FAF · First American Financial Corp
$72.78
+0.33 (+0.46%)
At close · Aug 19
Market Cap
$7.46B
Shares
102.10M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$72.78
Open$72.95
Day$72.74–74.21
52W close$56.85–79.16
Avg vol 30d716K
Short int6.0M · 5.8% float · 6.9d
Short vol47%
Last earningsOct 22, 2026
DataJan 2020–Aug 2026
Filing10-Q · Jul 23
Up next
Next earnings call
Oct 22, 2026
Scheduled
· in 9 wks
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed Jul 23, 2026
AI Brief
TL;DR.
Bullish
Bearish
From the call
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceOverall
Buy
SellHoldBuy
Technical
Buy
Momentum
Strong
Sentiment
Bullish
Fundamentals
Excellent
Quant / Vol
Moderate
Market backdrop
VIX 14.9 · calm
Equity put/call 0.64
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+10%
above
Price vs 50-day avg
+2%
above
RSI (14)
49
neutral
MACD trend
Negative
52-week position
71%
mid-range
Momentum
relative strength
1-month return
+3%
trailing
6-month return
+7%
trailing
YTD return
+18%
this year
Relative strength
−4%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $71 › 200d $66 — 50d above 200d
Institutional flow
Accumulating
+5% holders QoQ · +78 funds added
Insider flow
Distributing
Net -$243.9K over 90 days · 100% sells
Short interest
Falling
5.84% of float · ▼ -9.1% MoM · 6.9 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
464 holders — near 3-yr high, broad support
Squeeze score
63
elevated · 0–100
Fundamentals
Revenue growth
+22%
Y/Y
EPS growth
+376%
Y/Y
Valuation
P/E 10.1
rich
Buyback
$246.0M
remaining
Balance sheet
$1.6B
net cash
Quant / Vol
risk profile
Volatility
29%
annualized · 1-yr
Max drawdown
−19%
past year
ATR
2.5%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Latest guidance
· from the Earnings Call filed Jun 30, 2026
Automation rate for title decisions
· over time
up to 70%
Automation rate for title decisions
· over time
up to 80%
Prior guidance
period ended
· from the Earnings Call filed Feb 8, 2024
Adjusted margin in title
· 2024
10%
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Buy
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+10%
Bullish
Price vs 50-day avg
+2%
Bullish
RSI (14)
49
Neutral
MACD trend
Negative
Bearish
52-week position
71%
Neutral
Market signals — smart money & positioning
Bullish · 3 of 6
Trend (MA cross)
No cross
50d $71 › 200d $66 — 50d above 200d
Institutional flow
Accumulating
+5% holders QoQ · +78 funds added
Insider flow
Distributing
Net -$243.9K over 90 days · 100% sells
Short interest
Falling
5.84% of float · ▼ -9.1% MoM · 6.9 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
464 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $57
Now $73 · 71%
Range high $79
vs 200-day avg +10%
vs 50-day avg +2%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Adjusted EPS non-GAAP | $3.41 | Six Months Ended June 30, 2026 | — |
| Adjusted net income non-GAAP | $351.8M | Six Months Ended June 30, 2026 | — |
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| Adjusted net income per diluted share non-GAAP | $2.08 | Q2 2026 | — |
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| Adjusted pretax income non-GAAP | $456.3M | Six Months Ended June 30, 2026 | — |
| Adjusted pretax margin non-GAAP | 11.5% | Six Months Ended June 30, 2026 | — |
| Adjusted total revenues non-GAAP | $3.95B | Six Months Ended June 30, 2026 | — |
| Average revenue per direct title order | $4,572 | Q2 2026 | — |
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| Commercial revenues | $314M | Q2 2026 | — |
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| Debt-to-capital ratio | 31.4% | Q2 2026 | — |
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| Debt-to-capital ratio excluding secured financings payable non-GAAP | 21.5% | Q2 2026 | — |
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| Default and other ARPO | $503 | Q2 2026 | — |
| Home Warranty adjusted pretax margin non-GAAP | 20.2% | Q2 2026 | — |
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| Home Warranty claim loss rate | 40% | Q2 2026 | — |
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| Home Warranty pretax margin | 21.3% | Q2 2026 | — |
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| Net operating revenues non-GAAP | $2.13B | Six Months Ended June 30, 2026 | — |
| Personnel and other operating expenses Ratio (% net operating revenues) non-GAAP | 80.6% | Six Months Ended June 30, 2026 | — |
| Personnel and other operating expenses Ratio (% total revenues) non-GAAP | 45.8% | Six Months Ended June 30, 2026 | — |
| Purchase ARPO | $3,900 | Q2 2026 | — |
| Refinance ARPO | $1,050 | Q2 2026 | — |
| Success Ratio | 66% | Three Months Ended June 30, 2026 | — |
| Title Insurance and Services Segment Adjusted pretax margin non-GAAP | 12.3% | Six Months Ended June 30, 2026 | — |
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| Title Insurance and Services segment investment income | $164M | Q2 2026 | — |
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| Title Insurance and Services segment pretax margin | 15.7% | Q2 2026 | — |
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| Title orders closed | 257,200 | Six Months Ended June 30, 2026 | — |
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| Title orders opened | 371,100 | Six Months Ended June 30, 2026 | — |
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| Total closed orders per day | 2,145 | Q2 2026 | — |
| Total open orders per day | 2,941 | Q2 2026 | — |
| U.S. Commercial Average revenue per order | $19,980 | Q2 2026 | — |
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| U.S. Commercial Closed orders | 15,700 | Q2 2026 | — |
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| U.S. Commercial Open orders | 29,700 | Q2 2026 | — |
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| Cash flow from operations | $369M | Q4 FY2025 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Insurance - Specialty — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
FAF
this stock
First American Financial Corp
|
$7.46B | +18.5% | +21.6% | 10.1 | 5.8% |
|
FNF
Fidelity National Financial, Inc.
|
$12.99B | -11.3% | +5.6% | — | 3.4% |
|
RYAN
Ryan Specialty Holdings, Inc.
|
$10.63B | -20.1% | +21.3% | — | 5.2% |
|
AXS
Axis Capital Holdings Ltd
|
$7.43B | -5.9% | +10.2% | 7.5 | 2.7% |
|
ACT
Enact Holdings, Inc.
|
$6.88B | +25.4% | +2.8% | 10.5 | 2.1% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| FAF | +0.7% | +3.2% | +6.6% | -3.0% | +18.5% |
| SPY | -0.4% | +2.6% | +10.7% | +2.7% | +12.5% |
| vs SPY | +1.1% | +0.6% | -4.2% | -5.7% | +5.9% |
Capital returns
Latest dividend
$0.55
/ share · ex Jun 8, 2026
Paid (TTM)
$2.20
/ share · 4 payouts
Dividend yield (TTM, derived)
3.02%
Buyback program
· as of Jun 30, 2026
Authorized
$300.00M
Spent (derived)
$54.00M
Remaining
$246.00M
Spent
Remaining
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.
Key facts
CIK
1472787
CUSIP
31847R102
13F (30d)
431 filings
408 filers
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