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LDI · loanDepot, Inc.

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$0.87 -0.01 (-0.72%) At close · Aug 20
Market Cap
$296.33M
Shares
338.16M

Price & Indicators

Indicators
Price
Panels
Event markers
20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$0.87 Open$0.87 Day$0.85–0.90 52W close$0.85–4.56 Avg vol 30d2.5M Short int17.5M · 5.2% float · 6.9d Short vol73% Last earningsAug 4, 2026 DataFeb 2021–Aug 2026 Filing10-Q · Aug 6

Up next

Next earnings call
Nov 3, 2026 Est · unconfirmed · in 11 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
Latest filing: 10-Q
filed Aug 6, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Strong Sell
      SellHoldBuy
      Technical Strong Sell Momentum Very Weak Sentiment Neutral Fundamentals Weak Quant / Vol Very High
      Market backdrop VIX 14.9 · calm Equity put/call 0.52
      Technical
      price trend
      Strong Sell
      50 / 200-day cross No cross
      Price vs 200-day avg −51%
      below
      Price vs 50-day avg −19%
      below
      RSI (14) 38
      neutral
      MACD trend Negative
      52-week position 0%
      near low
      Volume (OBV) Confirms
      volume backs price
      Momentum
      relative strength
      Very Weak
      1-month return −10%
      trailing
      6-month return −58%
      trailing
      YTD return −58%
      this year
      Relative strength −69%
      vs S&P · 6-mo
      Sentiment
      smart money
      Neutral
      Trend (MA cross) No cross
      50d $1 › 200d $2 — 200d above 50d
      Institutional flow Distributing
      -8% holders QoQ · +17 funds added
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Falling
      5.19% of float · ▼ -1.6% MoM · 6.9 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      128 holders — mid 3-yr range
      Squeeze score 64
      elevated · 0–100
      Fundamentals
      Weak
      Revenue growth +12%
      Y/Y
      EPS growth −301%
      Y/Y
      Free cash flow $-734.6M
      Balance sheet $1.8B
      net debt
      Quant / Vol
      risk profile
      Very High
      Volatility 89%
      annualized · 1-yr
      Max drawdown −81%
      past year
      ATR 8.4%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the 8-K filed Aug 4, 2026
      Origination volume · third quarter of 2026 Initiated $6.25B – $8.25B
      Pull-through weighted rate lock volume · third quarter of 2026 Initiated $5.25B – $7.25B
      Prior guidance period ended · from the 8-K filed May 5, 2026
      Origination volume · second quarter of 2026 $7.25B – $9.25B
      Pull-through weighted rate lock volume · second quarter of 2026 $5.75B – $7.75B
      Pull-through weighted gain on sale margin · second quarter of 2026 3.3% – 3.6%

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Strong Sell
      4 · 3 · 0
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      −51% Bearish
      Price vs 50-day avg
      −19% Bearish
      RSI (14)
      38 Neutral
      MACD trend
      Negative Bearish
      52-week position
      0% Bearish
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Mixed
      Trend (MA cross) No cross
      50d $1 › 200d $2 — 200d above 50d
      Institutional flow Distributing
      -8% holders QoQ · +17 funds added
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Falling
      5.19% of float · ▼ -1.6% MoM · 6.9 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      128 holders — mid 3-yr range
      Price context
      position in its 52-week range
      Range low $1 Now $1 · 0% Range high $5
      vs 200-day avg -51% vs 50-day avg -19%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from written earnings releases and filings
      Metric Latest Period YoY
      Adjusted diluted weighted average shares outstanding non-GAAP 337,783,186 Three Months Ended Jun 30, 2026 —
      Loans sold $16.39B Six Months Ended Jun 30, 2026 —
      Purchase market share 1.27% Q2 2026 —
      Recapture rate 68% the quarter ended June 30, 2026 —
      Servicing portfolio (unpaid principal balance) 123.39B Jun 30, 2026 —
      Servicing rights, net to UPB 1.4% Jun 30, 2026 —
      Total servicing portfolio (units) 465,089 Jun 30, 2026 —
      Cash balance $277M first quarter —
      market share 1.39% First Quarter 2026 —
      organic refinance consumer direct recapture rate 73% first quarter —

      Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

      Versus peers

      Mortgage Finance — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      LDI
      loanDepot, Inc.
      this stock
      		$296.33M -58.0% +12.2% — 5.2%
      RKT
      Rocket Companies, Inc.
      		 $40.20B -27.4% +31.2% — 3.5%
      FNMA
      Federal National Mortgage Association Fannie Mae
      		 $7.31B -42.3% -0.4% 631.0 1.3%
      PFSI
      PennyMac Financial Services, Inc.
      		 $3.99B -42.6% +3.1% 10.6 5.1%
      FMCC
      Federal Home Loan Mortgage Corp
      		 $3.76B -44.6% -2.7% — 1.5%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Reducing
      Holders
      128
      % held
      15.5%
      Net QoQ
      -1.8M sh
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      104
      View
      Short & Settlement
      Short Interest Falling
      Shares short
      17.5M
      Days to cover
      6.9d
      Change
      -280.3K sh
      View
      Short Volume
      Short vol %
      73%
      As of
      Aug 20, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      26.4K
      Value
      $26.7K
      As of
      Jul 30, 2026
      View
      Off-Exchange
      Off-exchange %
      51.2%
      Week of
      Jul 13, 2026
      Off-exch Lit
      View
      Financials
      Financials
      Net income (FY)
      $-62.6M
      EPS diluted
      $-1.75
      View
      Filings
      SEC Filings
      Latest
      10-Q
      Filed
      Aug 6, 2026
      This year
      11
      View
      Proposed Sales
      Value
      $25.7K
      Shares
      9.4K
      Filed
      Dec 2, 2025
      View
      Earnings & Events
      Earnings Calls
      Last call
      Aug 4, 2026
      View
      Investor Relations
      Latest news
      loanDepot Announces Second Quarte…
      Published
      Aug 4, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      LDI -8.0% -10.1% -58.0% -11.3% -58.0%
      SPY -2.0% +3.3% +11.2% +2.1% +11.8%
      vs SPY -6.1% -13.4% -69.1% -13.4% -69.8%

      Capital returns

      Latest dividend
      $0.08 / share · ex Apr 1, 2022
      Cut 86.9%
      Paid (TTM)
      $0.00 / share · 0 payouts
      Dividend yield (TTM, derived)
      — · no payout in the trailing year

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1831631 CUSIP 53946R106 13F (30d) 118 filings 118 filers Visit website Investor relations

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