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FHN · First Horizon Corp

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$24.67 -0.20 (-0.80%)
Market Cap
$11.75B
Shares
473.78M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$24.87 Open$25.84 Day$24.77–25.84 52W close$19.94–26.23 Avg vol 30d5.9M Short int14.3M · 3.0% float · 2.2d Short vol37% Last earningsJul 15, 2026 DataJan 2020–Aug 2026 Filing10-Q · Aug 6

Up next

Next earnings call
Oct 14, 2026 Est · unconfirmed · in 8 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed Aug 6, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Neutral
      SellHoldBuy
      Technical Neutral Momentum Weak Sentiment Neutral Fundamentals Strong Quant / Vol Moderate
      Market backdrop VIX 14.9 · calm Equity put/call 0.52
      Technical
      price trend
      Neutral
      50 / 200-day cross No cross
      Price vs 200-day avg +3%
      above
      Price vs 50-day avg −2%
      below
      RSI (14) 40
      neutral
      MACD trend Negative
      52-week position 78%
      mid-range
      Momentum
      relative strength
      Weak
      1-month return −3%
      trailing
      6-month return 0%
      trailing
      YTD return +4%
      this year
      Relative strength −12%
      vs S&P · 6-mo
      Sentiment
      smart money
      Neutral
      Trend (MA cross) No cross
      50d $25 › 200d $24 — 50d above 200d
      Institutional flow Accumulating
      +4% holders QoQ · +87 funds added
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Rising
      3.02% of float · ▲ +11.8% MoM · 2.2 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      673 holders — near 3-yr high, broad support
      Squeeze score 50
      elevated · 0–100
      Fundamentals
      Strong
      Revenue growth +7%
      Y/Y
      EPS growth +38%
      Y/Y
      Free cash flow $595.0M
      Valuation P/E 11.9
      below peers
      Buyback $665.0M
      remaining
      Balance sheet $5.7B
      net debt
      Quant / Vol
      risk profile
      Moderate
      Volatility 25%
      annualized · 1-yr
      Max drawdown −17%
      past year
      ATR 2.1%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the 8-K filed Jan 15, 2026
      Net Charge-Offs · 2026 0.15% – 0.25%
      Tax Rate · 2026 21% – 23%
      CET1 Ratio · 2026 10.5% – 10.75%
      Prior guidance period ended · from the 8-K filed Oct 15, 2025
      Tax Rate · FY25 vs FY24 21% – 23%
      CET1 Ratio · FY25 vs FY24 10.5% – 11%

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Neutral
      1 · 4 · 1
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +3% Bullish
      Price vs 50-day avg
      −2% Neutral
      RSI (14)
      40 Neutral
      MACD trend
      Negative Bearish
      52-week position
      78% Neutral
      Market signals — smart money & positioning
      Bullish · 2 of 6
      Trend (MA cross) No cross
      50d $25 › 200d $24 — 50d above 200d
      Institutional flow Accumulating
      +4% holders QoQ · +87 funds added
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Rising
      3.02% of float · ▲ +11.8% MoM · 2.2 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      673 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      Range low $20 Now $25 · 78% Range high $26
      vs 200-day avg +3% vs 50-day avg -2%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from written earnings releases and filings
      Metric Latest Period YoY
      Adjusted diluted EPS non-GAAP $0.54 2Q26
      Adjusted effective tax rate non-GAAP 19.5% 2Q26
      Adjusted Net income available to common shareholders (annualized) (Non-GAAP) non-GAAP $1.05B 2Q26
      Adjusted noninterest expense excluding deferred compensation expense non-GAAP $513M 2Q26
      Adjusted noninterest income as a % of total revenue non-GAAP 23.65% 2Q26
      Adjusted noninterest income excluding deferred compensation income non-GAAP $196M 2Q26
      Adjusted personnel expense excluding deferred compensation expense non-GAAP $291M 2Q26
      Adjusted pre-provision net revenue non-GAAP $364M 2Q26
      Adjusted Pre-provision net revenue (PPNR) non-GAAP $361M 2Q26
      Adjusted Pre-provision net revenue-Taxable-equivalent non-GAAP $364M 2Q26
      Adjusted Pre-provision net revenue-Taxable-equivalent (Non-GAAP) non-GAAP $364M 2Q26
      Adjusted return on average assets non-GAAP 1.33% 2Q26
      Adjusted revenue excluding adjusted deferred compensation income non-GAAP $875M 2Q26
      Adjusted ROTCE non-GAAP 15.3% 2Q26
      Allowance for credit losses to loans and leases non-GAAP 1.24% 2Q26
      Allowance for credit losses to nonperforming loans and leases (Non-GAAP) non-GAAP 152% 2Q26
      Allowance for loan and lease losses to loans and leases 1.09% 2Q26
      Average assets $84.1B 2Q26
      Average common equity $8.5B 2Q26
      Average deposits $66.8B 2Q26
      Average loan and lease balances $64.7B 2Q26
      Capital returned to shareholders $100M 2Q26
      CET1 ratio non-GAAP 10.5% 2Q26
      Diluted shares 480M 2Q26
      Fee income / total revenue 23.7% 2Q26
      FHN NCOs $33M 2Q26
      Fixed income ADR non-GAAP $594K 2Q26
      Full-time equivalent associates 7,422 2Q26
      Loans-to-deposit ratio (period-end balances) 95.97% 2Q26
      Net charge-off ratio 0.2% 2Q26
      Net charge-offs $33M 2Q26
      NIAC non-GAAP $262M 2Q26
      Noninterest income as a % of total revenue 23.73% 2Q26
      Period end loan to deposit ratio 96% 2Q26
      Period-end deposits $68.1B 2Q26
      Period-end loans and leases $65.3B 2Q26
      Period-end shares outstanding 474M 2Q26
      Return on average assets 1.31% 2Q26
      Return on average common equity 12.3% 2Q26
      Return on average tangible common equity non-GAAP 15.2% 2Q26
      Risk-weighted assets ("RWA") $74.6B 2Q26
      ROA 1.3% 2Q26
      ROCE 12.3% 2Q26
      ROTCE (Non-GAAP) non-GAAP 15.21% 2Q26
      Share Buybacks $100M 2Q26
      Tangible book value per share (TBVPS) non-GAAP $14.53 2Q26
      Tangible common equity to tangible assets (TCE/TA) non-GAAP 8.31% 2Q26
      Tier 1 11.8% 2Q26
      Total C&I excl. LMC non-GAAP $32.54B 2Q26
      Total Capital 13.4% 2Q26
      Total Commercial excl. LMC non-GAAP $46.13B 2Q26
      Total Loans excl. LMC (Non-GAAP) non-GAAP $60.57B 2Q26
      Return on tangible common equity non-GAAP 15.1% 1Q26
      Adjusted NIAC non-GAAP $968M Full Year 2025

      Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

      Versus peers

      Banks - Regional — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      FHN
      First Horizon Corp
      this stock
      $11.75B +4.1% +7.2% 11.9 3.0%
      MFG
      Mizuho Financial Group Inc
      $123.19B +38.5% 0.1%
      HDB
      Hdfc Bank Ltd
      $118.97B -36.6% +15.2% 0.5%
      IBN
      Icici Bank Ltd
      $105.45B -1.2% 0.5%
      USB
      US Bancorp De
      $100.95B +17.7% +4.4% 12.9 1.7%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Reducing
      Holders
      673
      % held
      88.1%
      Net QoQ
      -175.9K sh
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      499
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      14.3M
      Days to cover
      2.2d
      Change
      +1.5M sh
      View
      Short Volume
      Short vol %
      37%
      As of
      Aug 19, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      1.8K
      Value
      $47.1K
      As of
      Jul 29, 2026
      View
      Off-Exchange
      Off-exchange %
      39.3%
      Week of
      Jul 13, 2026
      Off-exch Lit
      View
      Smart Money
      Congressional Trades Buy
      Member
      Steve Cohen
      Amount
      $15.0K–$50.0K
      Traded
      May 26, 2023
      View
      Financials
      Financials
      Revenue (FY)
      $3.4B
      Net income (FY)
      $982.0M
      EPS diluted
      $1.87
      View
      Buybacks
      Authorized
      $1.0B
      Remaining
      $665.0M
      Spent Remaining
      View
      Filings
      SEC Filings
      Latest
      10-Q
      Filed
      Aug 6, 2026
      This year
      10
      View
      Proposed Sales
      Value
      $455.1K
      Shares
      18.3K
      Filed
      Aug 20, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      Jul 15, 2026
      View
      Investor Relations
      Latest news
      Harvey Authement, Jr. Joins First…
      Published
      Aug 13, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      FHN -3.9% -3.3% -0.2% -3.0% +4.1%
      SPY -0.4% +2.9% +11.6% +3.0% +12.8%
      vs SPY -3.5% -6.2% -11.7% -6.0% -8.7%

      Capital returns

      Latest dividend
      $0.17 / share · ex Jun 12, 2026
      Declared · upcoming
      $0.17 / share · ex Sep 11, 2026
      Raised 13.3%
      Paid (TTM)
      $0.64 / share · 4 payouts
      Dividend yield (TTM, derived)
      2.57%
      Buyback program · as of Jun 30, 2026
      Authorized
      $1.00B
      Spent (derived)
      $335.00M
      Remaining
      $665.00M
      Spent Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 36966 CUSIP 320517105 13F (30d) 603 filings 577 filers Visit website Investor relations