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CBC · Central Bancompany, Inc.

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$31.30 -1.20 (-3.69%) At close · Aug 19
Market Cap
$7.78B
Shares
239.51M

Price & Indicators

Indicators
Price
Panels
Event markers
20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$31.30 Open$32.73 Day$31.19–32.73 Available close range$22.85–33.51 Avg vol 30d649K Short int4.7M · 2.0% float · 8.8d Short vol69% Last earningsAug 4, 2026 DataNov 2025–Aug 2026 Filing10-Q · Aug 14

The closing range uses available history since Nov 21, 2025; less than a full year is stored.

Up next

Next earnings call
Nov 7, 2026 Est · unconfirmed · in 11 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
Latest filing: 10-Q
filed Aug 14, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Strong Buy
      SellHoldBuy
      Technical Neutral Momentum Very Strong Sentiment Bullish Fundamentals Excellent Quant / Vol Very Low
      Market backdrop VIX 14.9 · calm Equity put/call 0.52
      Technical
      price trend
      Neutral
      50 / 200-day cross No cross
      Price vs 50-day avg +0%
      above
      RSI (14) 40
      neutral
      MACD trend Negative
      52-week position 79%
      mid-range
      Momentum
      relative strength
      Very Strong
      1-month return 0%
      trailing
      6-month return +28%
      trailing
      YTD return +30%
      this year
      Relative strength +16%
      vs S&P · 6-mo
      Sentiment
      smart money
      Bullish
      Trend (MA cross) No cross
      50/200-day averages unavailable
      Institutional flow Accumulating
      +40% holders QoQ · +56 funds added
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Falling
      1.98% of float · ▼ -7.7% MoM · 8.8 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      143 holders — near 1-yr high, broad support
      Squeeze score 55
      elevated · 0–100
      Fundamentals
      Excellent
      EPS growth +26%
      Y/Y
      Free cash flow $231.4M
      Buyback $100.0M
      authorized
      Quant / Vol
      risk profile
      Very Low
      Volatility 23%
      annualized · 1-yr
      Max drawdown −7%
      past year
      ATR 2.8%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Technicals

      trend & momentum for long-term holders Neutral
      1 · 3 · 1
      50 / 200-day cross
      No cross Neutral
      Price vs 50-day avg
      +0% Bullish
      RSI (14)
      40 Neutral
      MACD trend
      Negative Bearish
      52-week position
      79% Neutral
      Market signals — smart money & positioning
      Bullish · 3 of 6
      Trend (MA cross) No cross
      50/200-day averages unavailable
      Institutional flow Accumulating
      +40% holders QoQ · +56 funds added
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Falling
      1.98% of float · ▼ -7.7% MoM · 8.8 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      143 holders — near 1-yr high, broad support
      Price context
      position in its available closing range
      Range low $23 Now $31 · 79% Range high $34
      vs 50-day avg +0%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from written earnings releases and filings
      Metric Latest Period YoY
      Adjusted noninterest income non-GAAP $68.94M Three Months Ended June 30, 2026 filing —
      Adjusted total revenue (non-GAAP) non-GAAP $281.72M Three Months Ended June 30, 2026 filing —
      GAAP → non-GAAP reconciliation
      GAAP Total revenue $282.34M
      +$0K Less: Loss on sale of consumer lease portfolio
      +$616K Less: Investment securities gains, net
      = Adjusted total revenue (non-GAAP) $281.72M
      Cost of deposits, including noninterest bearing demand deposits 1.1% Three Months Ended June 30, 2026 filing —
      Cost of funds, including noninterest bearing demand deposits 1.17% Three Months Ended June 30, 2026 filing —
      Tangible noninterest expense (non-GAAP) non-GAAP $130.55M Three Months Ended June 30, 2026 filing —
      Adjusted earnings per share non-GAAP $0.47 Q2 FY2026 —
      Adjusted fee income ratio non-GAAP 24.5% Q2'26 —
      Adjusted Net Income non-GAAP $113.3M Q2'26 —
      GAAP → non-GAAP reconciliation
      GAAP Net income 113.77M
      -469K Investment securities gains, net of taxes
      +0K (Loss) on sale of consumer lease portfolio, net of taxes
      = Adjusted net income 113.3M
      Adjusted net income per common share - diluted non-GAAP $0.93 YTD FY26 —
      Adjusted return on average common equity non-GAAP 11.8% YTD FY26 —
      Adjusted return on average tangible common equity non-GAAP 13.1% Q2 FY2026 —
      Adjusted return on average total assets non-GAAP 2.23% Q2 FY26 —
      Adjusted total revenue (FTE) non-GAAP 283.3M Q2 FY2026 —
      GAAP → non-GAAP reconciliation
      GAAP Total revenue 282.34M
      +0K Loss on sale of consumer lease portfolio
      -616K Investment securities gains, net
      +1.58M Tax equivalent adjustment
      = Adjusted total revenue (FTE) (non-GAAP) 283.3M
      Allowance for Credit Losses on LHFI $150.4M Q2'26 —
      Assets under advice 17.3B second quarter 2026 —
      Average earning assets growth 5.7% Q2'26 —
      Average share repurchase price $27.13 Q2'26 —
      Book value per share $16.14 second quarter 2026 —
      Cash + Securities / Total Assets 38.6% Q2'26 —
      Commercial Net Charge-Offs $2.7M Q2'26 —
      Core adjusted return on tangible common equity non-GAAP 25.1% Q2 FY2026 —
      Core earnings per share non-GAAP $0.42 Q2 FY2026 —
      GAAP → non-GAAP reconciliation
      GAAP Adjusted earnings per share $0.47
      -$0.05 Less: Excess earnings per share
      = Core earnings per share $0.42
      Core tangible book value per share non-GAAP $6.7 second quarter 2026 —
      GAAP → non-GAAP reconciliation
      GAAP Tangible book value per share $14.68
      -$7.98 Less: Excess tangible book value per share
      = Core tangible book value per share $6.7
      Delinquent Commercial Loans $16.7M Q2'26 —
      Delinquent Consumer Loans $8.6M Q2'26 —
      Delinquent loans 25.3M Q2 FY2026 —
      Delinquent Loans / Loans HFI 0.22% Q2'26 —
      End of period deposits $15.4B Q2'26 —
      End of period loans $11.7B Q2'26 —
      Excess capital per share $7.98 Q2'26 —
      Excess common equity tier 1 capital non-GAAP 1.91B Q2 FY2026 —
      Excess earnings per share non-GAAP $0.05 Q2 FY2026 —
      Excess tangible book value per share non-GAAP $7.98 Q2 FY2026 —
      Full-time equivalent employees 2,971 Q2 FY2026 —
      Loan yield non-GAAP 6.24% Q2'26 —
      Loans to Deposits 76.1% Q2'26 —
      Net Charge-Offs / Average Loans 0.1% Q2'26 —
      Net interest income (FTE) (non-GAAP) non-GAAP 214.36M Q2 FY26 —
      GAAP → non-GAAP reconciliation
      GAAP Net interest income 212.78M
      +1.58M Tax-equivalent adjustment
      = Net interest income (FTE) (non-GAAP) 214.36M
      Net interest margin 4.4% second quarter 2026 —
      Nonperforming assets 60.2M Q2 FY2026 —
      Nonperforming Commercial Loans $28.4M Q2'26 —
      Number of full service offices 159 Q2 FY2026 —
      Other NPAs $28.5M Q2'26 —
      ROAA 2.24% second quarter 2026 —
      ROTCE on Excess Capital non-GAAP 2.8% Q2 FY2026 —
      Tangible common equity non-GAAP 3.52B Q2 FY2026 —
      GAAP → non-GAAP reconciliation
      GAAP Total stockholders' equity 3.87B
      -350.06M Goodwill and other intangible assets
      = Tangible common equity (non-GAAP) 3.52B
      Tangible common equity to tangible assets (non-GAAP) non-GAAP 17.6% Q2 FY26 —
      Total excess capital $1.9B Q2'26 —
      Nonperforming loans $52.1M Q1 2026 —
      Shares repurchased 1.3M Q1 2026 —
      Adjusted efficiency ratio non-GAAP 47.9% Full Year 2025 —
      Adjusted ROAA non-GAAP 2.09% Full Year 2025 —
      Cost of deposits 1.14% Q4 2025 —
      End-of-period total loans held for investment 11.4B Q4 2025 —
      FTE loan yield non-GAAP 6.27% Q4 2025 —
      FTE net interest margin non-GAAP 4.41% Q4 2025 —
      Retail net promoter score 74 Full Year 2025 —
      Return on average assets (ROAA) 2.17% Q4 2025 —
      Wealth net promoter score 83 Full Year 2025 —

      Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

      Versus peers

      Banks - Regional — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      CBC
      Central Bancompany, Inc.
      this stock
      		$7.78B +29.8% — — 2.0%
      MFG
      Mizuho Financial Group Inc
      		 $131.93B +38.5% — — 0.1%
      HDB
      Hdfc Bank Ltd
      		 $118.97B -36.6% +15.2% — 0.5%
      IBN
      Icici Bank Ltd
      		 $105.45B -1.2% — — 0.5%
      PNC
      Pnc Financial Services Group, Inc.
      		 $101.11B +18.1% +7.2% 14.0 1.8%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      143
      % held
      14.5%
      Net QoQ
      +4.6M sh
      Top holder
      CENTRAL TRUST Co
      Held Float
      View
      Held by Funds
      Fund positions
      97
      View
      Short & Settlement
      Short Interest Falling
      Shares short
      4.7M
      Days to cover
      8.8d
      Change
      -396.9K sh
      View
      Short Volume
      Short vol %
      69%
      As of
      Aug 19, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      183.2K
      Value
      $5.9M
      As of
      Jul 29, 2026
      View
      Off-Exchange
      Off-exchange %
      42.3%
      Week of
      Jul 13, 2026
      Off-exch Lit
      View
      Financials
      Financials
      Net income (FY)
      $390.9M
      EPS diluted
      $1.75
      View
      Buybacks
      Authorized
      $100.0M
      View
      Filings
      SEC Filings
      Latest
      10-Q
      Filed
      Aug 14, 2026
      This year
      10
      View
      Earnings & Events
      Earnings Calls
      Last call
      Aug 4, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      CBC -6.6% -0.5% +27.6% -4.6% +29.8%
      SPY -0.4% +2.9% +11.6% +3.0% +12.8%
      vs SPY -6.1% -3.4% +16.0% -7.5% +17.0%

      Capital returns

      Latest dividend
      $0.12 / share · ex May 22, 2026
      Declared · upcoming
      $0.12 / share · ex Aug 21, 2026
      Paid (TTM)
      $0.24 / share · 2 payouts
      Dividend yield (TTM, derived)
      — · history filling in
      Buyback program · as of Aug 3, 2026
      Authorized
      $100.00M
      Spent (derived)
      —
      Remaining
      —

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 2065601 CUSIP 152413100 13F (30d) 136 filings 136 filers Visit website Investor relations

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