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EXFY · Expensify, Inc.

Track EXFY — free
$2.44 +0.10 (+4.27%) At close · Aug 19
Market Cap
$222.04M
Shares
91.19M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$2.44 Open$2.30 Day$2.30–2.49 52W close$0.75–2.69 Avg vol 30d1.1M Short int819K · 0.9% float · 1.3d Short vol43% Last earningsAug 6, 2026 DataNov 2021–Aug 2026 Filing10-Q · Aug 6

Up next

Next earnings call
Nov 5, 2026 Est · unconfirmed · in 11 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed Aug 6, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Buy
      SellHoldBuy
      Technical Strong Buy Momentum Very Strong Sentiment Bearish Fundamentals Strong Quant / Vol Very High
      Market backdrop VIX 14.9 · calm Equity put/call 0.52
      Technical
      price trend
      Strong Buy
      50 / 200-day cross No cross
      Price vs 200-day avg +78%
      above
      Price vs 50-day avg +35%
      above
      RSI (14) 66
      neutral
      MACD trend Positive
      52-week position 87%
      near high
      Volume (OBV) Confirms
      volume backs price
      Momentum
      relative strength
      Very Strong
      1-month return +39%
      trailing
      6-month return +97%
      trailing
      YTD return +62%
      this year
      Relative strength +85%
      vs S&P · 6-mo
      Sentiment
      smart money
      Bearish
      Trend (MA cross) No cross
      50d $2 › 200d $1 — 50d above 200d
      Institutional flow Distributing
      -3% holders QoQ · +27 funds added
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Rising
      0.90% of float · ▲ +9.3% MoM · 1.3 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      101 holders — mid 3-yr range
      Squeeze score 51
      elevated · 0–100
      Fundamentals
      Strong
      Revenue growth +2%
      Y/Y
      Gross margin 50%
      contracting
      EPS growth −92%
      Y/Y
      Free cash flow $20.1M
      Buyback $39.8M
      remaining
      Balance sheet $63.1M
      net cash
      Quant / Vol
      risk profile
      Very High
      Volatility 80%
      annualized · 1-yr
      Max drawdown −62%
      past year
      ATR 7.7%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the Earnings Call filed Jun 30, 2026
      Free cash flow · full year 2026 $12M – $14M
      Prior guidance period ended · from the 8-K filed Nov 6, 2025
      Free Cash Flow · fiscal year ending December 31, 2025 $19M – $23M

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Strong Buy
      0 · 3 · 4
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +78% Bullish
      Price vs 50-day avg
      +35% Bullish
      RSI (14)
      66 Neutral
      MACD trend
      Positive Bullish
      52-week position
      87% Bullish
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Bearish · 2 of 6
      Trend (MA cross) No cross
      50d $2 › 200d $1 — 50d above 200d
      Institutional flow Distributing
      -3% holders QoQ · +27 funds added
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Rising
      0.90% of float · ▲ +9.3% MoM · 1.3 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      101 holders — mid 3-yr range
      Price context
      position in its 52-week range
      Range low $1 Now $2 · 87% Range high $3
      vs 200-day avg +78% vs 50-day avg +35%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from written earnings releases and filings
      Metric Latest Period YoY
      Free cash flow margin non-GAAP 13% Six Months Ended June 30, 2026
      Non-GAAP net income (loss) margin non-GAAP 10% Six Months Ended June 30, 2026
      Operating cash flow margin non-GAAP 13% Six Months Ended June 30, 2026
      cash from operating activities $20.1M fiscal year 2025
      Interchange derived from the Expensify Card $21.3M fiscal year 2025
      Non-GAAP net loss non-GAAP $2.1M Q4 FY2025
      Share repurchases 4,823,118 fiscal year 2025

      Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

      Versus peers

      Software - Application — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      EXFY
      Expensify, Inc.
      this stock
      $222.04M +61.6% +2.1% 0.9%
      SAP
      Sap SE
      $245.04B -11.2% 0.7%
      SHOP
      Shopify Inc.
      $189.32B -8.9% +30.1% 98.8 1.6%
      CRM
      Salesforce, Inc.
      $160.64B -22.2% +25.9% 22.7 3.6%
      UBER
      Uber Technologies, Inc
      $152.50B -4.5% +18.3% 2.3%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Reducing
      Holders
      101
      % held
      28.1%
      Net QoQ
      -4.7M sh
      Top holder
      Parallel Advisors, LLC
      Held Float
      View
      Held by Funds
      Fund positions
      80
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      819.1K
      Days to cover
      1.3d
      Change
      +69.8K sh
      View
      Short Volume
      Short vol %
      43%
      As of
      Aug 19, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      1
      Value
      $2
      As of
      Jul 28, 2026
      View
      Off-Exchange
      Off-exchange %
      48.1%
      Week of
      Jul 13, 2026
      Off-exch Lit
      View
      Financials
      Financials
      Revenue (FY)
      $142.1M
      Net income (FY)
      $-21.4M
      EPS diluted
      $-0.23
      View
      Buybacks
      Remaining
      $39.8M
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Aug 6, 2026
      This year
      11
      View
      Proposed Sales
      Value
      $13.5K
      Shares
      10.7K
      Filed
      Jun 15, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      Aug 6, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      EXFY +9.9% +39.4% +96.8% +34.1% +61.6%
      SPY -0.4% +2.9% +11.6% +3.0% +12.8%
      vs SPY +10.4% +36.5% +85.2% +31.1% +48.8%

      Capital returns

      Buyback program · as of Jun 30, 2026
      Authorized
      Spent (derived)
      Remaining
      $39.80M

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1476840 CUSIP 30219Q106 13F (30d) 92 filings 92 filers Visit website Investor relations