HRTG · Heritage Insurance Holdings, Inc. · Executive Compensation

$34.05 -0.39 (-1.13%) At close · Sep 9

Russell 2000 member Rebalance outlook locked

Market Cap

$1.01B

29.73M

Named-executive compensation from the company's DEF 14A proxy statements — salary, bonus, stock and option awards, non-equity incentive, and the company-reported total per executive per fiscal year, exactly as disclosed in the Summary Compensation Table.

Fiscal 2025

Executive	Role	Salary	Bonus	Stock Awards	Option Awards	Incentive	Other	Total
Ernie Garateix	CEO	$875,500	—	$2,757,824	—	$1,663,450	$45,123	$5,341,897
Kirk Lusk	CFO	$824,000	—	$947,598	—	$782,800	$55,532	$2,609,930
Tim Moura	President, NBIC	$650,000	—	$409,504	—	$218,855	$35,384	$1,313,743

Fiscal 2024

Executive	Role	Salary	Bonus	Stock Awards	Option Awards	Incentive	Other	Total
Ernie Garateix	CEO	$850,000	—	$1,657,500	—	$1,490,333	$336,679	$4,334,512
Kirk Lusk	CFO	$800,000	—	$720,000	—	$736,000	$337,562	$2,593,561
Tim Moura	President, NBIC	$650,000	—	$227,500	—	$247,390	$62,914	$1,187,804

Fiscal 2023

Executive	Role	Salary	Bonus	Stock Awards	Option Awards	Incentive	Other	Total
Ernie Garateix	CEO	$1,000,000	—	$2,475,000	—	$1,480,000	$43,446	$4,998,446
Kirk Lusk	CFO	$950,000	—	$1,100,000	—	$447,000	$47,800	$2,544,800
Tim Moura	President, NBIC	$950,000	—	$550,000	—	$153,750	$27,379	$1,681,129

Fiscal 2022

Executive	Role	Salary	Bonus	Stock Awards	Option Awards	Incentive	Other	Total
Ernie Garateix	CEO	$1,023,400	—	$1,000,000	—	$306,000	$36,085	$2,365,485
Kirk Lusk	CFO	$950,000	—	$375,000	—	$101,200	$37,100	$1,463,300
Tim Moura	President, NBIC	$950,000	—	$175,000	—	$33,340	$16,204	$1,174,544

Fiscal 2021

Executive	Role	Salary	Bonus	Stock Awards	Option Awards	Incentive	Other	Total
Ernie Garateix	CEO	$1,000,000	—	$1,250,000	—	$740,000	$24,296	$3,014,296
Kirk Lusk	CFO	$950,000	—	$375,000	—	$183,000	$41,105	$1,549,105
Tim Moura	President, NBIC	$993,000	—	$225,000	—	$102,000	$17,033	$1,337,033

Fiscal 2020

Executive	Role	Salary	Bonus	Stock Awards	Option Awards	Incentive	Other	Total
Richard Widdicombe	Former President	$1,929,375	—	—	—	—	$2,627,589	$4,556,964
Kirk Lusk	CFO	$950,000	—	—	—	$75,000	$81,332	$1,106,332
Tim Moura	President, NBIC	$943,010	—	—	—	$75,000	$10,883	$1,028,893
Sharon Binnun	Chief Accounting Officer	$475,000	$50,000	—	—	—	$26,128	$551,128
Tim Johns	President, Zephyr Insurance Company Bruce Lucas\	$300,000	$125,000	—	—	—	$19,537	$444,537

Fiscal 2019

Executive	Role	Salary	Bonus	Stock Awards	Option Awards	Incentive	Other	Total
Bruce Lucas	Chairman and CEO	$2,302,529	—	—	—	$3,750,000	$23,787	$6,076,316
Richard Widdicombe	Former President	$1,929,375	—	—	—	$750,000	$26,271	$2,690,175
Ernie Garateix	COO	$900,000	—	—	—	$500,000	$23,862	$1,423,862
Tim Moura	President, NBIC	$870,596	—	—	—	$50,000	—	$920,596
Kirk Lusk	CFO	$850,000	—	—	—	$50,000	$17,127	$917,127

Fiscal 2018

Executive	Role	Salary	Bonus	Stock Awards	Option Awards	Incentive	Other	Total
Bruce Lucas	Chairman and CEO	$2,205,000	$3,000,000	—	—	$6,200,000	$30,043	$11,135,043
Richard Widdicombe	Former President	$1,929,375	—	—	—	$750,000	$40,905	$2,720,280
Ernie Garateix	COO	$900,000	—	—	—	$500,000	$25,820	$1,425,820

Fiscal 2017

Executive	Role	Salary	Bonus	Stock Awards	Option Awards	Incentive	Other	Total
Bruce Lucas	Chairman and CEO	$2,059,885	—	—	—	$4,633,022	$44,911	$6,737,818
Richard Widdicombe	President	$1,802,164	$137,000	—	—	$750,000	$51,035	$2,740,698
Ernie Garateix	COO	$772,626	$55,000	—	—	$400,000	$36,334	$1,263,960

Executive changes

Person	Role	Change	Effective	Filed
Mark Berset	Board	Retired	2025-09-23	2025-09-25

Key facts CIK 1598665 CUSIP 42727J102 13F (30d) 123 filings 122 filers Visit website Investor relations