BETR · Better Home & Finance Holding Co

Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A common stock.

The restricted stock units will vest on the business day immediately preceding the Issuer's next annual meeting of stockholders.

Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A common stock.

The restricted stock units will vest on the business day immediately preceding the Issuer's next annual meeting of stockholders.

Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A common stock.

The restricted stock units will vest on the business day immediately preceding the Issuer's next annual meeting of stockholders.

Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A common stock.

The restricted stock units will vest on the business day immediately preceding the Issuer's next annual meeting of stockholders.

Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A common stock.

The restricted stock units will vest on the business day immediately preceding the Issuer's next annual meeting of stockholders.

Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A common stock.

The restricted stock units will vest on the business day immediately preceding the Issuer's next annual meeting of stockholders.

Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A common stock.

The restricted stock units will vest on the business day immediately preceding the Issuer's next annual meeting of stockholders.

Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A Common Stock.

1/12th of the restricted stock units shall vest on June 30, 2026 and the remainder shall vest in equal installments on the first business day of each fiscal quarter thereafter, in each case subject to the reporting person's continued service with the Issuer.

Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A Common Stock.

1/12th of the restricted stock units shall vest on June 30, 2026 and the remainder shall vest in equal installments on the first business day of each fiscal quarter thereafter, in each case subject to the reporting person's continued service with the Issuer.

Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A common stock.

The restricted stock units vested on June 9, 2026.

Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A common stock.

The restricted stock units vested on June 9, 2026.

Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A common stock.

The restricted stock units vested on June 9, 2026.

Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A common stock.

The restricted stock units vested on June 9, 2026.

Reflects a 1-for-50 reverse stock split effected by the Issuer on August 16, 2024.

Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A common stock.

The restricted stock units vest on June 9, 2026.

Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A common stock.

The restricted stock units vested on June 9, 2026.

Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A common stock.

The restricted stock units vested on June 9, 2026.

The price reported in Column 4 is a weighted average price for shares purchased in multiple transactions. The purchase prices range from $25.27 to $25.35 per share, inclusive. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares purchased at each separate price within the range.

The price reported in Column 4 is a weighted average price for shares purchased in multiple transactions. The purchase prices range from $24.75 to $25.00 per share, inclusive. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares purchased at each separate price within the range.

The price reported in Column 4 is a weighted average price for shares purchased in multiple transactions. The purchase prices range from $29.16 to $30.14 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares purchased at each separate price within the range.

The shares of Class A Common Stock held by the reporting person prior to the transaction reported herein reflect a transfer of 4,941 shares previously reported as directly held by the reporting person to the reporting person's Trust, which transfer of shares to the Trust was a change in form of ownership in accordance Rule 16a-13.

The price reported in Column 4 is a weighted average price for shares purchased in multiple transactions. The purchase prices range from $31.11 to $31.61 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares purchased at each separate price within the range.

The price reported in Column 4 is a weighted average price for shares purchased in multiple transactions. The purchase prices range from $30.15 to $31.09 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares purchased at each separate price within the range.

The shares of Class A Common Stock held by the reporting person prior to the transaction reported herein reflect a transfer of 4,941 shares previously reported as directly held by the reporting person to the reporting person's Trust, which transfer of shares to the Trust was a change in form of ownership in accordance Rule 16a-13.

Each Restricted Stock Unit (RSU) represents a contingent right to receive one share of the Issuer's Class A Common Stock.

The RSUs were granted on May 8, 2024. 25% of the RSUs will vest, subject to the Reporting Person's continued employment, on the 12-month anniversary of the grant date, and the remaining balance of the RSUs will vest in equal quarterly installments over the following 36 months, subject to the Reporting Person's continued employment on each such scheduled vesting date.

Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better's founder.

Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class B Common Stock.

The restricted stock units were granted on May 23, 2022. 1/16ths of the restricted stock units will vest on the first day of each three (3)-month period following May 1, 2022, with the first such quarterly vesting date to occur on August 1, 2022, subject to the Reporting Person's continuous service on the Board of Directors of the Issuer through each such date.