common stock delivered upon the vesting date (based on the terms outlined in the respective award agreement) can range from 0% to 150% of the number presented above.

Each stock unit represents a conditional right to receive one share of the company's common stock.

The restricted stock units are subject to vesting over three years with one third, rounded down to the nearest whole share of stock, vesting in each period.