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EXFY

Expensify, Inc.
$1.70 -0.06 (-3.41%) At close · Jul 2
Market Cap
$187.60M
Shares
96,438,119

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$1.70 Open$1.75 Day$1.68–1.79 52W$0.69–2.61 Avg vol 30d1.8M Short int4.5M · 4.6% float · 4.1d Short vol17% Last earningsMay 7, 2026 DataNov 2021–Jul 2026 Filing10-Q · May 7
Equibles Rating blended score · not investment advice
Overall
Neutral
Technical · trend & momentum Buy
50 / 200-day cross no cross
+ Price vs 200-day avg +27% above
+ Price vs 50-day avg +39% above
RSI (14) 66 · neutral
+ MACD trend positive
52-week position 53% · mid-range
Sentiment · smart money Bearish
Trend (MA cross) 50d $1 › 200d $1 — 200d above 50d
Institutional flow -6% holders QoQ · +21 funds added
Insider flow Net -$109.2K over 90 days · 100% sells
Short interest 4.64% of float · ▲ +12.3% MoM · 4.1 days cover
Volume signal Volume near normal
Institution breadth 103 holders — mid 3-yr range
Fundamentals Strong
Revenue growth +2% Y/Y
+ Gross margin 50%, contracting
EPS growth −92% Y/Y
+ Free cash flow $20.1M
+ Buyback $41.0M remaining
Balance sheet net debt $4.5M

Blended from price, positioning & fundamentals · daily-close · not investment advice.

Up next
Next earnings call
Aug 6, 2026 Est · unconfirmed · in 5 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 7, 2026
AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Guidance & track record
      Latest guidance · from the 8-K filed May 7, 2026
      Free Cash Flow · fiscal year ending December 31, 2026 Initiated $6M – $9M

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Buy
      0 · 3 · 3
      50 / 200-day cross
      no cross Neutral
      Price vs 200-day avg
      +27% above Bullish
      Price vs 50-day avg
      +39% above Bullish
      RSI (14)
      66 · neutral Neutral
      MACD trend
      positive Bullish
      52-week position
      53% · mid-range Neutral
      Market signals — smart money & positioning
      Bearish · 3 of 6
      Trend (MA cross) No cross
      50d $1 › 200d $1 — 200d above 50d
      Institutional flow Distributing
      -6% holders QoQ · +21 funds added
      Insider flow Distributing
      Net -$109.2K over 90 days · 100% sells
      Short interest Rising
      4.64% of float · ▲ +12.3% MoM · 4.1 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      103 holders — mid 3-yr range
      Price context
      position in its 52-week range
      52-wk low $1 Now $2 · 53% 52-wk high $3
      vs 200-day avg +27% vs 50-day avg +39%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from its earnings releases, calls, and filings
      Metric Latest Period YoY
      Interchange revenue derived from the Expensify Card $5.5M Q1 2026
      Non-GAAP net income non-GAAP $3.6M Q1 2026
      Interchange derived from the Expensify Card $21.3M FY2025

      Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

      Versus peers

      Software - Application — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      EXFY
      Expensify, Inc.
      this stock
      $187.60M +12.6% -17.9% 4.6%
      YMM
      Full Truck Alliance Co. Ltd.
      $196.54B -21.4% 0.1%
      SAP
      Sap SE
      $191.68B -33.1% 0.8%
      SHOP
      Shopify Inc.
      $155.02B -25.8% +26.1% 117.1 1.6%
      UBER
      Uber Technologies, Inc
      $151.51B -8.9% +18.3% 18.5 2.7%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Reducing
      Holders
      103
      % held
      29.5%
      Net QoQ
      -1.4M sh
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      84
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      4.5M
      Days to cover
      4.1d
      Change
      +489.9K sh
      View
      Short Volume
      Short vol %
      17%
      As of
      Jul 2, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      217.6K
      Value
      $250.3K
      As of
      Jun 8, 2026
      View
      Off-Exchange
      Off-exchange %
      61.4%
      Week of
      May 4, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$109.2K
      Buyers / Sellers
      0 / 2
      Buyers Sellers
      View
      Financials
      Financials
      Revenue (FY)
      $142.1M
      Net income (FY)
      $-21.4M
      EPS diluted
      $-0.23
      View
      Buybacks
      Authorized
      $50.0M
      Remaining
      $41.0M
      Spent Remaining
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      May 29, 2026
      This year
      9
      View
      Proposed Sales
      Value
      $13.5K
      Shares
      10.7K
      Filed
      Jun 15, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      May 7, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      EXFY +20.6% +46.6% +19.7% -5.0% +12.6%
      SPY +1.4% -1.3% +8.0% -0.3% +9.2%
      vs SPY +19.1% +47.8% +11.7% -4.8% +3.4%

      Capital returns

      Buyback program · as of Mar 31, 2026
      Authorized
      $50.00M
      Spent (derived)
      $9.00M
      Remaining
      $41.00M
      Spent Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1476840 CUSIP 30219Q106 Visit website Investor relations