FMBH · First Mid Bancshares, Inc.

Track FMBH — free

$50.24 -0.02 (-0.04%)

Market Cap

$1.35B

26.60M

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FQ3-26 quarter ends

~Sep 30, 2026 Est

Latest filing: 10-Q

filed Aug 7, 2026

Equibles Rating

blended score · not investment advice

Overall

Buy

SellHoldBuy

Technical Buy Momentum Very Strong Sentiment Neutral Fundamentals Strong Quant / Vol Very Low

Market backdrop VIX 14.9 · calm Equity put/call 0.52

Technical

price trend

Buy

50 / 200-day cross No cross

Price vs 200-day avg +16%

above

Price vs 50-day avg +2%

above

RSI (14) 46

neutral

MACD trend Negative

52-week position 87%

near high

Momentum

relative strength

Very Strong

1-month return 0%

trailing

6-month return +23%

trailing

YTD return +29%

this year

Relative strength +11%

vs S&P · 6-mo

Sentiment

smart money

Neutral

Trend (MA cross) No cross

50d $49 › 200d $43 — 50d above 200d

Institutional flow Distributing

-1% holders QoQ · +16 funds added

Insider flow Flat

No net insider activity over 90 days

Short interest Rising

2.19% of float · ▲ +8.3% MoM · 3.6 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

169 holders — near 3-yr high, broad support

Squeeze score 49

elevated · 0–100

Fundamentals

Strong

EPS growth +16%

Y/Y

Free cash flow $124.0M

Valuation P/E 12.6

in line

Balance sheet $269.4M

net debt

Quant / Vol

risk profile

Very Low

Volatility 24%

annualized · 1-yr

Max drawdown −14%

past year

ATR 2.0%

of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Buy

1 · 2 · 3

50 / 200-day cross

No cross Neutral

Price vs 200-day avg

+16% Bullish

Price vs 50-day avg

+2% Bullish

RSI (14)

46 Neutral

MACD trend

Negative Bearish

52-week position

87% Bullish

Market signals — smart money & positioning

Bearish · 2 of 6

Trend (MA cross) No cross

50d $49 › 200d $43 — 50d above 200d

Institutional flow Distributing

-1% holders QoQ · +16 funds added

Insider flow Flat

No net insider activity over 90 days

Short interest Rising

2.19% of float · ▲ +8.3% MoM · 3.6 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

169 holders — near 3-yr high, broad support

Price context

position in its 52-week range

Range low $35 Now $50 · 87% Range high $53

vs 200-day avg +16% vs 50-day avg +2%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings

Metric	Latest	Period	YoY
ACL to non-performing loans ratio	211%	second quarter of 2026	—
Adjusted diluted earnings per share non-GAAP	$1.26	Q2 2026	—
Adjusted earnings non-GAAP	$33.4M	Q2 2026	—
Adjusted noninterest expense non-GAAP	$59.46M	Q2 2026	—
Adjusted return on average assets non-GAAP	1.45%	Q2 2026	—
Adjusted return on average common equity non-GAAP	12.25%	Q2 2026	—
Adjusted total revenue non-GAAP	$109.32M	Q2 2026	—
Ag Services revenue	$1.9M	second quarter of 2026	—
Common equity tier 1 capital to risk-weighted assets	13.4%	second quarter of 2026	—
Common shares outstanding	26,594,524	Q2 2026	—
Efficiency ratio (tax equivalent) non-GAAP	54.39%	Q2 2026	—
End of period earning assets	$8.5B	Q2 2026	—
Full-time equivalent employees	1,316	Q2 2026	—
Insurance commissions	$8.9M	second quarter of 2026	—
Leverage ratio	10.92%	second quarter of 2026	—
Non-performing assets	$47.1M	Q2 2026	—
Non-performing assets to total assets ratio	0.51%	second quarter of 2026	—
Non-performing loans	$41.29M	Q2 2026	—
Non-performing loans to total loans ratio	0.6%	second quarter of 2026	—
Tangible book value per share non-GAAP	$31.15	Q2 2026	—
Tangible book value per share excluding other comprehensive income at period end non-GAAP	$35.09	Q2 2026	—
Tier 1 capital to risk-weighted assets	13.87%	second quarter of 2026	—
Total capital to risk-weighted assets	15.41%	second quarter of 2026	—
Total deposits	$7.57B	Q2 2026	—
Total loans	$6.93B	Q2 2026	—
Wealth management revenues	$8.2M	second quarter of 2026	+52.0%

Allowance for credit losses	$86.8M	the first quarter of 2026	—
Allowance for credit losses to total loans ratio	1.25%	the first quarter of 2026	—

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Banks - Regional — same industry group

Open screener →

Company	Mkt cap	YTD	Rev growth Y/Y	P/E	Short % shares
FMBH First Mid Bancshares, Inc. this stock	$1.35B	+28.9%	—	12.6	2.2%
MFG Mizuho Financial Group Inc	$123.19B	+38.4%	—	—	0.1%
HDB Hdfc Bank Ltd	$118.97B	-36.1%	+15.2%	—	0.5%
IBN Icici Bank Ltd	$105.45B	-0.4%	—	—	0.5%
CIXPF CaixaBank/ADR	$100.59B	+18.7%	—	—	0.1%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section

Ownership

Institutional Holders Accumulating

Holders

169

% held: 55.8%
Net QoQ: +935.7K sh
Top holder: BlackRock, Inc.

Held Float

View

Held by Funds

Fund positions

203

View

Short & Settlement

Short Interest Rising

Shares short

582.0K

Days to cover: 3.6d
Change: +44.5K sh

View

Short Volume

Short vol %

57%

As of: Aug 20, 2026

Short Total

View

Fails to Deliver

FTD shares

Value: $1.0K
As of: Jul 7, 2026

View

Off-Exchange

Off-exchange %

32.2%

Week of: Jul 13, 2026

Off-exch Lit

View

Financials

Net income (FY)

$91.7M

EPS diluted: $3.83

View

Buybacks

Authorized

shares 1.2M

View

Filings

SEC Filings

Latest

10-Q

Filed: Aug 7, 2026
This year: 15

View

Proposed Sales

Value

$264.0K

Shares: 6.0K
Filed: Feb 10, 2026

View

Exempt Offerings

Offering

$1.1M

Filed: May 10, 2021

View

Earnings & Events

Earnings Calls

Last call

Apr 29, 2026

View

Performance

	5D	20D	120D	MTD	YTD
FMBH	-3.6%	+0.4%	+22.6%	-3.5%	+28.9%
SPY	-2.0%	+3.3%	+11.2%	+2.1%	+11.8%
vs SPY	-1.6%	-2.9%	+11.4%	-5.6%	+17.0%

Capital returns

Latest dividend

$0.26 / share · ex Aug 18, 2026

Raised 4%

Paid (TTM)

$1.01 / share · 4 payouts

Dividend yield (TTM, derived)

2.01%

Buyback program · as of Jun 24, 2025

Authorized

shares 1.20M

Spent (derived)

—

Remaining

—

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 700565 CUSIP 320866106 13F (30d) 172 filings 150 filers Visit website Investor relations

FMBH · First Mid Bancshares, Inc.

Price & Indicators

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Equibles Rating

Technicals

Key metrics

Versus peers

At a glance

Performance

Capital returns