FMBH · First Mid Bancshares, Inc. · Investor Relations

Through down payment assistance programs, the bank is easing upfront costs during key homebuying season Mediapolis, IA (July 23, 2026) For many first-time homebuyers, saving for a down payment can be one of the most significant steps on the path to homeownership, even when a monthly mortgage payment fits within their budget. As the summer homebuying season continues, First Mid Bank & Trust (First Mid) is raising awareness of down payment assistance programs that may help eligible buyers reduce upfront costs and purchase a home sooner. Through its partnership with the Federal Home Loan Bank, First Mid helps qualifying first-time homebuyers access grant funding that can be applied toward a down payment and other eligible homebuying expenses. Eligibility is based on program requirements, including household income and credit qualifications. “Down payment assistance can make a meaningful difference for buyers who are financially prepared for homeownership but need additional

Experts share practical tips to help travelers spot scams and protect their money this summer St. Louis, MO (July 13, 2026) As millions of Americans head out on vacation this summer, First Mid Bank & Trust (First Mid) is encouraging travelers to stay alert for increasingly sophisticated scams designed to steal money and personal information before, during, or after a trip. From fake vacation home rentals and airline alerts to fraudulent refund offers and Wi-Fi networks, fraudsters are using artificial intelligence (AI) to create convincing scams that pressure travelers into making quick decisions. “AI hasn't removed the fundamentals of fraud, but it has amplified them,” said Barb Nesler, BSA & Fraud Officer at First Mid. “Fraudsters are now using publicly available information, social media activity, and AI tools to make their scams more personalized and believable than ever before.” According to the Federal Trade Commission, consumers submitted more

Burlington, IA (June 30, 2026) First Mid Bank & Trust (First Mid), Community Action of Southeast Iowa, and Sherwin-Williams are partnering to continue a longstanding Southeast Iowa tradition through the 33rd annual Paint-A-Thon, which will kick off on September 7 following Labor Day weekend. For more than three decades, the Paint-A-Thon has helped qualifying homeowners improve and maintain their homes through volunteer-led painting projects, strengthening neighborhoods throughout Burlington, West Burlington, Mediapolis, and surrounding communities. Over the past 32 years, volunteers have painted more than 573 homes and contributed countless hours of service to homeowners throughout Southeast Iowa. The program helps homeowners preserve the appearance and value of their properties while fostering community pride and volunteerism. “Paint-A-Thon has made a lasting impact in Southeast Iowa for more than 30 years, and we're proud to help carry on that tradition,” said Shane

Mattoon, IL (June 24, 2026) First Mid Insurance Group (FMIG) is proud to announce that its Senior Solutions division, which assists Medicare beneficiaries and seniors with their health insurance needs, has been recognized by Senior Marketing Specialists with four prestigious awards: the 2025 5 Million Dollar Producer Award, Lives Impacted Recognition, 2025 Top Agency Total Growth Award, and 2025 Top Producing Medicare Advantage Agency Award. In addition, FMIG was recognized for impacting 2,579 lives in 2025 through sales, education, and ongoing client support. “These awards reflect the dedication, expertise, and compassion our Senior Solutions team brings to serving clients every day,” said Clay Dean, CEO of First Mid Insurance Group. “We are honored to be recognized by Senior Marketing Specialists and grateful for the trust our clients place in us. This recognition is a testament to the positive impact the team continues to make in the lives of Medicare

St. Louis, MO (June 22, 2026) First Mid Bancshares, Inc. (First Mid) has been named a Greater St. Louis Top Workplace for the third consecutive year. The award, presented by the St. Louis Post-Dispatch in partnership with Energage, recognizes organizations that prioritize a strong workplace culture and employee engagement. The Greater St. Louis Top Workplaces award is based entirely on employee feedback gathered through a confidential survey conducted by Energage, an independent research company specializing in workplace culture and employee experience. “This award is a reflection of the engagement, teamwork, and commitment our employees bring to First Mid each day,” said Joe Dively, Chairman and Chief Executive Officer at First Mid. “Their dedication to our shared values continues to create a workplace where employees feel supported, connected, and empowered to succeed.” The annual survey measures several aspects of workplace

Burlington, IA (June 16, 2026) First Mid Bank & Trust is proud to donate $25,000 to Young House Behavioral Health, reaffirming its commitment to supporting the communities served by Two Rivers Bank & Trust. The nonprofit organization has provided behavioral and mental health services in Southeast Iowa for more than 50 years. Young House Executive Director Eric Schilling said the donation will support an ongoing renovation project designed to transform the building into a more welcoming, comfortable space for community members seeking behavioral and mental health support. “We want to soften the environment and create a place that feels safe and supportive so our clients feel welcomed the moment they walk through the door,” Schilling said. “It was a space that was underutilized and renovating it will give us the ability to serve more people and make the overall atmosphere more inviting. At a time when small nonprofits often struggle for resources, we are

