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CUBI · Customers Bancorp, Inc.

Track CUBI — free
$78.75 -2.01 (-2.49%) At close · Aug 19
Market Cap
$2.68B
Shares
33.78M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$78.75 Open$80.77 Day$78.55–80.86 52W close$60.52–83.65 Avg vol 30d275K Short int2.4M · 7.1% float · 8.1d Short vol67% Last earningsOct 24, 2026 DataJan 2020–Aug 2026 Filing10-Q · Aug 7

Up next

Next earnings call
Oct 24, 2026 Scheduled · in 9 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed Aug 7, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Buy
      SellHoldBuy
      Technical Neutral Momentum Strong Sentiment Neutral Fundamentals Excellent Quant / Vol Moderate
      Market backdrop VIX 14.9 · calm Equity put/call 0.52
      Technical
      price trend
      Neutral
      50 / 200-day cross No cross
      Price vs 200-day avg +6%
      above
      Price vs 50-day avg +0%
      above
      RSI (14) 44
      neutral
      MACD trend Negative
      52-week position 79%
      mid-range
      Volume (OBV) Confirms
      volume backs price
      Momentum
      relative strength
      Strong
      1-month return +3%
      trailing
      6-month return +9%
      trailing
      YTD return +8%
      this year
      Relative strength −2%
      vs S&P · 6-mo
      Sentiment
      smart money
      Neutral
      Trend (MA cross) No cross
      50d $79 › 200d $74 — 50d above 200d
      Institutional flow Accumulating
      +3% holders QoQ · +41 funds added
      Insider flow Distributing
      Net -$17.0M over 90 days · 100% sells
      Short interest Rising
      7.14% of float · ▲ +1.7% MoM · 8.1 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      292 holders — near 3-yr high, broad support
      Squeeze score 72
      high risk · 0–100
      Fundamentals
      Excellent
      Revenue growth −14%
      Y/Y
      EPS growth +23%
      Y/Y
      Free cash flow $481.0M
      Valuation P/E 9.6
      below peers
      Buyback $100.0M
      authorized
      Balance sheet $4.4B
      net cash
      Quant / Vol
      risk profile
      Moderate
      Volatility 32%
      annualized · 1-yr
      Max drawdown −20%
      past year
      ATR 2.3%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the 8-K filed Jan 22, 2026
      Loan growth · 2026 8% – 12%
      Deposit growth · 2026 8% – 12%
      Net interest income · 2026 $800M – $830M
      Non-interest expenses · 2026 $440M – $460M
      CET1 · 2026 11.5% – 12.5%
      Prior guidance period ended · from the 8-K filed Oct 23, 2025
      Deposit Growth · FY 2025 13% – 14%
      Net Interest Income · FY 2025 8% – 10%
      Guided vs delivered · last 1 settled
      2023 full-year core EPS 2023 full year
      guided $6.00
      $7.32 Beat +22.0%

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Neutral
      1 · 4 · 2
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +6% Bullish
      Price vs 50-day avg
      +0% Bullish
      RSI (14)
      44 Neutral
      MACD trend
      Negative Bearish
      52-week position
      79% Neutral
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Mixed
      Trend (MA cross) No cross
      50d $79 › 200d $74 — 50d above 200d
      Institutional flow Accumulating
      +3% holders QoQ · +41 funds added
      Insider flow Distributing
      Net -$17.0M over 90 days · 100% sells
      Short interest Rising
      7.14% of float · ▲ +1.7% MoM · 8.1 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      292 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      Range low $61 Now $79 · 79% Range high $84
      vs 200-day avg +6% vs 50-day avg +0%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from written earnings releases and filings
      Metric Latest Period YoY
      Commercial Deposit Accounts 25,524 Q2'26
      Core Non-Interest Expense non-GAAP $114.9M Q2'26
      Core Non-Interest Expense to Average Assets non-GAAP 1.82% Q2'26
      Net Interest Margin 3.17% Q2'26
      NPLs to total loans and leases 0.31% Q2 2026
      Tangible common equity to tangible assets non-GAAP 8.3% Q2 2026
      Total deposits growth 3.9% Q1 2026
      Total loans and leases growth 3.6% Q1 2026

      Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

      Versus peers

      Banks - Regional — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      CUBI
      Customers Bancorp, Inc.
      this stock
      $2.68B +7.7% -14.0% 9.6 7.1%
      MFG
      Mizuho Financial Group Inc
      $131.93B +38.5% 0.1%
      HDB
      Hdfc Bank Ltd
      $118.97B -36.6% +15.2% 0.5%
      IBN
      Icici Bank Ltd
      $105.45B -1.2% 0.5%
      PNC
      Pnc Financial Services Group, Inc.
      $101.11B +18.1% +7.2% 14.0 1.8%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Reducing
      Holders
      292
      % held
      99.5%
      Net QoQ
      -200.5K sh
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      351
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      2.4M
      Days to cover
      8.1d
      Change
      +39.4K sh
      View
      Short Volume
      Short vol %
      67%
      As of
      Aug 19, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      238
      Value
      $18.3K
      As of
      Jul 22, 2026
      View
      Off-Exchange
      Off-exchange %
      34.9%
      Week of
      Jul 13, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$17.0M
      Buyers / Sellers
      0 / 3
      Buyers Sellers
      View
      Financials
      Financials
      Net income (FY)
      $224.1M
      EPS diluted
      $6.26
      View
      Buybacks
      Authorized
      $100.0M
      View
      Filings
      SEC Filings
      Latest
      10-Q
      Filed
      Aug 7, 2026
      This year
      18
      View
      Proposed Sales
      Value
      $7.9M
      Shares
      100.0K
      Filed
      Jul 29, 2026
      View
      Earnings & Events
      Earnings Calls Upcoming
      Next call
      Oct 24, 2026
      Last call
      Jul 23, 2026
      View
      Investor Relations
      Upcoming events
      1
      View

      Performance

      5D 20D 120D MTD YTD
      CUBI -4.9% +3.0% +9.4% +0.1% +7.7%
      SPY -0.4% +2.9% +11.6% +3.0% +12.8%
      vs SPY -4.4% +0.1% -2.2% -2.9% -5.1%

      Capital returns

      Buyback program · as of Feb 11, 2026
      Authorized
      $100.00M
      Spent (derived)
      Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1488813 CUSIP 23204G100 13F (30d) 267 filings 261 filers Visit website Investor relations