CBC · Central Bancompany, Inc.
$32.03
+0.49 (+1.55%)
At close · Oct 2
Return incl. dividend (before tax)
Market Cap
$7.58B
Shares
239.51M
Volume · Oct 2
635.83K
Avg daily vol (3M)
1.02M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$32.03
Open$31.74
Day$31.74–32.30
Available close range$22.85–33.51
Avg vol 30d1.4M
Short int6.0M · 2.5% float · 5.8d
Short vol80%
Last earningsOct 27, 2026
DataNov 2025–Oct 2026
Filing10-Q · Aug 14
The closing range uses available history since Nov 21, 2025; less than a full year is stored.
Up next
Next earnings call
Oct 27, 2026
Scheduled
· in 3 wks
filed Aug 14, 2026
call held Aug 4, 2026
Metrics snapshot
Useful current figures from the complete screener profile.
Revenue (TTM)
$1.08B
Trailing 12 months
Net income (TTM)
$429.55M
Trailing 12 months
Revenue growth YoY
+15.2%
Year over year
Operating margin
—
Trailing 12 months
P / E (TTM)
17.7
Trailing earnings · reciprocal yield 5.7%
FCF yield
6.3%
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
$768.85M
Latest balance sheet
Dividend yield
—
Trailing 12 months
Shares change YoY
+8.9%
Year over year · more shares
Price change (1Y)
—
Trailing year
Short interest
2.5%
Latest settlement · 5.8 days to cover
AI Brief
Q2 FY26 earnings call · Aug 4, 2026
Q2 FY26
TL;DR. Central Bancompany (CBC) reported Q2 2026 net income of $113.8 million ($0.47 EPS), up 24.5% YoY, with NIM expanding 13 bps to 4.40% and broad-based loan growth excluding consumer at a 6.5% annualized pace; the Board authorized a new $100 million share repurchase program replacing the prior authorization.
Bullish
- + Net income rose 24.5% YoY to $113.8M and EPS increased to $0.47.
- + NIM expanded 13 bps YoY to 4.40% (4.43% FTE) on earning asset growth.
- + Loan growth ex-other consumer accelerated to a 6.5% annualized pace with ending balance above average.
- + Wealth management fees rose 20.3% YoY as AUA grew to $17.3B.
- + FTE efficiency ratio improved to 46.1% from 48.4% YoY.
- + Board authorized a new $100M share repurchase program replacing the prior authorization.
Bearish
- − Nonperforming assets ticked up to 30 bps of total assets from 28 bps YoY on a small commercial loan downgrade.
From the call
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Equibles Rating
blended score · not investment adviceOverall
Buy
SellHoldBuy
Technical
Buy
Momentum
Very Strong
Sentiment
Neutral
Fundamentals
Strong
Quant / Vol
Very Low
Market backdrop
VIX 15.3 · calm
Equity put/call 0.58
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+16%
above
Price vs 50-day avg
−1%
below
RSI (14)
51
neutral
MACD trend
Negative
52-week position
86%
near high
Momentum
relative strength
1-month return
−2%
trailing
6-month return
+30%
trailing
YTD return
+33%
this year
Relative strength
+17%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $32 › 200d $28 — 50d above 200d
Institutional flow
Accumulating
+40% holders QoQ · +55 funds added
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
2.49% of float · ▲ +15.4% MoM · 5.8 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
143 holders — near 1-yr high, broad support
Squeeze score
66
elevated · 0–100
Fundamentals
EPS growth
+26%
Y/Y
Free cash flow
$231.4M
Valuation
P/E 17.7
rich
Buyback
$100.0M
authorized
Quant / Vol
risk profile
Volatility
23%
annualized · 1-yr
Max drawdown
−7%
past year
ATR
2.4%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders Buy
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+16%
Bullish
Price vs 50-day avg
−1%
Neutral
RSI (14)
51
Neutral
MACD trend
Negative
Bearish
52-week position
86%
Bullish
Market signals — smart money & positioning
Bullish · 2 of 6
Trend (MA cross)
No cross
50d $32 › 200d $28 — 50d above 200d
Institutional flow
Accumulating
+40% holders QoQ · +55 funds added
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
2.49% of float · ▲ +15.4% MoM · 5.8 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
143 holders — near 1-yr high, broad support
Price context
position in its available closing range
Range low $23
Now $32 · 86%
Range high $34
vs 200-day avg +16%
vs 50-day avg -1%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Adjusted earnings per share - diluted (non-GAAP) non-GAAP | $0.47 | the three months ended June 30, 2026 filing | +6.8% |
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| Adjusted fee income ratio (non-GAAP) non-GAAP | 24.5% | the three months ended June 30, 2026 filing | -0.4% |
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| Adjusted net income (non-GAAP) non-GAAP | $113.3M | Three Months Ended June 30, 2026 filing | — |
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| Adjusted noninterest income (non-GAAP) non-GAAP | 68.94M | the three months ended June 30, 2026 filing | +8.3% |