Mattoon, IL (June 8, 2026) Two Rivers Bank & Trust (Two Rivers) will officially become First Mid Bank & Trust (First Mid) this coming weekend. Two Rivers banking centers will close Friday evening, June 12, and reopen Monday, June 15, as First Mid banking centers. Since First Mid completed its acquisition of Two Rivers Financial Group, Inc., the parent company of Two Rivers Bank & Trust, in March, the two organizations have worked closely together to ensure a smooth transition for both customers and employees. Welcome packets containing important account information were mailed in advance of the conversion date to help prepare Two Rivers customers for upcoming changes. “We are thrilled to welcome our new Two Rivers customers and want to make the conversion as easy as possible for them,” said Joe Dively, Chairman and Chief Executive Officer at First Mid. “There will be some one-time actions customers will need to take, such as logging in to Online Banking

St. Louis, MO (May 18, 2026) As rising rent prices and housing market uncertainty continue to challenge many first-time homebuyers, mortgage experts say misconceptions about credit scores and interest rates may be preventing buyers from exploring homeownership opportunities. According to Zillow , median rents for single-family homes have increased approximately 30% to 45% in many markets since early 2020. With monthly rent payments in many areas now rivaling — or even exceeding — the cost of a mortgage, Kristi Amenda, AVP, Mortgage Loan Officer at First Mid Bank & Trust, is encouraging people to view homeownership as a smart long-term investment. “People are often surprised to learn they may already be paying more in rent than they would for a mortgage,” said Amenda. “Building home equity early can create long-term financial benefits and stability.” Many potential buyers are discouraged by the misconception that they need perfect credit or a

Burlington, IA (May 11, 2026) First Mid Wealth Management, a division of First Mid Bancshares, Inc. and a branch office of Raymond James, announces that Financial Advisor Kyle Wagenbach has joined its team. Wagenbach brings a unique and analytical perspective to financial planning, drawing on a diverse background in engineering, economics, entrepreneurship, and agriculture. He specializes in long-term investment strategies and risk management, developing customized solutions tailored to each client’s unique objectives. “We are thrilled to welcome Kyle to our team,” said Eric Benne, SVP, Director of Trust at First Mid Wealth Management. “His commitment to client-first service, combined with his diverse background, strengthens our ability to deliver thoughtful, personalized financial strategies. As we continue to grow, adding professionals of Kyle’s caliber reinforces our dedication to providing our local communities with high-quality financial guidance and

Bloomington, IL (May 4, 2026) First Mid Ag Services, a division of First Mid Wealth Management, announced the promotions of Reid Lichty and Eric Schumacher to Regional Manager roles, strengthening leadership across its Bloomington and Mattoon, IL offices. Reid Lichty has been promoted to Regional Manager in Bloomington. A native of rural McLean County, he brings a lifelong passion for agriculture to his new leadership role. He joined First Mid in 2024 as a Farm Manager, leveraging an extensive background in agricultural retail and seed production. Lichty is a Certified Crop Advisor (CCA), an Illinois licensed real estate broker, and is currently pursuing his Accredited Farm Manager designation. He earned his Bachelor of Science in Agriculture with an emphasis in Agricultural Business from Western Illinois University. Eric Schumacher has been promoted to Regional Manager in Mattoon. A native of Sigel, IL, he was raised on a small dairy and grain farm and brings deep industry experience

MATTOON, Ill., April 29, 2026 (GLOBE NEWSWIRE) - First Mid Bancshares, Inc. (NASDAQ: FMBH) (“First Mid”) today announced a leadership transition as part of its long-term, board-led succession planning process. Effective July 1, 2026, Matthew K. Smith, President of the Company, will become Chief Executive Officer and President of First Mid and its subsidiary, First Mid Bank & Trust, N.A., and will be appointed to the Company’s Board of Directors. Joseph R. Dively, Chairman and Chief Executive Officer, will transition to Executive Chairman of the Board. The decision follows a comprehensive, multi-year process led by the Board of Directors to identify the right leader to guide First Mid forward while maintaining the culture, strategy, and performance that define the Company. Smith joined First Mid in 2016 as Chief Financial Officer and was named President in June 2025. In those roles, he has helped shape the Company’s financial strategy, capital planning, and merger and acquisition

MATTOON, Ill., April 29, 2026 (GLOBE NEWSWIRE) - First Mid Bancshares, Inc. (NASDAQ: FMBH) (the “Company”) today announced its financial results for the quarter ended March 31, 2026. Highlights Net income of $26.3 million, or $1.06 diluted EPS Adjusted quarterly net income* of $28.4 million, or $1.14 diluted EPS Closed on the acquisition of Two Rivers Financial Group, Inc. (“Two Rivers”) and its wholly owned subsidiary Two Rivers Bank & Trust (“Two Rivers Bank”), adding $871.4 million in loans, net of the interest rate fair value marks and $1.04 billion in deposits, net of the time deposit marks, at closing Total loans of $6.94 billion, quarterly increase of $932.9 million Total deposits of $7.55 billion, quarterly increase of $1.15 billion Tangible book value per common share* increased 2.1% during the quarter to $30.04 Net interest margin, tax equivalent* expanded to 3.78%, quarterly increase of 5 basis points Repurchased 12,686 shares and the Board of Directors declared regular