FBK · FB Financial Corp
$59.26
-1.79 (-2.93%)
At close · Aug 19
Market Cap
$2.97B
Shares
49.98M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$59.26
Open$61.13
Day$59.23–61.29
52W close$50.18–62.08
Avg vol 30d369K
Short int1.8M · 3.7% float · 4.5d
Short vol61%
Last earningsJul 14, 2026
DataJan 2020–Aug 2026
Filing10-Q · Aug 3
Up next
Next earnings call
Oct 13, 2026
Est · unconfirmed
· in 8 wks
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed Aug 3, 2026
AI Brief
TL;DR.
Bullish
Bearish
From the call
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceOverall
Buy
SellHoldBuy
Technical
Buy
Momentum
Strong
Sentiment
Bullish
Fundamentals
Strong
Quant / Vol
Low
Market backdrop
VIX 14.9 · calm
Equity put/call 0.52
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+6%
above
Price vs 50-day avg
+2%
above
RSI (14)
45
neutral
MACD trend
Negative
52-week position
76%
mid-range
Momentum
relative strength
1-month return
+1%
trailing
6-month return
+2%
trailing
YTD return
+6%
this year
Relative strength
−9%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $58 › 200d $56 — 50d above 200d
Institutional flow
Accumulating
+4% holders QoQ · +45 funds added
Insider flow
Distributing
Net -$413.2K over 90 days · 100% sells
Short interest
Falling
3.66% of float · ▼ -14.6% MoM · 4.5 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
291 holders — near 3-yr high, broad support
Squeeze score
57
elevated · 0–100
Fundamentals
EPS growth
−1%
Y/Y
Free cash flow
$147.0M
Valuation
P/E 15.7
rich
Buyback
$100.0M
authorized
Balance sheet
$943.1M
net cash
Quant / Vol
risk profile
Volatility
26%
annualized · 1-yr
Max drawdown
−17%
past year
ATR
2.0%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Latest guidance
· from the Earnings Call filed Jun 30, 2026
Full-year net interest margin, excluding loan accretion
· full-year
3.7% – 3.8%
Prior guidance
period ended
· from the Earnings Call filed Sep 30, 2024
Net interest margin
· fourth quarter
3.5% – 3.6%
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Buy
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+6%
Bullish
Price vs 50-day avg
+2%
Bullish
RSI (14)
45
Neutral
MACD trend
Negative
Bearish
52-week position
76%
Neutral
Market signals — smart money & positioning
Bullish · 3 of 6
Trend (MA cross)
No cross
50d $58 › 200d $56 — 50d above 200d
Institutional flow
Accumulating
+4% holders QoQ · +45 funds added
Insider flow
Distributing
Net -$413.2K over 90 days · 100% sells
Short interest
Falling
3.66% of float · ▼ -14.6% MoM · 4.5 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
291 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $50
Now $59 · 76%
Range high $62
vs 200-day avg +6%
vs 50-day avg +2%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Book value per common share | $38.75 | the second quarter of 2026 | — |
|
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| Contractual yield on loans HFI | 6.22% | the second quarter of 2026 | — |
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| Cost of interest-bearing deposits | 2.81% | the second quarter of 2026 | — |
| Loans HFI annualized growth | 11.6% | the second quarter of 2026 | — |
| Net charge-offs ratio | 0.06% | the second quarter of 2026 | — |
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| Net interest income on a tax-equivalent basis | $149.8M | the second quarter of 2026 | — |
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| NIM (tax-equivalent basis) | 3.95% | the second quarter of 2026 | — |
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| Share repurchases as percent of common shares outstanding | 3.01% | the second quarter of 2026 | — |
| Total cost of deposits | 2.26% | the second quarter of 2026 | — |
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| Efficiency ratio | 55.2% | Q1 2026 | — |
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| Pre-tax, pre-provision net revenue | $77.18M | Q1 2026 | — |
| Return on average shareholders' equity | 11.9% | Q1 2026 | — |
| Return on average tangible common equity (ROATCE) non-GAAP | 14.7% | Q1 2026 | — |
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| Return on average total assets (ROAA) | 1.43% | Q1 2026 | — |
| Annualized net charge-offs as a percentage of average loans HFI | 0.05% | fourth quarter of 2025 | — |
| Cost of interest-bearing liabilities | 3.02% | fourth quarter of 2025 | — |
| Deposits | $13.91B | fourth quarter of 2025 | — |
| Loans HFI | $12.38B | fourth quarter of 2025 | — |
| Net interest margin (NIM) | 3.98% | fourth quarter of 2025 | — |
| Noninterest-bearing deposits to total deposits | 18.9% | fourth quarter of 2025 | — |
| Nonperforming assets as a percentage of total assets | 0.97% | fourth quarter of 2025 | — |
| Nonperforming loans HFI as a percentage of loans HFI | 0.97% | fourth quarter of 2025 | — |
| Period-end number of shares | 51,752,401 | fourth quarter of 2025 | — |
| Tier 1 leverage | 10.3% | fourth quarter of 2025 | — |
| Tier 1 risk-based capital | 11.4% | fourth quarter of 2025 | — |
| Total risk-based capital | 13.2% | fourth quarter of 2025 | — |
| Weighted average number of shares outstanding - fully diluted | 53,074,753 | fourth quarter of 2025 | — |
| Yield on interest-earning assets | 6.23% | fourth quarter of 2025 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
FBK
this stock
FB Financial Corp
|
$2.97B | +6.2% | — | 15.7 | 3.7% |
|
MFG
Mizuho Financial Group Inc
|
$131.93B | +38.5% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$118.97B | -36.6% | +15.2% | — | 0.5% |
|
IBN
Icici Bank Ltd
|
$105.45B | -1.2% | — | — | 0.5% |
|
PNC
Pnc Financial Services Group, Inc.
|
$101.11B | +18.1% | +7.2% | 14.0 | 1.8% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| FBK | -4.5% | +0.6% | +2.2% | -1.9% | +6.2% |
| SPY | -0.4% | +2.9% | +11.6% | +3.0% | +12.8% |
| vs SPY | -4.1% | -2.3% | -9.3% | -4.8% | -6.6% |
Capital returns
Latest dividend
$0.21
/ share · ex Aug 11, 2026
Paid (TTM)
$0.82
/ share · 4 payouts
Dividend yield (TTM, derived)
1.38%
Buyback program
· as of Mar 1, 2022
Authorized
$100.00M
Spent (derived)
—
Remaining
—
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.
Key facts
CIK
1649749
CUSIP
30257X104
13F (30d)
260 filings
257 filers
Visit website
Investor relations