Skip to main content
Equibles
HFWA logo

HFWA · Heritage Financial Corp /Wa/

Track HFWA — free

Use HFWA with AI

Ask our own analyst here, or connect this data to the AI you already use.

Ask ALVIS about HFWA

Free, nothing to set up — ALVIS runs on the same tools and cites every figure.

or use your own AI

The free Equibles MCP server lets any client query SEC filings, earnings calls, KPIs, holdings and prices directly — read-only, OAuth-secured, cited to the filing.

ChatGPT Claude Gemini
Server URL
https://mcp.equibles.com/mcp
All connection guides →
$28.86 -0.59 (-2.00%) At close · Aug 19
Market Cap
$1.18B
Shares
40.92M

Price & Indicators

Indicators
Price
Panels
Event markers
20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$29.45 Open$29.68 Day$29.36–29.70 52W close$21.47–31.25 Avg vol 30d415K Short int2.7M · 6.6% float · 5.2d Short vol75% Last earningsJul 23, 2026 DataJan 2020–Aug 2026 Filing10-Q · Aug 7

Up next

Next earnings call
Oct 22, 2026 Est · unconfirmed · in 9 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
Latest filing: 10-Q
filed Aug 7, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Buy
      SellHoldBuy
      Technical Neutral Momentum Neutral Sentiment Neutral Fundamentals Excellent Quant / Vol Low
      Market backdrop VIX 14.9 · calm Equity put/call 0.64
      Technical
      price trend
      Neutral
      50 / 200-day cross No cross
      Price vs 200-day avg +11%
      above
      Price vs 50-day avg −0%
      below
      RSI (14) 46
      neutral
      MACD trend Negative
      52-week position 82%
      mid-range
      Volume (OBV) Confirms
      volume backs price
      Momentum
      relative strength
      Neutral
      1-month return −3%
      trailing
      6-month return +7%
      trailing
      YTD return +25%
      this year
      Relative strength −4%
      vs S&P · 6-mo
      Sentiment
      smart money
      Neutral
      Trend (MA cross) No cross
      50d $29 › 200d $27 — 50d above 200d
      Institutional flow Accumulating
      +2% holders QoQ · +30 funds added
      Insider flow Distributing
      Net -$729.1K over 90 days · 100% sells
      Short interest Rising
      6.64% of float · ▲ +5.1% MoM · 5.2 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      189 holders — near 3-yr high, broad support
      Squeeze score 64
      elevated · 0–100
      Fundamentals
      Excellent
      EPS growth +58%
      Y/Y
      Free cash flow $85.7M
      Valuation P/E 13.7
      in line
      Balance sheet $233.1M
      net cash
      Quant / Vol
      risk profile
      Low
      Volatility 28%
      annualized · 1-yr
      Max drawdown −15%
      past year
      ATR 2.0%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the Earnings Call filed Mar 31, 2026
      Q2 and Q3
      Quarterly noninterest expense levels $64M – $65M
      Q4
      Quarterly noninterest expense levels $56M – $57M
      Prior guidance period ended · from the Earnings Call filed Jun 30, 2025
      Quarterly noninterest expenses · this year $41M – $42M