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| Adjusted return on average tangible common equity (non-GAAP) non-GAAP | 13.1% | the three months ended June 30, 2026 filing | -5.8% |
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| Adjusted return on average total assets (non-GAAP) non-GAAP | 2.23% | the three months ended June 30, 2026 filing | +9.3% |
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| Adjusted tangible net income (non-GAAP) non-GAAP | 113.92M | the three months ended June 30, 2026 filing | +15.6% |
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| Adjusted total revenue (FTE) (non-GAAP) non-GAAP | 283.3M | the three months ended June 30, 2026 filing | +8.8% |
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| Adjusted total revenue (non-GAAP) non-GAAP | 281.72M | the three months ended June 30, 2026 filing | +8.9% |
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| Assets under advice | $17.27B | Three Months Ended June 30, filing | — |
| Average debt-to-income ratio | 38.9% | the three months ended June 30, 2026 filing | — |
| Average FICO score | 728 | the three months ended June 30, 2026 filing | — |
| Average interest-earning assets | 19.4B | the three months ended June 30, 2026 filing | +5.7% |
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| Average loan-to-value ratio | 59% | the three months ended June 30, 2026 filing | — |
| Average tangible common equity (non-GAAP) non-GAAP | 3.5B | the three months ended June 30, 2026 filing | +23.1% |
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| Cost of deposits, including noninterest bearing demand deposits | 1.1% | Three Months Ended June 30, 2026 filing | — |
| Cost of funds, including noninterest bearing demand deposits | 1.17% | Three Months Ended June 30, 2026 filing | — |
| Effective tax rate | 22.8% | Three Months Ended June 30, 2026 filing | — |
| Efficiency ratio | 46.5% | Three Months Ended June 30, 2026 filing | — |
| Efficiency ratio (FTE) (non-GAAP) non-GAAP | 46.1% | Three Months Ended June 30, 2026 filing | — |
| Fee income ratio | 24.6% | Three Months Ended June 30, 2026 filing | — |
| Full-time equivalent employees | 2,971 | the three months ended June 30, 2026 filing | — |
| Net charge-offs | $3M | the three months ended June 30, 2026 filing | — |
| Net charge-offs / average loans (annualized) | 0.1% | the three months ended June 30, 2026 filing | — |
| Net FTE interest income (non-GAAP) non-GAAP | $214.36M | the three months ended June 30, 2026 filing | — |
| Net interest margin (FTE) (non-GAAP) non-GAAP | 4.43% | the three months ended June 30, 2026 filing | +3.0% |
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| Provision for credit losses | $3.5M | the three months ended June 30, 2026 filing | — |
| Return on average common equity | 11.9% | Three Months Ended June 30, 2026 filing | — |
| Return on average tangible common equity (non-GAAP) non-GAAP | 13.1% | the three months ended June 30, 2026 filing | +0.8% |
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| Return on average total assets | 2.24% | Three Months Ended June 30, 2026 filing | — |
| Tangible book value per share (non-GAAP) non-GAAP | $14.68 | the three months ended June 30, 2026 filing | +14.9% |
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| Tangible common equity (non-GAAP) non-GAAP | 3.52B | the three months ended June 30, 2026 filing | +24.7% |
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| Tangible common equity to tangible assets (non-GAAP) non-GAAP | 17.6% | the three months ended June 30, 2026 filing | +16.6% |
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| Tangible net income (non-GAAP) non-GAAP | 114.39M | the three months ended June 30, 2026 filing | +24.4% |
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| Tangible noninterest expense (non-GAAP) non-GAAP | 130.55M | the three months ended June 30, 2026 filing | +3.6% |
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Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
CBC
this stock
Central Bancompany, Inc.
|
$7.58B | +32.8% | — | 17.7 | 2.5% |
|
MFG
Mizuho Financial Group Inc
|
$133.98B | +48.8% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$118.26B | -38.9% | -3.2% | — | 0.7% |
|
CIXPF
CaixaBank/ADR
|
$103.83B | +26.7% | — | — | 0.1% |
|
IBN
Icici Bank Ltd
|
$100.21B | -7.9% | — | — | 0.6% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Financials
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| CBC | -0.1% | -2.0% | +29.6% | +2.5% | +32.8% |
| SPY | -0.2% | -0.5% | +12.2% | +0.9% | +12.9% |
| vs SPY | +0.1% | -1.5% | +17.4% | +1.6% | +19.9% |
Capital returns
Buyback program
· as of Aug 3, 2026
Authorized
$100.00M
Spent (derived)
—
Remaining
—
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.