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CUBI · Customers Bancorp, Inc. · Financials

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$84.16 -3.33 (-3.81%) At close · Oct 30 Q2 2026 earnings call transcript
Market Cap
$2.84B
Shares
33.78M
Volume · Oct 30 343.67K Avg daily vol (3M) 286.65K

Income-statement, balance-sheet and cash-flow figures from SEC filings, plus a debt profile anchored in the latest 10-K and updated by each 10-Q and debt exhibit.

Revenue
$818.31M +14.5%
FY2025 Revenue FY2009–FY2025
Net Income
$224.09M +23.5%
FY2025 Net Income FY2009–FY2025
Diluted EPS
$6.26 +23%
FY2025 Diluted EPS FY2009–FY2025
Operating Cash Flow
$494.76M +241.1%
FY2025 Operating Cash Flow FY2009–FY2025

Chart any reported metric, KPI or segment over time — the full statement history lives here

Line Item FY2026 (G) TTM FY2025 FY2024 FY2023 FY2022 FY2021 FY2020 FY2019 FY2018 FY2017 FY2016 FY2015 FY2014 FY2013 FY2012 FY2011 FY2010 FY2009
— $922.12M $818.31M $714.84M $758.01M $655.99M $762.94M $467.51M $312.59M $316.88M $346.25M $305.87M $224.01M $177.05M $126.56M $101.01M $50.25M $65.03M $8.19M
— $1.4B $1.36B $1.33B $1.37B $885.37M $780.88M $543.3M $463.74M $417.95M $372.85M $322.54M $249.85M $190.43M $128.16M $93.81M $61.25M $30.91M $13.49M
— $791.06M $750.49M $654.4M $687.45M $623.72M $685.07M $403.69M $277.31M $257.88M $267.34M $249.5M $196.29M $151.92M $103.86M $72.05M $38.78M $19.36M $7.15M
— $131.07M $67.82M $60.43M $70.57M $32.27M $77.87M $63.82M $35.28M $59M $78.91M $56.37M $27.72M $25.13M $22.7M $28.96M $11.47M $45.67M $1.04M
— $56.53M $47.45M $40.66M $36.18M $27.72M $21.11M $18.14M $12.05M $5.35M $647K $0 — — — — — — —
— $42.67M $41.8M $33.55M $31.81M $27.16M $21.67M $18.51M $13.61M $14.16M $10.8M $5.9M $4M $3.58M $3.13M $2.02M $1.38M $840K $726K
— — — — — — — — — — — — — — — — $576K $635K $350K
— $606.59M $609.1M $673.43M $679.91M $261.65M $95.81M $139.62M $186.43M $160.07M $105.51M $73.04M $53.56M $38.5M $24.3M $21.76M $22.46M $11.55M $6.34M
— $377.4M $288.43M $224.37M $330.74M $291.3M $441.21M $189.76M $107.78M $91.05M $123.88M $124.6M $88.5M $65.51M $50.3M $36.09M $5.87M $28.47M -$13.24M
— $85.95M $64.34M $42.9M $80.6M $63.26M $86.94M $46.72M $26.39M $19.36M $45.04M $45.89M $29.91M $20.98M $17.6M $12.27M $1.84M $4.73M $0
— $291.45M $224.09M $181.47M $250.14M $228.03M $314.65M $132.58M $79.33M $71.7M $78.84M $78.7M $58.58M $43.21M $32.69M $23.82M $4.03M $23.74M -$13.24M
— — 27.38% 25.39% 33% 34.76% 41.24% 28.36% 25.38% 22.63% 22.77% 25.73% 26.15% 24.41% 25.83% 23.58% 8.03% 36.5% -161.54%
— $285.03M $209.18M $166.43M $235.45M $218.4M $300.13M $118.54M $64.87M $57.24M $64.38M $69.19M $56.09M $43.21M $32.69M $23.82M $3.99M $23.74M -$13.24M
— $304.43M $266.6M $221.48M $276.67M $69.92M $315.43M $128.06M $100.74M $50.73M $83.37M $81.79M $50.72M $51.21M $23.51M $25.13M $5.69M $21.87M -$13.01M
USD/shares — $8.55 $6.46 $5.28 $7.49 $6.69 $9.29 $3.76 $2.08 $1.81 $2.10 $2.51 $2.09 $1.62 $1.34 $1.61 $0.40 $3.78 -$10.98
USD/shares $6.00* $8.26 $6.26 $5.09 $7.32G $6.51G $8.91G $3.74 $2.05 $1.78 $1.97 $2.31 $1.96 $1.55 $1.30 $1.57 $0.39 $3.69 -$10.98
shares — — 32.39M 31.51M 31.44M 32.63M 32.31M 31.51M 31.18M 31.57M 30.66M 27.6M 26.84M 26.72M 24.49B 14.76B 10.07B 6.3M —
shares — — 33.44M 32.72M 32.16M 33.55M 33.7M 31.73M 31.65M 32.23M 32.6M 30.01M 28.68M 27.94M 25.15B 15.17B 10.28B 6.45M —
Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing. TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative. (G): the company's own guidance — a (G) column is a guided period not yet reported; a G marker shows how the reported figure landed against the guided range. Non-GAAP-basis guidance (*) is shown as stated and never judged against GAAP actuals.

Capital Returned to Shareholders

Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2009–FY2025: $147.32M in buybacks.

Debt Profile

Reported borrowing balances, repayment dates and agreement terms, with links to the underlying filings.

Read debt and covenant terms in your AI or your code through MCP and the API →

Reported debt balances

Each amount keeps its reported scope. Related balance-sheet measures appear under the borrowing they describe.

Reported balanceAs ofAmountSource
Advances from Federal Home Loan Banks 2026-06-30 USD 2,060,000,000 10-Q filed 2026-08-07
Operating lease liabilities 2026-06-30 USD 39,218,000 10-Q filed 2026-08-07
Other borrowings 2026-06-30 USD 99,278,000 10-Q filed 2026-08-07
Instrument and agreement coverage is incomplete. Additional filings are awaiting review.

Covenants

Covenant terms have not yet been verified for this profile.

The balance figures do not establish whether covenants apply or whether the company complies with them.

Loans, facilities and notes

The instrument breakdown is not yet verified. Read the debt note in the linked report for borrowing terms and maturity conditions.

Price & Valuation

Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.

Valuation

EV/Revenue
—
Peer median 12.96×
EV/EBIT
—
P/E (TTM)
10.19×
Peer median 12.24×

Peer medians compare against the 215 similar-size Banks - Regional companies (of 304 listed).

Valuation over time computed as of each quarter's filing date

Revenue Breakdown

Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.

Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.

By Segment (USD)

Component FY2020 FY2019 FY2018 FY2017
Bank Mobile $42,912,000 $44,197,000 $41,168,000 $53,989,000
Customers Bank Business Banking -$2,718,000 $2,523,000 $2,071,000 $1,972,000

By Product & Service (USD)

Component FY2022 FY2021 FY2020 FY2019 FY2018 FY2017
Deposit Account $3,851,000 $3,774,000 $2,526,000 $1,742,000 $7,824,000 $10,039,000
Credit And Debit Card $243,000 $336,000 $646,000 $781,000 $30,695,000 $41,509,000
Key facts CIK 1488813 CUSIP 23204G100 13F (30d) 68 filings 66 filers Visit website Investor relations