HRTG · Heritage Insurance Holdings, Inc.
Price & Indicators
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AI Brief
TL;DR.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Strong BuyIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
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| Annualized return on average equity | 45.4% | second quarter of 2026 | — |
| Book Value Per Common Share | $19.09 | As Of June 30, 2026 | — |
| Ceded premium ratio | 42.7% | Three Months Ended June 30, 2026 | — |
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| Net combined ratio | 64.9% | Three Months Ended June 30, 2026 | — |
| Net expense ratio | 34.5% | Three Months Ended June 30, 2026 | — |
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| Net loss ratio | 38.1% | Six Months Ended June 30, 2026 | — |
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| Policies-in-force (Commercial Residential) | 3,140 | Q2 2026 | — |
| Policies-in-force (Personal Residential) | 338,817 | Q2 2026 | — |
| Policies-in-force (Total) | 350,887 | Q2 2026 | — |
| Total Insured Value (Total) | $368,252,380,213 | Q2 2026 | — |
| Total Shares Outstanding | 29,732,416 | As Of June 30, 2026 | — |
| Expense ratio | 35.2% | Three Months Ended March 31, 2026 | — |
| Loss ratio | 45.9% | Three Months Ended March 31, 2026 | — |
| Return on average equity | 28.5% | Three Months Ended March 31, 2026 | — |
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| Return on equity | 28.5% | Three Months Ended March 31, 2026 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Insurance - Property & Casualty — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
HRTG
this stock
Heritage Insurance Holdings, Inc.
|
$990.98M | +14.9% | +3.7% | 4.8 | 2.5% |
|
CB
Chubb Ltd
|
$133.92B | +9.9% | +6.5% | 12.2 | 1.1% |
|
PGR
Progressive Corp/Oh/
|
$126.31B | -3.2% | +16.3% | 10.9 | 1.4% |
|
TKOMY
Tokio Marine Holdings, Inc.
|
$86.27B | +23.0% | — | — | 0.0% |
|
TRV
Travelers Companies, Inc.
|
$76.02B | +25.7% | +5.2% | 9.8 | 3.6% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| HRTG | +1.1% | +28.0% | +20.7% | +14.5% | +14.9% |
| SPY | -2.0% | +3.3% | +11.2% | +2.1% | +11.8% |
| vs SPY | +3.0% | +24.7% | +9.5% | +12.4% | +3.1% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.