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BETR · Better Home & Finance Holding Co

Track BETR — free
$11.60 -1.43 (-10.97%) At close · Aug 20
Market Cap
$220.38M
Shares
19.00M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$11.60 Open$12.95 Day$11.43–13.21 52W close$11.60–86.07 Avg vol 30d613K Short int2.5M · 13.1% float · 11.6d Short vol65% Last earningsAug 4, 2026 DataAug 2024–Aug 2026 Filing10-Q · Aug 11

Raw chart and full-history price indicators begin at the captured split on Aug 19, 2024; bars on opposite sides are not compared.

Up next

Next earnings call
Nov 6, 2026 Est · unconfirmed · in 11 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed Aug 11, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Sell
      SellHoldBuy
      Technical Strong Sell Momentum Very Weak Sentiment Neutral Fundamentals Excellent Quant / Vol Very High
      Market backdrop VIX 14.9 · calm Equity put/call 0.52
      Technical
      price trend
      Strong Sell
      50 / 200-day cross No cross
      Price vs 200-day avg −65%
      below
      Price vs 50-day avg −49%
      below
      RSI (14) 31
      neutral
      MACD trend Negative
      52-week position 0%
      near low
      Volume (OBV) Confirms
      volume backs price
      Momentum
      relative strength
      Very Weak
      1-month return −47%
      trailing
      6-month return −65%
      trailing
      YTD return −64%
      this year
      Relative strength −76%
      vs S&P · 6-mo
      Sentiment
      smart money
      Neutral
      Trend (MA cross) No cross
      50d $23 › 200d $33 — 200d above 50d
      Institutional flow Distributing
      -3% holders QoQ · +18 funds added
      Insider flow Accumulating
      Net +$82.8K over 90 days · 50% sells
      Short interest Rising
      13.07% of float · ▲ +3.2% MoM · 11.6 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      100 holders — near 3-yr high, broad support
      Squeeze score 68
      elevated · 0–100
      Fundamentals
      Excellent
      Revenue growth +52%
      Y/Y
      EPS growth +21%
      Y/Y
      Free cash flow $-167.8M
      Buyback $25.0M
      authorized
      Balance sheet $79.4M
      net cash
      Quant / Vol
      risk profile
      Very High
      Volatility 135%
      annualized · 1-yr
      Max drawdown −87%
      past year
      ATR 18.5%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the 8-K filed Aug 6, 2026
      Loan Volume · Q3 2026 Initiated $1.38B – $1.53B
      Prior guidance period ended · from the 8-K filed May 7, 2026
      Loan Volume · Q2 2026 $1.58B – $1.73B
      Total Net Revenues · Q2 $53M – $56M

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Strong Sell
      4 · 3 · 0
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      −65% Bearish
      Price vs 50-day avg
      −49% Bearish
      RSI (14)
      31 Neutral
      MACD trend
      Negative Bearish
      52-week position
      0% Bearish
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Mixed
      Trend (MA cross) No cross
      50d $23 › 200d $33 — 200d above 50d
      Institutional flow Distributing
      -3% holders QoQ · +18 funds added
      Insider flow Accumulating
      Net +$82.8K over 90 days · 50% sells
      Short interest Rising
      13.07% of float · ▲ +3.2% MoM · 11.6 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      100 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      Range low $12 Now $12 · 0% Range high $86
      vs 200-day avg -65% vs 50-day avg -49%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from written earnings releases and filings
      Metric Latest Period YoY
      Adjusted EBITDA non-GAAP $14M Q2 2026
      D2C Funded Loan Volume $813M Q4 2025
      Funded Loans 4,293 Q4 2025
      Home Equity Funded Loan Volume $203M Q4 2025
      NEO annualized Q4 Funded Loan Volume $462M Q4 2025
      Purchase Funded Loan Volume $720M Q4 2025
      Refinance Funded Loan Volume $537M Q4 2025
      Tinman AI Platform Funded Loan Volume $646M Q4 2025
      Warehouse financing capacity $575M Q4 2025

      Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

      Versus peers

      Mortgage Finance — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      BETR
      Better Home & Finance Holding Co
      this stock
      $220.38M -64.4% +52.0% 13.1%
      RKT
      Rocket Companies, Inc.
      $40.20B -27.4% +31.2% 3.5%
      FNMA
      Federal National Mortgage Association Fannie Mae
      $7.31B -42.3% -0.4% 631.0 1.3%
      PFSI
      PennyMac Financial Services, Inc.
      $3.99B -42.6% +3.1% 10.6 5.1%
      FMCC
      Federal Home Loan Mortgage Corp
      $3.76B -44.6% -2.7% 1.5%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      100
      % held
      37.4%
      Net QoQ
      +532.0K sh
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      88
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      2.5M
      Days to cover
      11.6d
      Change
      +76.8K sh
      View
      Short Volume
      Short vol %
      65%
      As of
      Aug 20, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      657
      Value
      $14.0K
      As of
      Jul 31, 2026
      View
      Off-Exchange
      Off-exchange %
      44.4%
      Week of
      Jul 13, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net buying
      Net (90d)
      +$82.8K
      Buyers / Sellers
      1 / 1
      Buyers Sellers
      View
      Financials
      Financials
      Revenue (FY)
      $164.9M
      Net income (FY)
      $-165.9M
      EPS diluted
      $-10.80
      View
      Buybacks
      Authorized
      $25.0M
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Aug 20, 2026
      This year
      19
      View
      Proposed Sales
      Value
      $42.3K
      Shares
      3.3K
      Filed
      Aug 19, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      Aug 4, 2026
      View
      Investor Relations
      Latest news
      Better Home & Finance Holding Com…
      Published
      Aug 20, 2026
      View

      Performance

      Raw-price comparisons begin at the captured split on Aug 19, 2024; windows that need an earlier baseline remain unavailable.

      5D 20D 120D MTD YTD
      BETR -22.7% -46.8% -64.7% -50.6% -64.4%
      SPY -2.0% +3.3% +11.2% +2.1% +11.8%
      vs SPY -20.7% -50.1% -75.9% -52.7% -76.2%

      Capital returns

      Buyback program · as of Jan 22, 2025
      Authorized
      $25.00M
      Spent (derived)
      Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1835856 CUSIP 08774B508 13F (30d) 100 filings 96 filers Visit website Investor relations