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Neutral
      1 · 5 · 1
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +11% Bullish
      Price vs 50-day avg
      −0% Neutral
      RSI (14)
      46 Neutral
      MACD trend
      Negative Bearish
      52-week position
      82% Neutral
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Mixed
      Trend (MA cross) No cross
      50d $29 › 200d $27 — 50d above 200d
      Institutional flow Accumulating
      +2% holders QoQ · +30 funds added
      Insider flow Distributing
      Net -$729.1K over 90 days · 100% sells
      Short interest Rising
      6.64% of float · ▲ +5.1% MoM · 5.2 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      189 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      Range low $21 Now $29 · 82% Range high $31
      vs 200-day avg +11% vs 50-day avg 0%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from written earnings releases and filings
      Metric Latest Period YoY
      ACL on loans as a percentage of loans receivable 1.03% Q2 2026 —
      Adjusted noninterest expense to average total assets non-GAAP 2.56% Q2 2026 —
      Adjusted return on average assets non-GAAP 1.12% Q2 2026 —
      Adjusted ROATCE (5-year average) non-GAAP 12% 2023 to 2025 —
      Average assets per full-time equivalent employee $8.65M June 30, 2026 —
      Average number of full-time equivalent employees 976 June 30, 2026 —
      Classified loans as a percentage of loans receivable 1.8% Q2 2026 —
      Criticized loans to total loans 3.25% Q1 2026 —
      Deposits per branch $106.65M June 30, 2026 —
      Liquidity coverage ratio of estimated uninsured deposits 118.9% Q2 2026 —
      Liquidity coverage ratio of total deposits 46.5% Q2 2026 —
      Loan yield, excluding incremental accretion on purchased loans, annualized (non-GAAP) non-GAAP 5.6% Quarter Ended June 30, 2026 —
      Net charge-offs on loans to average loans 0.03% Q2 2026 —
      Net interest margin, excluding incremental accretion on purchased loans non-GAAP 3.9% Q2 2026 —
      Nonaccrual loans to loans receivable 0.27% Q2 2026 —
      Noninterest demand deposits to total deposits 28% Q2 2026 —
      Nonperforming assets to total assets 0.19% Q2 2026 —
      Number of branches 66 June 30, 2026 —
      Total liquidity sources available 3.27B Q2 2026 —
      Reversal of provision for credit losses on loans -$0.9M Q4 2025 —

      Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

      Versus peers

      Banks - Regional — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      HFWA
      Heritage Financial Corp /Wa/
      this stock
      		$1.18B +24.5% — 13.7 6.6%
      MFG
      Mizuho Financial Group Inc
      		 $131.93B +45.5% — — 0.1%
      HDB
      Hdfc Bank Ltd
      		 $118.97B -36.6% +15.2% — 0.5%
      IBN
      Icici Bank Ltd
      		 $105.45B -0.6% — — 0.5%
      PNC
      Pnc Financial Services Group, Inc.
      		 $101.11B +21.8% +7.2% 14.0 1.8%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      189
      % held
      80.7%
      Net QoQ
      +210.8K sh
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      238
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      2.7M
      Days to cover
      5.2d
      Change
      +130.7K sh
      View
      Short Volume
      Short vol %
      75%
      As of
      Aug 19, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      1.6K
      Value
      $46.0K
      As of
      Jul 31, 2026
      View
      Off-Exchange
      Off-exchange %
      29.9%
      Week of
      Jul 13, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$729.1K
      Buyers / Sellers
      0 / 5
      Buyers Sellers
      View
      Financials
      Financials
      Net income (FY)
      $67.5M
      EPS diluted
      $1.96
      View
      Buybacks
      Authorized
      shares 1.7M
      Remaining
      shares 424.5K
      Spent Remaining
      View
      Filings
      SEC Filings
      Latest
      10-Q
      Filed
      Aug 7, 2026
      This year
      13
      View
      Proposed Sales
      Value
      $109.8K
      Shares
      3.7K
      Filed
      Aug 6, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      Jul 23, 2026
      View
      Investor Relations
      Latest news
      Heritage Financial Announces Seco…
      Published
      Jul 23, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      HFWA -0.3% -3.2% +6.9% -0.9% +24.5%
      SPY -0.4% +2.6% +10.7% +2.7% +12.5%
      vs SPY +0.1% -5.7% -3.8% -3.7% +12.0%

      Capital returns

      Latest dividend
      $0.25 / share · ex Aug 5, 2026
      Raised 4.2%
      Paid (TTM)
      $0.97 / share · 4 payouts
      Dividend yield (TTM, derived)
      3.29%
      Buyback program · as of Jun 30, 2026
      Authorized
      shares 1.73M
      Spent (derived)
      shares 1.31M
      Remaining
      shares 424,489
      Spent Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1046025 CUSIP 42722X106 13F (30d) 175 filings 174 filers Visit website Investor relations

      Report a Problem

      Category
      Description
      Email (optional, for follow-up)